Bank · FDIC insured
Androscoggin Bank
A $1.8B bank headquartered in Lewiston, ME, with 9 branches in Maine. Best rates: CDs 3.75% and savings 1.50% APY.
Androscoggin Bank Carrot Score
79
Carrot Score
Higher than 50% of U.S. banks and credit unions
#11 of 17 in Lewiston, ME metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Androscoggin Bank
Androscoggin Bank is a Certified B Corporation community bank.
The bank is committed to keeping at least 75 percent of its customers located within 50 miles of their primary branch to support Maine's economy.
- Headquarters
- 505 Sabattus St, Lewiston, ME 04240
- FDIC certificate
- 17751 ↗
Branches
9 branches in Maine
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Maine
9 branches
Lewiston area · 4
- Androscoggin Savings BankMain office505 Sabattus St, Lewiston, ME 04240Directions
- Minot Avenue Branch683 Minot Ave, Auburn, ME 04210Directions
- Lisbon Falls Branch580 Lisbon St, Lisbon Falls, ME 04252Directions
- Turner Branch207 Auburn Rd Route 4, Turner, ME 04282Directions
Portland area · 3
- Brunswick Branch208 1/2 Maine St, Brunswick, ME 04011Directions
- Gray Branch24 Portland Rd, Gray, ME 04039Directions
- Portland Branch130 Middle St, Portland, ME 04101Directions
Jay area · 1
- Jay Branch6 Androscoggin Ln, Jay, ME 04239Directions
South Paris area · 1
- South Paris Branch170 Main St, South Paris, ME 04281Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.76% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.48% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.67% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $103 | $88 | — |
- CapitalLeverage ratio10.76%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.48%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.67%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$103Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Androscoggin Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.