Bank · FDIC insured
Kennebunk Savings
A $2.2B bank headquartered in Kennebunk, ME, with 17 branches in 2 states. Best rates: CDs 4.33% and savings 0.25% APY.
Kennebunk Savings Carrot Score
68
Carrot Score
Higher than 22% of U.S. banks and credit unions
#26 of 39 in Portland, ME metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Kennebunk Savings
Chartered in 1871 by Kennebunk citizens as a Maine mutual savings bank, Kennebunk Savings Bank opened for business on May 1, 1871.
The institution is owned by a mutual holding company whose corporators elect a board of directors to govern for the mutual benefit of depositors.
Kennebunk Savings operates 16 locations across Maine and New Hampshire.
- Headquarters
- 104 Main St, Kennebunk, ME 04043
- FDIC certificate
- 13063 ↗
Branches
17 branches in 2 states
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Maine
12 branches
- Kennebunk Savings BankMain office104 Main St, Kennebunk, ME 04043Directions
- Berwick Branch2 School St, Berwick, ME 03901Directions
- Eliot Branch7 Levesque Dr, Eliot, ME 03903Directions
- Kennebunk Financial Center50 Portland Rd, Kennebunk, ME 04043Directions
- Lower Village Branch10 Western Ave, Kennebunk, ME 04043Directions
- Kittery Branch4 Shapleigh Rd, Kittery, ME 03904Directions
- North Berwick Branch8 Main St, North Berwick, ME 03906Directions
- Ogunquit Branch25 Main St, Ogunquit, ME 03907Directions
- South Sanford Branch470 Main Street, Sanford, ME 04073Directions
- Wells Branch49 Sanford Rd, Wells, ME 04090Directions
- Hannaford Drive Branch2 Hannaford Dr, York, ME 03909Directions
- York Branch16 Woodbridge Rd, York, ME 03909Directions
New Hampshire
5 branches
- Dover Nh Branch701 Central Ave, Dover, NH 03820Directions
- Hampton Nh Branch24 Winnacunnet Rd, Hampton, NH 03842Directions
- Kennebunk Savings Bank Branch10 Pleasant St, Portsmouth, NH 03801Directions
- Portsmouth Nh Branch111 Maplewood Ave, Portsmouth, NH 03801Directions
- Stratham Branch9 Portsmouth Ave, Stratham, NH 03885Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.56% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.10% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.88% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $107 | $88 | — |
- CapitalLeverage ratio10.56%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.10%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.88%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$107Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Kennebunk Savings are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.