Compare Bank & Credit Union Rates
Best savings rates in York, ME
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in York County, ME · Showing York County, ME: too few institutions in York, ME
- 3.85%APY$385 a year on $10,000intro rate
Requirements
Product: Must qualify for and establish membership with Lighthouse Credit Union by maintaining at least $5 in a Lighthouse Savings account. No monthly fee. Donation made by Lighthouse Federal Credit Union to the Lighthouse Foundation based on the average balance held in the Lighthouse Premium Savings account.
Offer: New Money Promotion Special Rate. Available on new Lighthouse Premium Savings accounts opened and funded with qualifying new money deposits originating from outside Lighthouse within the prior 30 days. Promotional rate currently applies to all balance tiers. Additional new money deposits permitted through March 31, 2027. Effective as of September 30, 2026.
Promotional rate · 3.78% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - Empeople Credit UnionHigh-Yield Savings AccountSavings · $0 min · 0.15%–3.25% by balance
Credit union · 1 branch
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: No minimum deposit or daily balance requirement. All-In Member Pricing (Level 2) requires 21+ debit or credit card transactions per month and minimum $1,500 in direct/mobile deposits into a qualifying account within the last 31 days.
Offer: Level 1 base tier.
Qualified rate · 0.15% interest rate · No monthly fee
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $5,000 0.15% $5,000 and upYour amountLevel 2: All-In Member Pricing (requires 21+ debit or credit card transactions/month and >=$1,500 in direct/mobile deposits within last 31 days). 3.25% Rate checked
More details - Saco & Biddeford SavingsMutual High Yield SavingsSavings · $0 min · 0.10%–3.00% by balance
Bank · 3 branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: An active Mutual Checking or Mutual Interest Checking account is required. Only one Mutual High Yield Savings allowed per primary customer. Converted to an Essential Money Market if the corresponding checking account is closed. $2.00 monthly service charge waived if $100.00 minimum balance is kept.
Qualified rate · 2.96% interest rate · $2 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Mutual High Yield Savings Balance APY Up to $100,000Your amount 3.00% $100,000 and upAPY for this tier will range from 0.10% to 3.00% depending on the balance in the account. 0.10% Rate checked
More details - Camden National BankHigh-Yield Savings AccountSavings · $25 min · 0.01%–2.65% by balance
Bank · 3 branches
2.65%APY$265 a year on $10,000with conditionsRequirements
Product: Customer must be an individual who has an existing personal Camden National Checking Account or opens one at the time this account is opened. Requires new money not deposited at Camden National Bank.
Offer: Monthly fee is $0 if you keep a minimum average daily balance of $100 or more, are age 62 or better, or under 18; otherwise $1. Customer must open or have existing personal checking account. Valid for new money only.
Qualified rate · $1 monthly fee · Effective Apr 22, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $2,499 0.01% $2,500 – $250,000Your amountMust maintain minimum average daily balance of tier to receive disclosed APY. 2.65% Rate checked
More details - Camden National BankHigh-Yield Savings AccountSavings · $25 min · 2.65%–3.10% by balance
Bank · 3 branches
2.65%APY$265 a year on $10,000with conditionsRequirements
Product: Customer must be an individual who has an existing personal Camden National Checking Account or opens one at the time this account is opened. Requires new money not deposited at Camden National Bank.
Offer: Promotional rate available until 3/31/27 for new accounts opened on or after 8/24/2026; requires personal Camden National Checking Account and new money.
Qualified rate · Effective Aug 24, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $250,000Your amount 2.65% $250,000 and upMonthly fee is $0 if you keep a minimum average daily balance of $100 or more, are age 62 or better, or under 18; otherwise $1. Must maintain minimum average daily balance of tier to receive disclosed APY. Customer must open or have existing personal checking account. Valid for new money only. 3.10% Rate checked
More details - 2.07%APY$207 a year on $10,000with conditions
Requirements
Product: 207 Rewards Checking Account required. No monthly maintenance service charge.
Offer: Requires 207 Rewards Checking Account. No monthly maintenance service charge.
Qualified rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for 207 Savings Balance APY Up to $250,000Your amount 2.07% $250,000 and up 0.00% Rate checked
More details - Maine Community BankReserve High-Yield Money MarketReserve High-Yield Money Market · $1 min · 2.00%–3.50% by balance
Bank · 5 branches
2.00%APY$200 a year on $10,000Requirements
Product: Tiered interest-bearing account. Six preauthorized transfers per statement cycle. No monthly maintenance service charge.
Offer: Stated minimum opening balance is required to obtain APY.
No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Reserve High-Yield Money Market Balance APY Up to $50,000Your amount 2.00% $50,000 – $100,000 2.15% $100,000 – $175,000 2.35% $175,000 – $250,000 2.80% $250,000 – $500,000 3.10% $500,000 – $1,000,000 3.35% $1,000,000 and up 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Linked Kasasa Cash or Kasasa Cash Back checking account required. Automatic transfers of Kasasa checking rewards. No recurring monthly maintenance fees.
