Compare Bank & Credit Union Rates
Best savings rates in Lewiston, ME
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Lewiston, ME
- Camden National BankHigh-Yield Savings AccountSavings · $25 min · 0.01%–2.65% by balance
Bank · 1 branch
2.65%APY$265 a year on $10,000with conditionsRequirements
Product: Customer must be an individual who has an existing personal Camden National Checking Account or opens one at the time this account is opened. Requires new money not deposited at Camden National Bank.
Offer: Monthly fee is $0 if you keep a minimum average daily balance of $100 or more, are age 62 or better, or under 18; otherwise $1. Customer must open or have existing personal checking account. Valid for new money only.
Qualified rate · $1 monthly fee · Effective Apr 22, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $2,499 0.01% $2,500 – $250,000Your amountMust maintain minimum average daily balance of tier to receive disclosed APY. 2.65% Rate checked
More details - Camden National BankHigh-Yield Savings AccountSavings · $25 min · 2.65%–3.10% by balance
Bank · 1 branch
2.65%APY$265 a year on $10,000with conditionsRequirements
Product: Customer must be an individual who has an existing personal Camden National Checking Account or opens one at the time this account is opened. Requires new money not deposited at Camden National Bank.
Offer: Promotional rate available until 3/31/27 for new accounts opened on or after 8/24/2026; requires personal Camden National Checking Account and new money.
Qualified rate · Effective Aug 24, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $250,000Your amount 2.65% $250,000 and upMonthly fee is $0 if you keep a minimum average daily balance of $100 or more, are age 62 or better, or under 18; otherwise $1. Must maintain minimum average daily balance of tier to receive disclosed APY. Customer must open or have existing personal checking account. Valid for new money only. 3.10% Rate checked
More details - Auburn Savings Bank, FSBPremier Growth SavingsSavings · $25 min · 0.05%–2.50% by balance
Bank · 1 branch
2.50%APY$250 a year on $10,000with conditionsRequirements
Product: Links to free Premier Rewards Checking or Premier Cash Back Rewards Checking accounts. No monthly maintenance fee.
Offer: Earned on all balances if qualifications in Premier Rewards or Premier Cash Back are not met during the Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premier Growth Savings Balance APY Any balance 0.05% Up to $150,000Your amountQualifying for Premier Rewards or Premier Cash Back Rewards qualifies for this rate: at least 12 debit card purchases, at least 1 direct deposit or ACH payment/credit transaction, and enrolled in and agree to receive e-statements post and settle during each Monthly Qualification Cycle. 2.50% $150,001 and upQualifying for Premier Rewards or Premier Cash Back Rewards qualifies for this rate: at least 12 debit card purchases, at least 1 direct deposit or ACH payment/credit transaction, and enrolled in and agree to receive e-statements post and settle during each Monthly Qualification Cycle. Stated APY range is 2.50% - 1.70% depending on balance in account. 0.50%* Rate checked
More details - Central Maine FCUMoney MarketMoney Market · $100 min · 0.05%–2.78% by balance
Credit union · 1 branch
2.27%APY$227 a year on $10,0000.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $100 and up 0.05% $2,500 and upYour amount 2.27% Over $50,000 2.53% $100,000 and up 2.78% Rate checked
More details - Maine Family Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 2.25%–2.75% by balance
Credit union · 1 branch
2.25%APY$225 a year on $10,000Requirements
Product: $2,500 minimum balance to earn dividends. Rate subject to change after account opening at any time without notice.
2.23% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 2.25% $10,000 and upYour amount 2.25% $25,000 and up 2.25% $50,000 and up 2.75% Rate checked
More details - 2.07%APY$207 a year on $10,000with conditions
Requirements
Product: 207 Rewards Checking Account required. No monthly maintenance service charge.
Offer: Requires 207 Rewards Checking Account. No monthly maintenance service charge.
Qualified rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for 207 Savings Balance APY Up to $250,000Your amount 2.07% $250,000 and up 0.00% Rate checked
More details - Milestones Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,000 min · 2.02%–2.63% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,0002.00% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,000 – $19,999Your amount 2.02% $20,000 – $49,999 2.12% $50,000 – $99,999 2.43% $100,000 and up 2.63% Rate checked
More details - Ancorum Credit UnionGolden Rate Fund PlusGolden Rate Fund Plus · $5,000 min · 0.00%–2.38% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,000Requirements
Product: Minimum check withdrawal of $500.00. Write up to three checks per month. Penalties apply for writing checks under the minimum withdrawal amount and for exceeding three checks per month. No penalty is assessed if balance falls below $5,000, but the account will not earn dividends if balance falls below $5,000 during the month.
