Compare Bank & Credit Union Rates
Best savings rates in Maine
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Maine
- Maine Community BankChampion High-Yield Money MarketChampion High-Yield Money Market · $1 min · 0.25%–2.00% by balance
Bank · 22 branches
0.40%APY$40 a year on $10,000Requirements
Product: Tiered interest-bearing account. Six preauthorized transfers per statement cycle. No monthly maintenance service charge.
Offer: Stated minimum opening balance is required to obtain APY.
No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Champion High-Yield Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.50% $50,000 – $100,000 1.00% $100,000 – $250,000 2.00% $250,000 and up 2.00% Rate checked
More details - Acadia Federal Credit UnionSuper SaverSavings · $1,000 min · 0.40%–2.27% by balance
Credit union · 9 branches
0.40%APY$40 a year on $10,000Requirements
Product: Tiered rate account compounded daily and credited monthly. The dividend rate is based on the tier for which the balance qualifies and applies to the entire account balance.
Offer: Super Saver Tier I.
0.40% interest rate · Compounded daily · Effective Oct 3, 2026
Rate by balance
Rate by balance for Super Saver Balance APY $1,000 – $100,000Your amount 0.40% $100,000 and upSuper Saver Tier II. 2.27% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: $5 minimum to open Share Account. $100 minimum balance required to earn dividends.
Offer: $5 minimum to open Share Account. $100 minimum balance required to earn dividends.
0.35% interest rate · Effective Oct 1, 2026
Rate checked
More details - Cumberland County Federal Credit UnionMoney Market CheckingMoney Market Checking · $4,000 min · 0.25%–0.30% by balance
Credit union · 6 branches
0.30%APY$30 a year on $10,000Requirements
Product: Dividends paid monthly on average daily balance of $4,000 or more.
0.25% interest rate
Rate by balance
Rate by balance for Money Market Checking Balance APY $4,000 – $10,000 0.25% $10,000 and upYour amount 0.30% Rate checked
More details - New Dimensions Federal Credit UnionJumbo Certificate Savings Account (CSA)Savings · $100 min · 0.30%–2.07% by balance
Credit union · 4 branches
0.30%APY$30 a year on $10,000Requirements
Product: Split-rate tiered savings account with composite APY tiers.
Offer: Minimum balance required to earn dividends is $100.
0.30% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Jumbo Certificate Savings Account (CSA) Balance APY $100 – $50,000Your amount 0.30% $50,000 – $100,000Tier rate is 1.50%; composite APY is 0.30%-0.90% for multiple tier split rate account. 1.51%* $100,000 – $250,000Tier rate is 1.60%; composite APY is 0.90%-1.33% for multiple tier split rate account. 1.61%* $250,000 – $500,000Tier rate is 1.85%; composite APY is 1.33%-1.60% for multiple tier split rate account. 1.87%* $500,000 and upTier rate is 2.05%; composite APY is 1.60%-1.85% for multiple tier split rate account. 2.07%* Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Par value of a membership share is $25.00, which must be fully paid and retained in share savings account. Membership requires living, working, worshipping, or attending school in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset, or York county. No monthly service fee.
Offer: Average daily balance method to calculate dividends. Dividends credited and compounded monthly. Minimum balance to open/obtain APY is $25.00.
0.25% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Bangor Savings BankMarket Rate SavingsSavings · $5,000 min · 0.00%–0.40% by balance
Bank · 62 branches
0.25%APY$25 a year on $10,000Requirements
Product: No need to have a checking account with Bangor Savings Bank.
0.00% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Market Rate Savings Balance APY Up to $5,000 0.00% $5,000 – $10,000 0.15% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.40% $50,000 and up 0.40% Rate checked
More details - Bangor Savings BankBenefit Money MarketBenefit Money Market · $5,000 min · 0.00%–0.60% by balance
Bank · 62 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Must have or open a personal checking account with Bangor Savings Bank.
Offer: Must have or open a personal checking account with Bangor Savings Bank.
