Credit union · NCUA insured
New Dimensions Federal Credit Union Savings Rates
New Dimensions Federal Credit Union’s best savings rate is 0.60% APY on $10,000, with its Certificate Savings Account (CSA). Rates checked October 15, 2026.
How New Dimensions Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Augusta, ME, where New Dimensions Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
New Dimensions Federal Credit Union
1.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $100
Kasasa Saver
Top rate
Northeast Bank
3.50%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $350
2nd-highest rate
Camden National Bank
2.65%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $265
New Dimensions Federal Credit Union savings score
85
Savings score
Higher than 71% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.61%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where New Dimensions Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Certificate Savings Account (CSA)
0.30%APY
Split-rate tiered savings account with composite APY tiers.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $50,000Minimum balance required to earn dividends is $100. | 0.30% | $30 | Minimum balance required to earn dividends is $100. |
| $50,000 – $100,000Tier rate is 1.50%; composite APY is 0.30%-0.90% for multiple tier split rate account. | 1.51% | — | Tier rate is 1.50%; composite APY is 0.30%-0.90% for multiple tier split rate account. |
| $100,000 – $250,000Tier rate is 1.60%; composite APY is 0.90%-1.33% for multiple tier split rate account. | 1.61% | — | Tier rate is 1.60%; composite APY is 0.90%-1.33% for multiple tier split rate account. |
| $250,000 – $500,000Tier rate is 1.85%; composite APY is 1.33%-1.60% for multiple tier split rate account. | 1.87% | — | Tier rate is 1.85%; composite APY is 1.33%-1.60% for multiple tier split rate account. |
| $500,000 and upTier rate is 2.05%; composite APY is 1.60%-1.85% for multiple tier split rate account. | 2.07% | — | Tier rate is 2.05%; composite APY is 1.60%-1.85% for multiple tier split rate account. |
Sources (1)
- newdimensionsfcu.com/accounts/deposit-rates · captured Oct 3, 2026
Kasasa Saver
1.00%APY
Blended APY ranges from 1.00% to 0.44% depending on average balance, based on a $100,000 balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Dividend rate of 1.00% applies to portions of balance up to $25,000. | 1.00% | $100 | Dividend rate of 1.00% applies to portions of balance up to $25,000. |
| Over $25,000Dividend rate of 0.25% applies to portion of balance over $25,000; yields a blended APY of 1.00% - 0.44% depending on average balance (based on $100,000 balance). | 0.25% | — | Dividend rate of 0.25% applies to portion of balance over $25,000; yields a blended APY of 1.00% - 0.44% depending on average balance (based on $100,000 balance). |
Sources (1)
- newdimensionsfcu.com/accounts/deposit-rates · captured Oct 3, 2026
Certificate Savings Account (CSA)
0.60%APY
Liquid high-yield savings account with no fixed term or maturity date and no early withdrawal penalty. Dividends are paid monthly. No minimum opening balance required; $100 minimum balance to earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $2,499Rate tier for balances $100 to $2,499. | 0.20% | — | Rate tier for balances $100 to $2,499. |
| $2,500 – $9,999Rate tier for balances $2,500 to $9,999. | 0.20% | — | Rate tier for balances $2,500 to $9,999. |
| $10,000 – $49,999Rate tier for balances $10,000 to $49,999. | 0.60% | $60 | Rate tier for balances $10,000 to $49,999. |
| $50,000 and upRate tier for balances $50,000 or more. | 0.80% | — | Rate tier for balances $50,000 or more. |
Regular Savings
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$100 minimum balance required to earn dividends.$100 and up | 0.05% | $5 | $100 minimum balance required to earn dividends. |
Sources (1)
- newdimensionsfcu.com/accounts/deposit-rates · captured Oct 3, 2026
Special-purpose accounts
Club Savings
0.05%APY
Includes Tax Club, Vacation Club, and All-Purpose Club variants. Deposits can be made anytime during the year. Dividends calculated and paid monthly based on average daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upNo minimum opening balance. $100 minimum balance required to earn dividends.$100 and up | 0.05% | $5 | No minimum opening balance. $100 minimum balance required to earn dividends. |
Coverdell Education Savings Account
0.05%APY
Used to save for qualified elementary, secondary, or higher education expenses. No monthly service charges.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upNo minimum opening balance. $100 minimum balance required to earn dividends.$100 and up | 0.05% | $5 | No minimum opening balance. $100 minimum balance required to earn dividends. |
Health Savings Account
0.05%APY
Available to individuals under age 65 covered by a qualified High Deductible Health Plan (HDHP) and not covered by another health insurance carrier or Medicare.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upNo minimum opening deposit required. $100 minimum balance required to earn dividends.$100 and up | 0.05% | $5 | No minimum opening deposit required. $100 minimum balance required to earn dividends. |
Individual Retirement Account (IRA) Savings
0.05%APY
Includes Traditional IRA and Roth IRA plans. Withdrawals may be subject to federal early withdrawal penalty and taxes.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$0.00 minimum balance to open. $100 minimum balance required to earn dividends. Applies to Traditional IRA and Roth IRA savings.$100 and up | 0.05% | $5 | $0.00 minimum balance to open. $100 minimum balance required to earn dividends. Applies to Traditional IRA and Roth IRA savings. |
Sources (2)
All captured Oct 3, 2026
Monty Moose Youth Savings
0.05%APY
Designed for youth ages 0-11 (or 0-12). No monthly service charges.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and up$5 minimum opening deposit. Dividends earned once balance reaches $5 (or $25).$5 and up | 0.05% | $5 | $5 minimum opening deposit. Dividends earned once balance reaches $5 (or $25). |
Take Charge Youth Savings
0.05%APY
Designed for teens ages 12-17 (or 13-17). Minors require a parent or guardian as a joint owner. No monthly service charges. Match program matches initial deposit up to $25.00 for qualifying new accounts (held for minimum 180 days).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and up$5 minimum opening deposit. $25 minimum balance required to earn dividends.$25 and up | 0.05% | $5 | $5 minimum opening deposit. $25 minimum balance required to earn dividends. |
Who can join New Dimensions Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Field of membership covers specified service areas in Franklin, Waldo, Kennebec, and Somerset counties.
Membership information collected October 4, 2026.