Bank · FDIC insured
Kennebunk Savings Savings Rates
Kennebunk Savings’s best savings rate is 0.25% APY on $10,000, with its Beacon Money Market. Rates checked October 22, 2026.
How Kennebunk Savings’s savings rates compare
Compared with banks and credit unions near Portland, ME, where Kennebunk Savings has the most branches. $10,000, best rate first.
This bank’s best
Kennebunk Savings
0.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $25
Beacon Money Market
Top rate
Lighthouse Credit Union
3.85%APY
- Minimum
- —
- Earns on $10,000 a year
- $385
2nd-highest rate
Northeast Bank
3.50%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $350
Kennebunk Savings savings score
74
Savings score
Higher than 37% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0003.30%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kennebunk Savings ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Beacon Money Market
0.25%APY
Available to customers who live or work in Cumberland or York Counties, ME, or Rockingham or Strafford Counties, NH. Must open new account, no conversions. Limited-time offer.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Rates variable and subject to change after account opening. Maximum daily balance is $3,000,000.00. Interest earned equal to or greater than $0.01 during a statement cycle will be credited at cycle end. | 0.25% | $25 | Rates variable and subject to change after account opening. Maximum daily balance is $3,000,000.00. Interest earned equal to or greater than $0.01 during a statement cycle will be credited at cycle end. |
| $25,000 – $50,000Rates variable and subject to change after account opening. Maximum daily balance is $3,000,000.00. | 1.00% | — | Rates variable and subject to change after account opening. Maximum daily balance is $3,000,000.00. |
| $50,000 – $100,000Rates variable and subject to change after account opening. Maximum daily balance is $3,000,000.00. | 2.02% | — | Rates variable and subject to change after account opening. Maximum daily balance is $3,000,000.00. |
| $100,000 – $250,000Rates variable and subject to change after account opening. Maximum daily balance is $3,000,000.00. | 3.30% | — | Rates variable and subject to change after account opening. Maximum daily balance is $3,000,000.00. |
| $250,000 – $3,000,000Rates variable and subject to change after account opening. Maximum daily balance is $3,000,000.00. | 3.56% | — | Rates variable and subject to change after account opening. Maximum daily balance is $3,000,000.00. |
Sources (2)
All captured Sep 19, 2026
Harbor Savings Account
0.05%APY
Maximum daily balance is $1 million for personal accounts. Rates are variable and subject to change after opening. Account requires customers to live or work in Cumberland or York Counties, ME, or Rockingham or Strafford Counties, NH.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Tier 1 balance. Variable rate. Minimum daily balance of $0.01 to earn APY. Minimum deposit to open is $0.01. | 0.01% | — | Tier 1 balance. Variable rate. Minimum daily balance of $0.01 to earn APY. Minimum deposit to open is $0.01. |
| $10,000 – $25,000Tier 2 balance. Variable rate. Minimum daily balance of $10,000.00 to earn APY. Minimum deposit to open is $0.01. | 0.05% | $5 | Tier 2 balance. Variable rate. Minimum daily balance of $10,000.00 to earn APY. Minimum deposit to open is $0.01. |
| $25,000 – $50,000Tier 3 balance. Variable rate. Minimum daily balance of $25,000.00 to earn APY. Minimum deposit to open is $0.01. | 0.05% | — | Tier 3 balance. Variable rate. Minimum daily balance of $25,000.00 to earn APY. Minimum deposit to open is $0.01. |
| $50,000 – $100,000Tier 4 balance. Variable rate. Minimum daily balance of $50,000.00 to earn APY. Minimum deposit to open is $0.01. | 0.07% | — | Tier 4 balance. Variable rate. Minimum daily balance of $50,000.00 to earn APY. Minimum deposit to open is $0.01. |
| $100,000 and upTier 5 balance ($100,000.00 and above). Variable rate. Minimum daily balance of $100,000.00 to earn APY. Minimum deposit to open is $0.01. | 0.10% | — | Tier 5 balance ($100,000.00 and above). Variable rate. Minimum daily balance of $100,000.00 to earn APY. Minimum deposit to open is $0.01. |
Sources (3)
- applynow.kennebunksavings.com/products
- kennebunksavings.com/personal-banking
- kennebunksavings.com/personal-…ersonal-savings-accounts
All captured Oct 3, 2026
Special-purpose accounts
Holiday Club Account
0.10%APY
Funds distributed in mid-October via direct deposit or check. Rates variable and subject to change after opening. Available to customers who live or work in Cumberland or York Counties, ME, or Rockingham or Strafford Counties, NH.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Variable rate. Minimum daily balance to earn APY is $0.01. Minimum deposit to open is $0.01.Over $0 | 0.10% | $10 | Variable rate. Minimum daily balance to earn APY is $0.01. Minimum deposit to open is $0.01. |
Sources (2)
All captured Oct 3, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.