Compare Bank & Credit Union Rates
Best savings rates in Belfast, ME
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–13 results in Waldo County, ME · Few institutions in Waldo County, ME: choose a wider area in the filters
- Camden National BankHigh-Yield Savings AccountSavings · $25 min · 0.01%–2.65% by balance
Bank · 2 branches
2.65%APY$265 a year on $10,000with conditionsRequirements
Product: Customer must be an individual who has an existing personal Camden National Checking Account or opens one at the time this account is opened. Requires new money not deposited at Camden National Bank.
Offer: Monthly fee is $0 if you keep a minimum average daily balance of $100 or more, are age 62 or better, or under 18; otherwise $1. Customer must open or have existing personal checking account. Valid for new money only.
Qualified rate · $1 monthly fee · Effective Apr 22, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $2,499 0.01% $2,500 – $250,000Your amountMust maintain minimum average daily balance of tier to receive disclosed APY. 2.65% Rate checked
More details - Camden National BankHigh-Yield Savings AccountSavings · $25 min · 2.65%–3.10% by balance
Bank · 2 branches
2.65%APY$265 a year on $10,000with conditionsRequirements
Product: Customer must be an individual who has an existing personal Camden National Checking Account or opens one at the time this account is opened. Requires new money not deposited at Camden National Bank.
Offer: Promotional rate available until 3/31/27 for new accounts opened on or after 8/24/2026; requires personal Camden National Checking Account and new money.
Qualified rate · Effective Aug 24, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $250,000Your amount 2.65% $250,000 and upMonthly fee is $0 if you keep a minimum average daily balance of $100 or more, are age 62 or better, or under 18; otherwise $1. Must maintain minimum average daily balance of tier to receive disclosed APY. Customer must open or have existing personal checking account. Valid for new money only. 3.10% Rate checked
More details - KSW Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,000 min · 2.02%–2.53% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,000Requirements
Product: Access to funds two times a month without a penalty.
Offer: Tier 1
2.00% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,000 and upYour amount 2.02% Over $25,000Tier 2 2.27% Over $50,000Tier 3 2.53% Rate checked
More details - 0.75%APY$75 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking. Requires $25 minimum balance to remain open / keep account open. No monthly maintenance fee.
Offer: Requires qualifying for Kasasa Cash or Kasasa Cash Back rewards (at least 12 debit card purchases post and settle during qualification cycle, log into online or mobile banking, enrolled in e-statements, valid email on record).
Qualified rate · 0.75% interest rate · Balance cap $25,000 · No monthly fee
Rate checked
More details - Bangor Savings BankMarket Rate SavingsSavings · $5,000 min · 0.00%–0.40% by balance
Bank · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: No need to have a checking account with Bangor Savings Bank.
0.00% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Market Rate Savings Balance APY Up to $5,000 0.00% $5,000 – $10,000 0.15% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.40% $50,000 and up 0.40% Rate checked
More details - Bangor Savings BankBenefit Money MarketBenefit Money Market · $5,000 min · 0.00%–0.60% by balance
Bank · 4 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Must have or open a personal checking account with Bangor Savings Bank.
Offer: Must have or open a personal checking account with Bangor Savings Bank.
Qualified rate · 0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Benefit Money Market Balance APY Up to $5,000 0.00% $5,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.45% $50,000 – $100,000 0.50% $100,000 – $250,000 0.60% $250,000 and up 0.60% Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Sep 25, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking. Requires $25 minimum balance to remain open / keep account open. No monthly maintenance fee.
Offer: Earned if qualifications are not met in Kasasa Cash or Kasasa Cash Back.
Qualified rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have or open a personal checking account with Bangor Savings Bank.
Qualified rate · 0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Benefit Savings Balance APY Up to $25 0.00% Up to $1,000 0.05% $1,000 – $5,000 0.05% $5,000 – $25,000Your amount 0.05% $25,000 and up 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: For customers who do not have a Bangor Savings Bank checking account. Fiduciary version available.
0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $25 0.00% Up to $1,000 0.05% $1,000 – $5,000 0.05% $5,000 – $25,000Your amount 0.05% $25,000 and up 0.05% Rate checked
More details - Camden National BankPromise Savings AccountSavings · $25 min · 0.02%–0.05% by balance
Bank · 2 branches
0.03%APY$3 a year on $10,000Requirements
Product: No monthly service fee. Minimum opening deposit of $25.
Offer: Must maintain the minimum balance of the tier in the account each day in order to receive the disclosed APY.
0.02% interest rate · No monthly fee · Effective Jun 9, 2026
Rate by balance
Rate by balance for Promise Savings Account Balance APY Up to $5,000 0.02% $5,000 – $25,000Your amount 0.03% $25,000 – $100,000 0.03% $100,000 and up 0.05% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Designed to be held alongside a KeyBank personal checking account. Monthly maintenance fee of $4.00 is waived if the account holder owns a KeyBank consumer checking account (including KeyBank Hassle-Free Account). Variable rate applies to the entire balance.
Offer: Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account).
0.01% interest rate · $4 monthly fee · Effective Sep 30, 2026
Rate checked
More details - Camden National BankMoney Market AccountMoney Market Account · $100 min · 0.01%–0.20% by balance
Bank · 2 branches
0.01%APY$1 a year on $10,000Requirements
Product: APY and interest rates subject to change at any time. Monthly fee $0 if average daily balance >= $5,000, otherwise $10.
Offer: Must maintain minimum balance of each tier in the account each day to receive the APY disclosed for that tier. Monthly fee $0 if average daily balance >= $5,000, otherwise $10.
0.01% interest rate · Effective Jun 9, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.01% $25,000 – $100,000 0.05% $100,000 – $250,000 0.05% $250,000 – $500,000 0.10% $500,000 – $1,000,000 0.15% $1,000,000 and up 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Waldo County, ME
13 accounts at 4 banks and credit unions · checked Oct 22
- Typical
- 0.05%
- Top 10% from
- 2.52%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.40%
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Maine
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Maine Family Federal Credit UnionCredit union · 2 branches
- Oxford Federal Credit UnionCredit union · 2 branches
- Dirigo Federal Credit UnionCredit union · 4 branches