Bank · FDIC insured
Androscoggin Bank Savings Rates
Androscoggin Bank’s best savings rate is 1.50% APY on $10,000, with its Flex Personal Money Market Account. Rates checked October 22, 2026.
How Androscoggin Bank’s savings rates compare
Compared with banks and credit unions near Lewiston, ME, where Androscoggin Bank has the most branches. $10,000, best rate first.
This bank’s best
Androscoggin Bank
1.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $150
Flex Personal Money Market Account
Top rate
Northeast Bank
3.50%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $350
2nd-highest rate
Camden National Bank
2.65%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $265
Androscoggin Bank savings score
88
Savings score
Higher than 84% of U.S. banks and credit unions
- $1,000 balance$1,0001.50%
- $10,000 balance$10,0001.50%
- $100,000 balance$100,0002.25%
- QualifiedQualified1.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Androscoggin Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Flex Personal Money Market Account
1.50%APY
New to Bank money only. Rates subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum balance is required to obtain APY.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000Tier 1. New to Bank money only. Stated minimum balance is required to obtain APY. | 1.50% | $150 | Tier 1. New to Bank money only. Stated minimum balance is required to obtain APY. |
| $100,000 and upTier 2. New to Bank money only. Stated minimum balance is required to obtain APY. | 2.25% | — | Tier 2. New to Bank money only. Stated minimum balance is required to obtain APY. |
Sources (1)
- androscogginbank.com/rates · captured Oct 22, 2026
Rizq Savings
1.50%APY
Shariah-compliant savings account earning interest-free returns based on revenue sharing (Customer:Bank ratio 3:97). $3.00 monthly service fee waived with minimum $100.00 daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRevenue sharing ratio 3:97 (Customer:Bank).Any balance | 1.50% | $150 | Revenue sharing ratio 3:97 (Customer:Bank). |
Sources (1)
- androscogginbank.com/rizq · captured Oct 3, 2026
Personal Money Market
0.15%APY
Opening deposit of $25 is required. Minimum daily balance of $5,000 must be maintained to avoid a $10.00 monthly service charge. Fees may reduce earnings. Stated minimum balance is required to obtain APY. Rates subject to change without notice once the account has been opened.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $5,000Tier 1. Stated minimum balance is required to obtain APY. · $25 to open | 0.01% | $25 | — | Tier 1. Stated minimum balance is required to obtain APY. |
| $5,000 – $25,000Tier 2. Stated minimum balance is required to obtain APY. Minimum daily balance of $5,000 avoids $10 monthly service charge. · $25 to open | 0.15% | $25 | $15 | Tier 2. Stated minimum balance is required to obtain APY. Minimum daily balance of $5,000 avoids $10 monthly service charge. |
| $25,000 – $50,000Tier 3. Stated minimum balance is required to obtain APY. Minimum daily balance of $5,000 avoids $10 monthly service charge. · Unknown to open | 0.20% | Unknown | — | Tier 3. Stated minimum balance is required to obtain APY. Minimum daily balance of $5,000 avoids $10 monthly service charge. |
| $50,000 – $75,000Tier 4. Stated minimum balance is required to obtain APY. Minimum daily balance of $5,000 avoids $10 monthly service charge. · $25 to open | 0.25% | $25 | — | Tier 4. Stated minimum balance is required to obtain APY. Minimum daily balance of $5,000 avoids $10 monthly service charge. |
| $75,000 – $100,000Tier 5. Stated minimum balance is required to obtain APY. Minimum daily balance of $5,000 avoids $10 monthly service charge. · Unknown to open | 0.30% | Unknown | — | Tier 5. Stated minimum balance is required to obtain APY. Minimum daily balance of $5,000 avoids $10 monthly service charge. |
| $100,000 and upTier 6. Stated minimum balance is required to obtain APY. Minimum daily balance of $5,000 avoids $10 monthly service charge. · Unknown to open | 0.50% | Unknown | — | Tier 6. Stated minimum balance is required to obtain APY. Minimum daily balance of $5,000 avoids $10 monthly service charge. |
Sources (2)
All captured Oct 22, 2026
Companion Savings
0.05%APY
Must have Companion Checking or Preferred Checking to be eligible. Tiered interest rates. No minimum balance requirement.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.05% | — |
| $5,000 – $25,000 | 0.05% | $5 |
| $25,000 and up | 0.10% | — |
Sources (2)
All captured Oct 3, 2026
Standard Savings
0.01%APY
$3.00 monthly service charge waived with $100 minimum daily balance or for students ages 22 or younger. Tiered interest rates.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.01% | — |
| $5,000 and up | 0.01% | $1 |
Sources (2)
All captured Oct 3, 2026
Special-purpose accounts
Health Savings Account (HSA)
0.10%APY
Interest-bearing account to set aside money for qualified medical expenses. No minimum balance requirement.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.10% | — |
| $5,000 and up | 0.10% | $10 |
Sources (2)
All captured Oct 3, 2026
Club Accounts
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (1)
- androscogginbank.com/rates · captured Oct 3, 2026
IRA Saver Account
0.01%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.01% | — |
| $10,000 – $20,000 | 0.01% | $1 |
| $20,000 – $50,000 | 0.01% | — |
| $50,000 and up | 0.01% | — |
Sources (1)
- androscogginbank.com/rates · captured Oct 3, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.