Qualified rate · 0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Benefit Money Market Balance APY Up to $5,000 0.00% $5,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.45% $50,000 – $100,000 0.50% $100,000 – $250,000 0.60% $250,000 and up 0.60% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Share (Savings) Account is required for credit union membership ($5 membership savings required). Dividends compounded and credited monthly based on daily balance.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - Kennebunk SavingsBeacon Money MarketBeacon Money Market · $0 min · 0.25%–3.56% by balance
Bank · 12 branches
0.25%APY$25 a year on $10,000intro rateRequirements
Product: Available to customers who live or work in Cumberland or York Counties, ME, or Rockingham or Strafford Counties, NH. Must open new account, no conversions. Limited-time offer.
Offer: Rates variable and subject to change after account opening. Maximum daily balance is $3,000,000.00. Interest earned equal to or greater than $0.01 during a statement cycle will be credited at cycle end.
Promotional rate · 0.25% interest rate · Effective May 13, 2026
Rate by balance
Rate by balance for Beacon Money Market Balance APY Up to $25,000Your amount 0.25% $25,000 – $50,000 1.00% $50,000 – $100,000 2.02% $100,000 – $250,000 3.30% $250,000 – $3,000,000 3.56% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: Compounded and credited quarterly. Calculated by average daily balance method. Minimum required balance of $25 to obtain the Annual Percentage Yield. Maximum of 6 automatic transfers to cover overdrafts per month.
0.25% interest rate · Effective Aug 17, 2021
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: No minimum balance required. Interest compounded continuously and posted monthly. Rate may change weekly. No monthly service charge. No fee for ACH transactions.
Offer: No minimum balance required. Interest compounded continuously and posted monthly. Rate may change weekly. No monthly service charge. No fee for ACH transactions.
0.20% interest rate · No monthly fee · Effective Oct 21, 2026
Rate checked
More details - University Credit UnionSuper Share AccountSavings · $2,000 min · 0.05%–0.20% by balance
Credit union · 10 branches
0.20%APY$20 a year on $10,000Requirements
Product: Earn a higher rate of interest with a $2,000 minimum balance. Maximum of three withdrawals per month.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Super Share Account Balance APY Up to $1,999 0.05% $2,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Required for credit union membership. Minimum balance of $25 required. NCUA insured up to $250,000. Dividends compounded and credited monthly based on Average Daily Balance. Account closing fee of $10 if closed within 6 months of opening; dormant account fee of $5/quarter after 12 months. Membership fee $5 for age 13 and above, $1 for children 1-12.
Offer: Dividends compounded and credited monthly using average daily balance method. Minimum opening balance $25.00.
0.10% interest rate · Effective Sep 27, 2022
Rate by balance
Rate by balance for Savings Accounts Balance APY Up to $1,000 0.10% $1,001 – $5,000 0.15% $5,001 – $30,000Your amount 0.20% $30,001 and up 0.25% Rate checked
More details - Androscoggin BankPersonal Money MarketPersonal Money Market · $25 min · 0.01%–0.50% by balance
Bank · 9 branches
0.15%APY$15 a year on $10,000Requirements
Product: Opening deposit of $25 is required. Minimum daily balance of $5,000 must be maintained to avoid a $10.00 monthly service charge. Fees may reduce earnings. Stated minimum balance is required to obtain APY. Rates subject to change without notice once the account has been opened.
Offer: Tier 1. Stated minimum balance is required to obtain APY.
0.01% interest rate · $10 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $5,000 0.01% $5,000 – $25,000Your amountTier 2. 0.15% $25,000 – $50,000Tier 3. Minimum daily balance of $5,000 avoids $10 monthly service charge. 0.20% $50,000 – $75,000Tier 4. Minimum daily balance of $5,000 avoids $10 monthly service charge. 0.25% $75,000 – $100,000Tier 5. Minimum daily balance of $5,000 avoids $10 monthly service charge. 0.30% $100,000 and upTier 6. Minimum daily balance of $5,000 avoids $10 monthly service charge. 0.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Maine
191 accounts at 73 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.02%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
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Maine
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Maine Family Federal Credit UnionCredit union · 2 branches
- Oxford Federal Credit UnionCredit union · 2 branches
- Dirigo Federal Credit UnionCredit union · 4 branches