Bank · FDIC insured
Aroostook Savings & Loan
Top CarrotA $214M bank headquartered in Caribou, ME, with 2 branches in Maine. Best rates: CDs 4.25% and savings 1.90% APY.
Aroostook Savings & Loan Carrot Score
Carrot ScoreTop Carrot
Higher than 90% of U.S. banks and credit unions
#14 of 72 in MaineHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Aroostook Savings & Loan
Founded during the Great Depression with a federal banking charter issued on July 24, 1936, the bank opened in Caribou as Aroostook County Federal Savings & Loan Association to assist local families.
Aroostook Savings & Loan operates as a mutual bank owned by its depositors rather than shareholders, reinvesting deposits into Aroostook County.
- Headquarters
- 43 High St, Caribou, ME 04736
- FDIC certificate
- 29743 ↗
Branches
2 branches in Maine
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Maine
2 branches
Caribou area · 1
- Aroostook County Federal Savings and Loan AssociationMain office43 High St, Caribou, ME 04736Directions
Presque Isle area · 1
- 364 Main Street Branch364 Main St, Presque Isle, ME 04769Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.39% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.39% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.85% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $89 | $81 | — |
- CapitalLeverage ratio10.39%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.39%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.85%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$89Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Aroostook Savings & Loan are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.