Credit union · NCUA insured
Maine Family Federal Credit Union
Top CarrotA $285.7M credit union headquartered in Lewiston, ME, with 19,179 members and 2 branches in Maine. Best rates: CDs 4.50% and savings 2.25% APY.
Maine Family Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 99% of U.S. banks and credit unions
#1 of 17 in Lewiston, ME metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Maine Family Federal Credit Union
Maine Family Federal Credit Union is a member-owned credit union serving individuals and families across eleven Maine counties, including Androscoggin and Cumberland.
- Headquarters
- 555 Sabattus St, Lewiston, ME 04240
- NCUA charter
- 2644
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset, Waldo, or York counties are eligible for membership.
Family and household
- Individuals who have a family member (spouse, parent, grandparent, sibling, child, or grandchild) who is currently a member are eligible for membership.
Cost to join
- Opening a Share Savings Account with a minimum deposit of $5.00 is required to become a member.
Branches
2 branches in Maine
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Maine
2 branches
- MainMain office555 Sabattus St, Lewiston, ME 04240Directions
- Schoolhouse831 Minot Ave, Auburn, ME 04210Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.79% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.27% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.62% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $52 | $76 | — |
- CapitalNet worth ratio8.79%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.27%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.62%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$52Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Maine Family Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.