Compare Bank & Credit Union Rates
Best savings rates in Saco, ME
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Saco, ME
- Saco & Biddeford SavingsMutual High Yield SavingsSavings · $0 min · 0.10%–3.00% by balance
Bank · 1 branch
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: An active Mutual Checking or Mutual Interest Checking account is required. Only one Mutual High Yield Savings allowed per primary customer. Converted to an Essential Money Market if the corresponding checking account is closed. $2.00 monthly service charge waived if $100.00 minimum balance is kept.
Qualified rate · 2.96% interest rate · $2 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Mutual High Yield Savings Balance APY Up to $100,000Your amount 3.00% $100,000 and upAPY for this tier will range from 0.10% to 3.00% depending on the balance in the account. 0.10% Rate checked
More details - Camden National BankHigh-Yield Savings AccountSavings · $25 min · 0.01%–2.65% by balance
Bank · 1 branch
2.65%APY$265 a year on $10,000with conditionsRequirements
Product: Customer must be an individual who has an existing personal Camden National Checking Account or opens one at the time this account is opened. Requires new money not deposited at Camden National Bank.
Offer: Monthly fee is $0 if you keep a minimum average daily balance of $100 or more, are age 62 or better, or under 18; otherwise $1. Customer must open or have existing personal checking account. Valid for new money only.
Qualified rate · $1 monthly fee · Effective Apr 22, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $2,499 0.01% $2,500 – $250,000Your amountMust maintain minimum average daily balance of tier to receive disclosed APY. 2.65% Rate checked
More details - Camden National BankHigh-Yield Savings AccountSavings · $25 min · 2.65%–3.10% by balance
Bank · 1 branch
2.65%APY$265 a year on $10,000with conditionsRequirements
Product: Customer must be an individual who has an existing personal Camden National Checking Account or opens one at the time this account is opened. Requires new money not deposited at Camden National Bank.
Offer: Promotional rate available until 3/31/27 for new accounts opened on or after 8/24/2026; requires personal Camden National Checking Account and new money.
Qualified rate · Effective Aug 24, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $250,000Your amount 2.65% $250,000 and upMonthly fee is $0 if you keep a minimum average daily balance of $100 or more, are age 62 or better, or under 18; otherwise $1. Must maintain minimum average daily balance of tier to receive disclosed APY. Customer must open or have existing personal checking account. Valid for new money only. 3.10% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Linked Kasasa Cash or Kasasa Cash Back checking account required. Automatic transfers of Kasasa checking rewards. No recurring monthly maintenance fees.
Offer: Qualifications met in linked Kasasa checking account during monthly qualification cycle.
Qualified rate · 1.98% interest rate · Balance cap $100,000 · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - University Credit UnionMoney MarketMoney Market · $5,000 min · 0.05%–1.50% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Maximum of three withdrawals per month; dividends calculated by Average Daily Balance method; minimum opening deposit and balance for APY of $5,000.00 stated in Truth-in-Savings disclosures.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $4,999 0.05% $5,000 and upYour amount 1.50% Rate checked
More details - Atlantic Federal Credit UnionMoney Market CheckingMoney Market Checking · $2,500 min · 0.50%–3.10% by balance
Credit union · 1 branch
1.35%APY$135 a year on $10,000Requirements
Product: Unlimited transactions, including the ability to write checks. If balance falls below $2,500, the account will not earn dividends.
Offer: If balance falls below $2,500, the account will not earn dividends.
0.50% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Checking Balance APY $2,500 – $4,999 0.50% $5,000 – $9,999 1.00% $10,000 – $49,999Your amount 1.35% $50,000 – $99,999 1.85% $100,000 – $249,999 2.00% $250,000 – $499,999 2.65% $500,000 – $749,999 2.80% $750,000 – $999,999 2.90% $1,000,000 and up 3.10% Rate checked
More details - Atlantic Federal Credit UnionMoney Market SavingsMoney Market Savings · $1,000 min · 0.50%–3.10% by balance
Credit union · 1 branch
1.35%APY$135 a year on $10,000Requirements
Product: Limited monthly transactions. If balance falls below $1,000, the account will not earn dividends.
Offer: If balance falls below $1,000, the account will not earn dividends.
0.50% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Savings Balance APY $1,000 – $4,999 0.50% $5,000 – $9,999 1.00% $10,000 – $49,999Your amount 1.35% $50,000 – $99,999 1.85% $100,000 – $249,999 2.00% $250,000 – $499,999 2.65% $500,000 – $749,999 2.80% $750,000 – $999,999 2.90% $1,000,000 and up 3.10% Rate checked
More details - Town & Country Federal Credit UnionMoney MarketMoney Market · $2,000 min · 1.01%–3.04% by balance
Credit union · 1 branch
1.26%APY$126 a year on $10,000Requirements
Product: Dividends compounded monthly and credited monthly. Rates may change after the account is open.
Offer: Dividends compounded monthly and credited monthly.
1.00% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $9,999 1.01% $10,000 – $24,999Your amount 1.26% $25,000 – $49,999 1.51% $50,000 – $99,999 2.27% $100,000 – $249,999 2.53% $250,000 and up 3.04% Rate checked
More details - Saco Valley Credit UnionHigh-Yield SavingsSavings · $1,500 min · 0.75%–1.61% by balance
Credit union · 2 branches
1.16%APY$116 a year on $10,000Requirements
Product: Minimum balance of $1,500 required to earn dividends. Par value of one share ($25.00) required to open.
0.75% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY $1,500 – $10,000 0.75% $10,000 – $25,000Your amount 1.16% $25,000 – $50,000 1.26% $50,000 – $100,000 1.41% $100,000 and up 1.61% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No need to have a checking account with Bangor Savings Bank.
0.00% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Market Rate Savings Balance APY Up to $5,000 0.00% $5,000 – $10,000 0.15% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.40% $50,000 and up 0.40% Rate checked
More details - Bangor Savings BankBenefit Money MarketBenefit Money Market · $5,000 min · 0.00%–0.60% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Must have or open a personal checking account with Bangor Savings Bank.
Offer: Must have or open a personal checking account with Bangor Savings Bank.
Qualified rate · 0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Benefit Money Market Balance APY Up to $5,000 0.00% $5,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.45% $50,000 – $100,000 0.50% $100,000 – $250,000 0.60% $250,000 and up 0.60% Rate checked
More details - University Credit UnionSuper Share AccountSavings · $2,000 min · 0.05%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Earn a higher rate of interest with a $2,000 minimum balance. Maximum of three withdrawals per month.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Super Share Account Balance APY Up to $1,999 0.05% $2,000 and upYour amount 0.20% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: To open any account, must deposit or already have on deposit at least the par value of one full share ($25.00). Must maintain at least $25.00 membership share.
0.10% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Share Balance APY Up to $10,000 0.10% $10,000 and upYour amount$25.00 membership share required 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes membership at Town & Country Federal Credit Union; must maintain $25 within account at all times to remain a member.
Offer: Dividends compounded monthly and credited monthly. Rates may change after the account is open.
0.10% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Saco, ME
36 accounts at 12 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 1.75%
- Banks, typical
- 0.05%
- Credit unions, typical
- 1.16%
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Portland, ME metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Dirigo Federal Credit UnionCredit union · 1 branch
- Trademark Federal Credit UnionCredit union · 1 branch
- Atlantic Federal Credit UnionCredit union · 12 branches