Compare Bank & Credit Union Rates
Best savings rates in Wells, ME
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–11 results in Wells, ME
- TruGrocer Federal Credit UnionMoney Market Share Account (MMSA)Money Market Share Account (MMSA) · $2,500 min · 0.70%–1.51% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000Requirements
Product: Applicants must have established membership through a Regular Share Account (S1). Minimum balance requirement is $2,500. Up to 6 telephone or electronic transfers allowed per calendar month.
Offer: Must maintain a daily balance of $2,500 to obtain disclosed APY. No service fees.
0.70% interest rate
Rate by balance
Rate by balance for Money Market Share Account (MMSA) Balance APY $2,500 – $25,000Your amount 0.70% $25,000 – $100,000 0.95% $100,000 – $350,000dividend rate stated for $100,000 to $349,999.99. 1.36% $350,000 and up 1.51% Rate checked
More details - Kennebunk SavingsBeacon Money MarketBeacon Money Market · $0 min · 0.25%–3.56% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000intro rateRequirements
Product: Available to customers who live or work in Cumberland or York Counties, ME, or Rockingham or Strafford Counties, NH. Must open new account, no conversions. Limited-time offer.
Offer: Rates variable and subject to change after account opening. Maximum daily balance is $3,000,000.00. Interest earned equal to or greater than $0.01 during a statement cycle will be credited at cycle end.
Promotional rate · 0.25% interest rate · Effective May 13, 2026
Rate by balance
Rate by balance for Beacon Money Market Balance APY Up to $25,000Your amount 0.25% $25,000 – $50,000 1.00% $50,000 – $100,000 2.02% $100,000 – $250,000 3.30% $250,000 – $3,000,000 3.56% Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Available with a Partners Bank bundle relationship only. Must have an active Silver Lining Ultimate Checking account and maintain $5,000 or more in combined deposit balances in checking and savings.
Offer: Relationship rate requires active Silver Lining Ultimate Checking account and $5,000 combined deposit balance in checking and savings.
Qualified rate · 0.15% interest rate · No monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Available with a Partners Bank bundle relationship only. Designed for Veterans, Active Military, and First Responders and their families. Must maintain an active Heroes Ultimate Checking account.
Offer: Relationship rate requires active Heroes Ultimate Checking account.
Qualified rate · 0.15% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Maximum daily balance is $1 million for personal accounts. Rates are variable and subject to change after opening. Account requires customers to live or work in Cumberland or York Counties, ME, or Rockingham or Strafford Counties, NH.
Offer: Tier 1 balance. Variable rate. Minimum daily balance of $0.01 to earn APY. Minimum deposit to open is $0.01.
0.01% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Harbor Savings Account Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountTier 2 balance. 0.05% $25,000 – $50,000Tier 3 balance. 0.05% $50,000 – $100,000Tier 4 balance. 0.07% $100,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Every member has a Share 1 with a $5 minimum balance.
Offer: Dividend Rate Declared Last Month: 0.05%. $5 minimum balance.
0.05% interest rate
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Variable-rate account; rates may change at any time after opening without notice. Monthly service charge is waived with balances of $500 and over.
Offer: Standard rate. Monthly service charge waived with balances of $500 and over.
Qualified rate · 0.01% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $500 – $2,500 0.01% $2,500 – $10,000 0.02% $10,000 – $25,000Your amount 0.03% $25,000 and upRelationship rate available with Silver Lining, Heroes, or Golden Rewards bundles. 0.15% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Variable rate account. Monthly service charge is $0. Opening minimum is $0, or $1 if opened online.
Offer: $1 minimum deposit required if opened online.
0.01% interest rate · No monthly fee
Rate by balance
Rate by balance for Partners Savings Balance APY Up to $2,500 0.01% $2,500 – $10,000 0.01% $10,000 – $25,000Your amount 0.02% $25,000 and up 0.03% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Account can be opened by individuals only.
Offer: Monthly maintenance charge is $7.50 for each monthly service charge cycle unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in your Relationship Savings account during the monthly service charge cycle. Minimum balance to obtain advertised APY is $1.00.
0.01% interest rate · $7.50 monthly fee · Effective Jan 11, 2024
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Account can be opened by individuals only. Variable-rate account; rates may vary by region.
Offer: Monthly maintenance charge is $7.50 unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in the Relationship Savings account during the monthly service charge cycle. Minimum balance to earn advertised APY is $1.00.
0.01% interest rate · $7.50 monthly fee · Effective Jan 11, 2024
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Wells, ME
11 accounts at 5 banks and credit unions · checked Oct 16–22
- Typical
- 0.05%
- Top 10% from
- 0.25%
- Banks, typical
- 0.04%
- Credit unions, typical
- 0.38%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Portland, ME metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Dirigo Federal Credit UnionCredit union · 1 branch
- Trademark Federal Credit UnionCredit union · 1 branch
- Atlantic Federal Credit UnionCredit union · 12 branches