Offer: Qualifications met in linked Kasasa checking account during monthly qualification cycle.
Qualified rate · 1.98% interest rate · Balance cap $100,000 · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - University Credit UnionMoney MarketMoney Market · $5,000 min · 0.05%–1.50% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Maximum of three withdrawals per month; dividends calculated by Average Daily Balance method; minimum opening deposit and balance for APY of $5,000.00 stated in Truth-in-Savings disclosures.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $4,999 0.05% $5,000 and upYour amount 1.50% Rate checked
More details - Atlantic Federal Credit UnionMoney Market CheckingMoney Market Checking · $2,500 min · 0.50%–3.10% by balance
Credit union · 5 branches
1.35%APY$135 a year on $10,000Requirements
Product: Unlimited transactions, including the ability to write checks. If balance falls below $2,500, the account will not earn dividends.
Offer: If balance falls below $2,500, the account will not earn dividends.
0.50% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Checking Balance APY $2,500 – $4,999 0.50% $5,000 – $9,999 1.00% $10,000 – $49,999Your amount 1.35% $50,000 – $99,999 1.85% $100,000 – $249,999 2.00% $250,000 – $499,999 2.65% $500,000 – $749,999 2.80% $750,000 – $999,999 2.90% $1,000,000 and up 3.10% Rate checked
More details - Atlantic Federal Credit UnionMoney Market SavingsMoney Market Savings · $1,000 min · 0.50%–3.10% by balance
Credit union · 5 branches
1.35%APY$135 a year on $10,000Requirements
Product: Limited monthly transactions. If balance falls below $1,000, the account will not earn dividends.
Offer: If balance falls below $1,000, the account will not earn dividends.
0.50% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Savings Balance APY $1,000 – $4,999 0.50% $5,000 – $9,999 1.00% $10,000 – $49,999Your amount 1.35% $50,000 – $99,999 1.85% $100,000 – $249,999 2.00% $250,000 – $499,999 2.65% $500,000 – $749,999 2.80% $750,000 – $999,999 2.90% $1,000,000 and up 3.10% Rate checked
More details - Town & Country Federal Credit UnionMoney MarketMoney Market · $2,000 min · 1.01%–3.04% by balance
Credit union · 1 branch
1.26%APY$126 a year on $10,000Requirements
Product: Dividends compounded monthly and credited monthly. Rates may change after the account is open.
Offer: Dividends compounded monthly and credited monthly.
1.00% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $9,999 1.01% $10,000 – $24,999Your amount 1.26% $25,000 – $49,999 1.51% $50,000 – $99,999 2.27% $100,000 – $249,999 2.53% $250,000 and up 3.04% Rate checked
More details - Saco Valley Credit UnionHigh-Yield SavingsSavings · $1,500 min · 0.75%–1.61% by balance
Credit union · 3 branches
1.16%APY$116 a year on $10,000Requirements
Product: Minimum balance of $1,500 required to earn dividends. Par value of one share ($25.00) required to open.
0.75% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY $1,500 – $10,000 0.75% $10,000 – $25,000Your amount 1.16% $25,000 – $50,000 1.26% $50,000 – $100,000 1.41% $100,000 and up 1.61% Rate checked
More details - TruChoice Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 0.00%–3.90% by balance
Credit union · 2 branches
0.90%APY$90 a year on $10,000Requirements
Product: Balance Method: Daily Balance. Dividends Compounded: Monthly. Dividends Credited: Monthly. Dividend Period: Monthly. Minimum balance is required to obtain the respective APY for the dividend period. Entire balance is subject to corresponding APY. Rates are subject to change without notice.
Offer: Daily Balance <$200. Min. Balance $0. Entire balance is subject to corresponding APY.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $200 0.00% $200 – $2,500 0.35% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.90% $25,000 – $75,000 1.90% $75,000 – $250,000 2.10% $250,000 – $500,000 2.90% $500,000 and up 3.90% Rate checked
More details - TruGrocer Federal Credit UnionMoney Market Share Account (MMSA)Money Market Share Account (MMSA) · $2,500 min · 0.70%–1.51% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000Requirements
Product: Applicants must have established membership through a Regular Share Account (S1). Minimum balance requirement is $2,500. Up to 6 telephone or electronic transfers allowed per calendar month.
Offer: Must maintain a daily balance of $2,500 to obtain disclosed APY. No service fees.
0.70% interest rate
Rate by balance
Rate by balance for Money Market Share Account (MMSA) Balance APY $2,500 – $25,000Your amount 0.70% $25,000 – $100,000 0.95% $100,000 – $350,000dividend rate stated for $100,000 to $349,999.99. 1.36% $350,000 and up 1.51% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in York County, ME
64 accounts at 21 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.55%
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Portland, ME metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Dirigo Federal Credit UnionCredit union · 1 branch
- Trademark Federal Credit UnionCredit union · 1 branch
- Atlantic Federal Credit UnionCredit union · 12 branches