Compare Bank & Credit Union Rates
Best savings rates in Yarmouth, ME
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Yarmouth, ME
- 2.07%APY$207 a year on $10,000with conditions
Requirements
Product: 207 Rewards Checking Account required. No monthly maintenance service charge.
Offer: Requires 207 Rewards Checking Account. No monthly maintenance service charge.
Qualified rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for 207 Savings Balance APY Up to $250,000Your amount 2.07% $250,000 and up 0.00% Rate checked
More details - Ancorum Credit UnionGolden Rate Fund PlusGolden Rate Fund Plus · $5,000 min · 0.00%–2.38% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,000Requirements
Product: Minimum check withdrawal of $500.00. Write up to three checks per month. Penalties apply for writing checks under the minimum withdrawal amount and for exceeding three checks per month. No penalty is assessed if balance falls below $5,000, but the account will not earn dividends if balance falls below $5,000 during the month.
0.00% interest rate · Effective Mar 27, 2025
Rate by balance
Rate by balance for Golden Rate Fund Plus Balance APY Up to $100 0.00% $100 – $1,000 0.00% $1,000 – $5,000 0.00% $5,000 – $25,000Your amount 2.02% $25,000 – $50,000 2.17% $50,000 – $100,000 2.27% $100,000 and up 2.38% Rate checked
More details - Ancorum Credit UnionGolden Rate FundGolden Rate Fund · $1,000 min · 0.00%–2.38% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,000Requirements
Product: Minimum withdrawal amount of $250.00. If balance drops below the minimum balance of $1,000, the account will be closed and the remaining funds transferred to the Member Savings account.
0.00% interest rate · Effective Mar 27, 2025
Rate by balance
Rate by balance for Golden Rate Fund Balance APY Up to $100 0.00% $100 – $1,000 0.00% $1,000 – $5,000 0.50% $5,000 – $25,000Your amount 2.02% $25,000 – $50,000 2.17% $50,000 – $100,000 2.27% $100,000 and up 2.38% Rate checked
More details - Ancorum Credit UnionGolden Rate Fund PlusSavings · $5,000 min · 0.00%–2.38% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,000Requirements
Product: Min balance $5,000 to keep account open; else closed and funds transferred to Member Savings. Min withdrawal $500. Dividends compounded monthly.
0.00% interest rate · Compounded monthly · Effective Mar 27, 2025
Rate by balance
Rate by balance for Golden Rate Fund Plus Balance APY Up to $100 0.00% $100 – $1,000 0.00% $1,000 – $5,000 0.00% $5,000 – $25,000Your amount 2.02% $25,000 – $50,000 2.17% $50,000 – $100,000 2.27% $100,000 and up 2.38% Rate checked
More details - Maine Community BankReserve High-Yield Money MarketReserve High-Yield Money Market · $1 min · 2.00%–3.50% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000Requirements
Product: Tiered interest-bearing account. Six preauthorized transfers per statement cycle. No monthly maintenance service charge.
Offer: Stated minimum opening balance is required to obtain APY.
No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Reserve High-Yield Money Market Balance APY Up to $50,000Your amount 2.00% $50,000 – $100,000 2.15% $100,000 – $175,000 2.35% $175,000 – $250,000 2.80% $250,000 – $500,000 3.10% $500,000 – $1,000,000 3.35% $1,000,000 and up 3.50% Rate checked
More details - Cumberland County Federal Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 1.76%–2.94% by balance
Credit union · 1 branch
1.76%APY$176 a year on $10,0001.75% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $25,000Your amount 1.76% $25,000 – $50,000 2.07% $50,000 – $100,000 2.43% $100,000 – $250,000 2.58% $250,000 and up 2.94% Rate checked
More details - Maine Community BankChampion High-Yield Money MarketChampion High-Yield Money Market · $1 min · 0.25%–2.00% by balance
Bank · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Tiered interest-bearing account. Six preauthorized transfers per statement cycle. No monthly maintenance service charge.
Offer: Stated minimum opening balance is required to obtain APY.
No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Champion High-Yield Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.50% $50,000 – $100,000 1.00% $100,000 – $250,000 2.00% $250,000 and up 2.00% Rate checked
More details - Cumberland County Federal Credit UnionMoney Market CheckingMoney Market Checking · $4,000 min · 0.25%–0.30% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Dividends paid monthly on average daily balance of $4,000 or more.
0.25% interest rate
Rate by balance
Rate by balance for Money Market Checking Balance APY $4,000 – $10,000 0.25% $10,000 and upYour amount 0.30% Rate checked
More details - Maine Community BankEssential Money MarketEssential Money Market · $1 min · 0.15%–1.50% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Tiered interest-bearing account. Six preauthorized transfers per statement cycle. No monthly maintenance service charge.
Offer: Stated minimum opening balance is required to obtain APY.
No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Essential Money Market Balance APY Up to $20,000Your amount 0.15% $20,000 – $50,000 0.20% $50,000 – $100,000 0.25% $100,000 – $250,000 0.25% $250,000 – $750,000 1.50% $750,000 and up 1.50% Rate checked
More details - Cumberland County Federal Credit UnionRegular SavingsSavings · $50 min · 0.15%–0.35% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: $5.00 minimum balance required. All members of CCFCU have a Regular Share Account.
0.15% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $25,000Your amount 0.15% $25,000 – $50,000 0.20% $50,000 – $100,000 0.25% $100,000 – $250,000 0.30% $250,000 and up 0.35% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - Norway Savings BankMoney Market AccountsMoney Market Accounts · $25 min · 0.03%–0.15% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: A $25 deposit is required to open account. Fees may reduce earnings.
Offer: A $25 deposit is required to open account. Fees may reduce earnings.
0.03% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $2,500 0.03% $2,500 – $25,000Your amount 0.05% $25,000 – $50,000 0.08% $50,000 – $100,000 0.10% $100,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly maintenance service charge. Six preauthorized transfers per statement cycle.
Offer: No monthly maintenance service charge.
No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Essential Savings Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $100,000 0.10% $100,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Variable rate account; rate may change after account opening. $0 or $6 monthly service fee. Monthly fees may reduce earnings.
Offer: For balances less than $2,500, a minimum balance of $1 must be maintained each day to obtain the disclosed APY.
$6 monthly fee · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Yarmouth, ME
29 accounts at 9 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 2.02%
- Banks, typical
- 0.04%
- Credit unions, typical
- 1.76%
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Portland, ME metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Dirigo Federal Credit UnionCredit union · 1 branch
- Trademark Federal Credit UnionCredit union · 1 branch
- Atlantic Federal Credit UnionCredit union · 12 branches