Compare Bank & Credit Union Rates
Best savings rates in Bar Harbor, ME
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Hancock County, ME · Showing Hancock County, ME: too few institutions in Bar Harbor, ME
- Seaboard Federal Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min
Credit union · 2 branches
2.90%APY$290 a year on $10,000Requirements
Product: Dividends are accrued daily and compounded/credited monthly. $25 minimum opening deposit; $2,500 minimum balance to earn APY.
Offer: Minimum balance of $2,500 to earn stated APY. Dividends accrued daily and compounded/credited monthly.
2.86% interest rate · Effective Oct 1, 2026
Rate checked
More details - Camden National BankHigh-Yield Savings AccountSavings · $25 min · 0.01%–2.65% by balance
Bank · 7 branches
2.65%APY$265 a year on $10,000with conditionsRequirements
Product: Customer must be an individual who has an existing personal Camden National Checking Account or opens one at the time this account is opened. Requires new money not deposited at Camden National Bank.
Offer: Monthly fee is $0 if you keep a minimum average daily balance of $100 or more, are age 62 or better, or under 18; otherwise $1. Customer must open or have existing personal checking account. Valid for new money only.
Qualified rate · $1 monthly fee · Effective Apr 22, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $2,499 0.01% $2,500 – $250,000Your amountMust maintain minimum average daily balance of tier to receive disclosed APY. 2.65% Rate checked
More details - Camden National BankHigh-Yield Savings AccountSavings · $25 min · 2.65%–3.10% by balance
Bank · 7 branches
2.65%APY$265 a year on $10,000with conditionsRequirements
Product: Customer must be an individual who has an existing personal Camden National Checking Account or opens one at the time this account is opened. Requires new money not deposited at Camden National Bank.
Offer: Promotional rate available until 3/31/27 for new accounts opened on or after 8/24/2026; requires personal Camden National Checking Account and new money.
Qualified rate · Effective Aug 24, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $250,000Your amount 2.65% $250,000 and upMonthly fee is $0 if you keep a minimum average daily balance of $100 or more, are age 62 or better, or under 18; otherwise $1. Must maintain minimum average daily balance of tier to receive disclosed APY. Customer must open or have existing personal checking account. Valid for new money only. 3.10% Rate checked
More details - Bangor Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 2.27%–2.78% by balance
Credit union · 1 branch
2.27%APY$227 a year on $10,000Requirements
Product: Minimum amount to withdraw is $500. 6 free transactions per month by pre-authorized automatic, telephone, checks, drafts, debit cards, or other similar order; unlimited in-person withdrawals. Dividend rate is paid based on the aggregate balance method. Rates are subject to change after account opening. Fees and withdrawals may reduce earnings.
2.25% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $20,000Your amount 2.27% $20,000 – $75,000 2.53% Over $75,000 2.78% Rate checked
More details - Maine Savings Federal Credit UnionRedWallet® SaverSavings · $0 min · 0.75%–2.78% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Give RedWallet Cash or RedWallet Cash Back account a companion. Rewards and ATM refunds sweep into RedWallet Saver. No minimum balance and no monthly fees. Rates depend on meeting RedWallet qualification cycle requirements.
Offer: Qualifications met
Qualified rate · 0.75% interest rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for RedWallet® Saver Balance APY Up to $25,000Your amount 0.75% $25,000 – $50,000 1.00% $50,000 – $100,000 1.26% $100,000 – $250,000 2.02% $250,000 and up 2.78% Rate checked
More details - Bangor Savings BankMarket Rate SavingsSavings · $5,000 min · 0.00%–0.40% by balance
Bank · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: No need to have a checking account with Bangor Savings Bank.
0.00% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Market Rate Savings Balance APY Up to $5,000 0.00% $5,000 – $10,000 0.15% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.40% $50,000 and up 0.40% Rate checked
More details - Bangor Savings BankBenefit Money MarketBenefit Money Market · $5,000 min · 0.00%–0.60% by balance
Bank · 4 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Must have or open a personal checking account with Bangor Savings Bank.
Offer: Must have or open a personal checking account with Bangor Savings Bank.
Qualified rate · 0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Benefit Money Market Balance APY Up to $5,000 0.00% $5,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.45% $50,000 – $100,000 0.50% $100,000 – $250,000 0.60% $250,000 and up 0.60% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Share (Savings) Account is required for credit union membership ($5 membership savings required). Dividends compounded and credited monthly based on daily balance.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - Franklin Savings BankMoney Market AccountMoney Market Account · $1,000 min · 0.15%–2.02% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Variable rate account; interest rate and APY may change at any time. $10.00 monthly fee applies if balance falls below $1,000. Fees could reduce earnings on the account.
Offer: Variable rate; $10.00 monthly fee if balance falls below $1,000.
0.15% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.15% $25,000 – $100,000 0.25% $100,000 – $250,000 0.85% $250,000 – $500,000 1.00% $500,000 – $1,000,000 1.52% $1,000,000 and up 2.02% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Applicants must be US citizens at least 18 years of age and a Maine or New Hampshire resident or an existing customer. No monthly fee and no minimum balance requirement.
0.15% interest rate · No monthly fee · Effective May 15, 2026
Rate by balance
Rate by balance for My MSB Savings Balance APY Up to $25,000Your amount 0.15% $25,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum to earn annual percentage yield: $5.00. All quoted interest rates are subject to change without notice.
Offer: Minimum to earn annual percentage yield: $5.00.
0.10% interest rate · Effective Oct 20, 2026
Rate checked
More details - Maine Savings Federal Credit UnionMoney Market AccountsMoney Market Accounts · $0 min · 0.10%–0.75% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tiered rate account where the dividend rate and APY for a particular tier apply to the entire balance in the account.
Offer: Minimum balance to earn dividends is $2,500.
0.10% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $25,000Your amount 0.10% $25,000 – $50,000 0.20% $50,000 – $100,000 0.50% $100,000 – $250,000 0.60% $250,000 and up 0.75% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Secure Maine Savings membership with $5.00 minimum balance. Earn and receive monthly dividends based on average daily balance. $5 per member minimum deposit to open account.
Offer: $5 per member minimum to earn dividends
0.10% interest rate · Effective Oct 3, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Fees may apply and reduce earnings.
Offer: Fees may apply and reduce earnings. An early withdrawal penalty may apply and reduce earnings. All quoted interest rates are subject to change without notice.
0.10% interest rate · Effective Sep 29, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership requires living, working, worshiping, attending school in, or businesses located in Penobscot, Hancock, and Waldo Counties of Maine, a $5.00 minimum savings deposit, and a $5.00 one-time membership fee. No monthly maintenance fees. No minimum balance requirements.
Offer: Minimum $25 balance to earn dividends. No monthly maintenance fees.
0.05% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Hancock County, ME
22 accounts at 9 banks and credit unions · checked Oct 22
- Typical
- 0.10%
- Top 10% from
- 2.61%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.18%
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Maine
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Maine Family Federal Credit UnionCredit union · 2 branches
- Oxford Federal Credit UnionCredit union · 2 branches
- Dirigo Federal Credit UnionCredit union · 4 branches