0.00% interest rate · Effective Mar 27, 2025
Rate by balance
Rate by balance for Golden Rate Fund Plus Balance APY Up to $100 0.00% $100 – $1,000 0.00% $1,000 – $5,000 0.00% $5,000 – $25,000Your amount 2.02% $25,000 – $50,000 2.17% $50,000 – $100,000 2.27% $100,000 and up 2.38% Rate checked
More details - Ancorum Credit UnionGolden Rate FundGolden Rate Fund · $1,000 min · 0.00%–2.38% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,000Requirements
Product: Minimum withdrawal amount of $250.00. If balance drops below the minimum balance of $1,000, the account will be closed and the remaining funds transferred to the Member Savings account.
0.00% interest rate · Effective Mar 27, 2025
Rate by balance
Rate by balance for Golden Rate Fund Balance APY Up to $100 0.00% $100 – $1,000 0.00% $1,000 – $5,000 0.50% $5,000 – $25,000Your amount 2.02% $25,000 – $50,000 2.17% $50,000 – $100,000 2.27% $100,000 and up 2.38% Rate checked
More details - Ancorum Credit UnionGolden Rate Fund PlusSavings · $5,000 min · 0.00%–2.38% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,000Requirements
Product: Min balance $5,000 to keep account open; else closed and funds transferred to Member Savings. Min withdrawal $500. Dividends compounded monthly.
0.00% interest rate · Compounded monthly · Effective Mar 27, 2025
Rate by balance
Rate by balance for Golden Rate Fund Plus Balance APY Up to $100 0.00% $100 – $1,000 0.00% $1,000 – $5,000 0.00% $5,000 – $25,000Your amount 2.02% $25,000 – $50,000 2.17% $50,000 – $100,000 2.27% $100,000 and up 2.38% Rate checked
More details - Maine Community BankReserve High-Yield Money MarketReserve High-Yield Money Market · $1 min · 2.00%–3.50% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000Requirements
Product: Tiered interest-bearing account. Six preauthorized transfers per statement cycle. No monthly maintenance service charge.
Offer: Stated minimum opening balance is required to obtain APY.
No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Reserve High-Yield Money Market Balance APY Up to $50,000Your amount 2.00% $50,000 – $100,000 2.15% $100,000 – $175,000 2.35% $175,000 – $250,000 2.80% $250,000 – $500,000 3.10% $500,000 – $1,000,000 3.35% $1,000,000 and up 3.50% Rate checked
More details - Lisbon Community FCUMoney Market AccountMoney Market Account · $1,000 min · 1.76%–2.53% by balance
Credit union · 1 branch
1.76%APY$176 a year on $10,000Requirements
Product: Tiered dividend structure based on average daily balance. $1,000 minimum balance required to keep the account open; if the balance falls below the minimum, the account will be closed and funds transferred to Savings. Maximum of 3 withdrawals per month ($100 minimum withdrawal amount). Unlimited deposits. Rates may change after opening.
Offer: Dividends paid monthly on average daily balance. $100 minimum withdrawal amount, maximum 3 withdrawals per month. Dividend rates may change after the account is opened.
1.75% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $20,000Your amount 1.76% $20,000 – $50,000 2.02% $50,000 – $100,000 2.27% $100,000 and up 2.53% Rate checked
More details - Community Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.61%–2.12% by balance
Credit union · 1 branch
1.61%APY$161 a year on $10,000Requirements
Product: Membership eligibility required (live, work, worship, or go to school in Androscoggin, Franklin, Kennebec or Oxford County, or family member who does). Enhanced access to funds including direct check writing (3 drafts per month). No monthly service charge. Free digital banking services. Variable dividend rate and APY subject to change.
Offer: Minimum balance to open the account and earn the APY is $2,500. Average daily balance tier. Variable dividend rate.
1.60% interest rate · No monthly fee · Effective May 11, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $25,000Your amount 1.61% $25,000 – $75,000 1.87% $75,000 and up 2.12% Rate checked
More details - Androscoggin BankFlex Personal Money Market AccountFlex Personal Money Market Account · $0 min · 1.50%–2.25% by balance
Bank · 1 branch
1.50%APY$150 a year on $10,000intro rateRequirements
Product: New to Bank money only. Rates subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum balance is required to obtain APY.
Offer: Tier 1. New to Bank money only. Stated minimum balance is required to obtain APY.
Promotional rate · 1.49% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Flex Personal Money Market Account Balance APY Up to $100,000Your amount 1.50% $100,000 and upTier 2. 2.25% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Shariah-compliant savings account earning interest-free returns based on revenue sharing (Customer:Bank ratio 3:97). $3.00 monthly service fee waived with minimum $100.00 daily balance.
Offer: Revenue sharing ratio 3:97 (Customer:Bank).
$3 monthly fee · Effective Jun 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lewiston, ME
46 accounts at 14 banks and credit unions · checked Oct 22
- Typical
- 0.13%
- Top 10% from
- 2.16%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Lewiston, ME metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Maine Family Federal Credit UnionCredit union · 2 branches
- Dirigo Federal Credit UnionCredit union · 2 branches
- Northeast BankBank · 2 branches