Bank · FDIC insured
Aroostook Savings & Loan Savings Rates
Top CarrotAroostook Savings & Loan’s best savings rate is 1.90% APY on $10,000, with its Money Market Now. Rates checked October 22, 2026.
How Aroostook Savings & Loan’s savings rates compare
Compared with banks and credit unions in Maine, where Aroostook Savings & Loan has the most branches. $10,000, best rate first.
This bank’s best
Aroostook Savings & Loan
1.90%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $190
Money Market Now
Top rate
Lighthouse Credit Union
3.85%APY
- Minimum
- —
- Earns on $10,000 a year
- $385
2nd-highest rate
Northeast Bank
3.50%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $350
Aroostook Savings & Loan savings score
89
Savings score
Higher than 89% of U.S. banks and credit unions
- $1,000 balance$1,0001.50%
- $10,000 balance$10,0001.90%
- $100,000 balance$100,0002.80%
- QualifiedQualified1.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Aroostook Savings & Loan ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Now
1.90%APY
Requires maintaining a balance of $1,000 to avoid a $6 monthly service charge. Account holders have the ability to issue a limit of 6 transactions monthly to a third party. $.20 per check charge applies.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Requires maintaining a balance of $1,000 to avoid a $6 monthly service charge. | 1.50% | — | Requires maintaining a balance of $1,000 to avoid a $6 monthly service charge. |
| $10,000 – $50,000Requires maintaining a balance of $1,000 to avoid a $6 monthly service charge. | 1.90% | $190 | Requires maintaining a balance of $1,000 to avoid a $6 monthly service charge. |
| $50,000 – $100,000Requires maintaining a balance of $1,000 to avoid a $6 monthly service charge. | 2.15% | — | Requires maintaining a balance of $1,000 to avoid a $6 monthly service charge. |
| $100,000 – $250,000Requires maintaining a balance of $1,000 to avoid a $6 monthly service charge. | 2.80% | — | Requires maintaining a balance of $1,000 to avoid a $6 monthly service charge. |
| $250,000 and upRequires maintaining a balance of $1,000 to avoid a $6 monthly service charge. | 3.25% | — | Requires maintaining a balance of $1,000 to avoid a $6 monthly service charge. |
Sources (3)
All captured Oct 22, 2026
Statement Savings
0.20%APY
No minimum balance required. Interest compounded continuously and posted monthly. Rate may change weekly. No monthly service charge. No fee for ACH transactions.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required. Interest compounded continuously and posted monthly. Rate may change weekly. No monthly service charge. No fee for ACH transactions.Any balance | 0.20% | $20 | No minimum balance required. Interest compounded continuously and posted monthly. Rate may change weekly. No monthly service charge. No fee for ACH transactions. |
Special-purpose accounts
Variable Rate IRA
2.00%APY
IRA tax-sheltered variable rate savings plan. Interest rate subject to change weekly. Interest compounded continuously and posted monthly. No minimum balance required. No monthly service charge. No fee for ACH transactions. Unlimited deposits subject to annual IRS contribution limits.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required. Interest compounded continuously and posted monthly. Interest rate subject to change weekly. No monthly service charge. No fee for ACH transactions. Unlimited deposits subject to annual IRS contribution limits.Any balance | 2.00% | $200 | No minimum balance required. Interest compounded continuously and posted monthly. Interest rate subject to change weekly. No monthly service charge. No fee for ACH transactions. Unlimited deposits subject to annual IRS contribution limits. |
Christmas Club
0.51%APY
Term of 50 weeks. Accounts available in weekly deposit denominations of $5, $10, $20, $30, $40, and $50. Open account with amount of first weekly deposit. Interest compounded continuously and paid at club maturity. Clubs closed prior to maturity, or not completed, do not earn interest and any withdrawal constitutes closeout. No monthly service charge. No minimum balance required. No fee for ACH transactions.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTerm of 50 weeks. Must be completed at maturity to earn stated APY. Interest compounded continuously and posted quarterly / paid at club maturity. Interest rate may change annually. No minimum balance required. No monthly service charge. Deposits are unlimited. No fee for ACH transactions. Clubs for 2027 opened starting the week of August 24, 2026.Any balance | 0.51% | $51 | Term of 50 weeks. Must be completed at maturity to earn stated APY. Interest compounded continuously and posted quarterly / paid at club maturity. Interest rate may change annually. No minimum balance required. No monthly service charge. Deposits are unlimited. No fee for ACH transactions. Clubs for 2027 opened starting the week of August 24, 2026. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.