Bank · FDIC insured
Bangor Savings Bank Savings Rates
Bangor Savings Bank’s best savings rate is 0.25% APY on $10,000, with its Market Rate Savings. Rates checked October 22, 2026.
How Bangor Savings Bank’s savings rates compare
Compared with banks and credit unions near Portland, ME, where Bangor Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Bangor Savings Bank
0.25%APY
- Minimum
- $5,000
- Earns on $10,000 a year
- $25
Market Rate Savings
Top rate
Lighthouse Credit Union
3.85%APY
- Minimum
- —
- Earns on $10,000 a year
- $385
2nd-highest rate
Northeast Bank
3.50%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $350
Bangor Savings Bank savings score
70
Savings score
Higher than 27% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bangor Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Benefit Money Market
0.25%APY
Must have or open a personal checking account with Bangor Savings Bank.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Must have or open a personal checking account with Bangor Savings Bank. | 0.00% | — | Must have or open a personal checking account with Bangor Savings Bank. |
| $5,000 – $25,000Must have or open a personal checking account with Bangor Savings Bank. | 0.25% | $25 | Must have or open a personal checking account with Bangor Savings Bank. |
| $25,000 – $50,000Must have or open a personal checking account with Bangor Savings Bank. | 0.45% | — | Must have or open a personal checking account with Bangor Savings Bank. |
| $50,000 – $100,000Must have or open a personal checking account with Bangor Savings Bank. | 0.50% | — | Must have or open a personal checking account with Bangor Savings Bank. |
| $100,000 – $250,000Must have or open a personal checking account with Bangor Savings Bank. | 0.60% | — | Must have or open a personal checking account with Bangor Savings Bank. |
| $250,000 and upMust have or open a personal checking account with Bangor Savings Bank. | 0.60% | — | Must have or open a personal checking account with Bangor Savings Bank. |
Sources (3)
- bangor.com/personal-banking/savings-money-market
- bangor.com/personal-banking/sa…ket/benefit-money-market
- bangor.com/rates
All captured Oct 3, 2026
Market Rate Savings
0.25%APY
No need to have a checking account with Bangor Savings Bank.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.00% | — |
| $5,000 – $10,000 | 0.15% | — |
| $10,000 – $25,000 | 0.25% | $25 |
| $25,000 – $50,000 | 0.40% | — |
| $50,000 and up | 0.40% | — |
Sources (3)
- bangor.com/personal-banking/savings-money-market
- bangor.com/personal-banking/sa…rket/market-rate-savings
- bangor.com/rates
All captured Oct 3, 2026
Benefit Savings
0.05%APY
Must have or open a personal checking account with Bangor Savings Bank.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25 | 0.00% | — |
| Up to $1,000 | 0.05% | — |
| $1,000 – $5,000 | 0.05% | — |
| $5,000 – $25,000 | 0.05% | $5 |
| $25,000 and up | 0.05% | — |
Sources (3)
- bangor.com/personal-banking/savings-money-market
- bangor.com/personal-banking/sa…y-market/benefit-savings
- bangor.com/rates
All captured Oct 3, 2026
Statement Savings
0.05%APY
For customers who do not have a Bangor Savings Bank checking account. Fiduciary version available.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25 | 0.00% | — |
| Up to $1,000 | 0.05% | — |
| $1,000 – $5,000 | 0.05% | — |
| $5,000 – $25,000 | 0.05% | $5 |
| $25,000 and up | 0.05% | — |
Special-purpose accounts
Individual Retirement Account (IRA)
0.25%APY
Available as Traditional or Roth Individual Retirement Account (IRA). Penalties may be imposed for early withdrawal.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25 | 0.10% | — |
| Up to $5,000 | 0.15% | — |
| $5,000 – $10,000 | 0.15% | — |
| $10,000 – $25,000 | 0.25% | $25 |
| $25,000 – $50,000 | 0.40% | — |
| $50,000 – $100,000 | 0.45% | — |
| $100,000 and up | 0.50% | — |
Sources (3)
- bangor.com/personal-banking/savings-money-market
- bangor.com/personal-banking/sa…l-retirement-account-ira
- bangor.com/rates
All captured Oct 3, 2026
Great Start Savings for Kids
0.05%APY
Must be under the age of 18. An adult co-owner is required for minors under the age of 16. Includes annual birthday buck gift and deposit only ATM card.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.05% | — |
| $1,000 – $5,000 | 0.05% | — |
| $5,000 – $25,000 | 0.05% | $5 |
| $25,000 and up | 0.05% | — |
Sources (3)
- bangor.com/personal-banking/savings-money-market
- bangor.com/personal-banking/sa…-market/savings-for-kids
- bangor.com/rates
All captured Oct 3, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.