Credit union · NCUA insured
New Dimensions Federal Credit Union
A $241.4M credit union headquartered in Waterville, ME, with 15,866 members and 4 branches in Maine. Best rates: CDs 3.82% and savings 0.60% APY.
New Dimensions Federal Credit Union Carrot Score
81
Carrot Score
Higher than 57% of U.S. banks and credit unions
#11 of 19 in Augusta, ME metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About New Dimensions Federal Credit Union
New Dimensions Federal Credit Union is headquartered in Waterville, Maine, and serves communities across Franklin, Kennebec, Somerset, and Waldo counties.
- Headquarters
- 94 Silver St, Waterville, ME 04901
- NCUA charter
- 11253
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Field of membership covers specified service areas in Franklin, Waldo, Kennebec, and Somerset counties.
Branches
4 branches in Maine
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Maine
4 branches
Augusta area · 3
- Main OfficeMain office94 Silver St, Waterville, ME 04901Directions
- Digital Branch61 Grove St, Waterville, ME 04901Directions
- Winslow Branch316 Benton Ave, Winslow, ME 04901Directions
Skowhegan area · 1
- Skowhegan Branch245 Madison Ave, Skowhegan, ME 04976Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.93% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.54% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.54% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $94 | $76 | — |
- CapitalNet worth ratio7.93%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.54%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.54%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$94Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of New Dimensions Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.