Compare Bank & Credit Union Rates
Best savings rates in Augusta, ME
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Augusta, ME
- 3.50%APY$350 a year on $10,000
Requirements
Product: Requires 50% of opening deposit to be new money. Not available for IRAs. Available to Maine and New Hampshire residents only.
Offer: Requires 50% of $2,500 opening deposit to be new money. Not available for IRAs. Available to Maine and New Hampshire residents only.
3.45% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Growth Savings Balance APY Up to $250,000Your amount 3.50% $250,000 and up 3.75% Rate checked
More details - 2.75%APY$275 a year on $10,000with conditions
Requirements
Product: Available to Maine and New Hampshire residents only.
Offer: Requires an active Propel Premier Checking account (meeting two of: $5,000 average daily balance, $1,000+ direct deposits, or 10 debit card transactions per monthly statement cycle). 50% of opening deposit must be new money. Available to Maine and New Hampshire residents only.
Qualified rate · 2.72% interest rate · No monthly fee · Effective Oct 14, 2026
Rate checked
More details - Camden National BankHigh-Yield Savings AccountSavings · $25 min · 0.01%–2.65% by balance
Bank · 3 branches
2.65%APY$265 a year on $10,000with conditionsRequirements
Product: Customer must be an individual who has an existing personal Camden National Checking Account or opens one at the time this account is opened. Requires new money not deposited at Camden National Bank.
Offer: Monthly fee is $0 if you keep a minimum average daily balance of $100 or more, are age 62 or better, or under 18; otherwise $1. Customer must open or have existing personal checking account. Valid for new money only.
Qualified rate · $1 monthly fee · Effective Apr 22, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $2,499 0.01% $2,500 – $250,000Your amountMust maintain minimum average daily balance of tier to receive disclosed APY. 2.65% Rate checked
More details - Camden National BankHigh-Yield Savings AccountSavings · $25 min · 2.65%–3.10% by balance
Bank · 3 branches
2.65%APY$265 a year on $10,000with conditionsRequirements
Product: Customer must be an individual who has an existing personal Camden National Checking Account or opens one at the time this account is opened. Requires new money not deposited at Camden National Bank.
Offer: Promotional rate available until 3/31/27 for new accounts opened on or after 8/24/2026; requires personal Camden National Checking Account and new money.
Qualified rate · Effective Aug 24, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $250,000Your amount 2.65% $250,000 and upMonthly fee is $0 if you keep a minimum average daily balance of $100 or more, are age 62 or better, or under 18; otherwise $1. Must maintain minimum average daily balance of tier to receive disclosed APY. Customer must open or have existing personal checking account. Valid for new money only. 3.10% Rate checked
More details - Ancorum Credit UnionGolden Rate Fund PlusGolden Rate Fund Plus · $5,000 min · 0.00%–2.38% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,000Requirements
Product: Minimum check withdrawal of $500.00. Write up to three checks per month. Penalties apply for writing checks under the minimum withdrawal amount and for exceeding three checks per month. No penalty is assessed if balance falls below $5,000, but the account will not earn dividends if balance falls below $5,000 during the month.
0.00% interest rate · Effective Mar 27, 2025
Rate by balance
Rate by balance for Golden Rate Fund Plus Balance APY Up to $100 0.00% $100 – $1,000 0.00% $1,000 – $5,000 0.00% $5,000 – $25,000Your amount 2.02% $25,000 – $50,000 2.17% $50,000 – $100,000 2.27% $100,000 and up 2.38% Rate checked
More details - Ancorum Credit UnionGolden Rate FundGolden Rate Fund · $1,000 min · 0.00%–2.38% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,000Requirements
Product: Minimum withdrawal amount of $250.00. If balance drops below the minimum balance of $1,000, the account will be closed and the remaining funds transferred to the Member Savings account.
0.00% interest rate · Effective Mar 27, 2025
Rate by balance
Rate by balance for Golden Rate Fund Balance APY Up to $100 0.00% $100 – $1,000 0.00% $1,000 – $5,000 0.50% $5,000 – $25,000Your amount 2.02% $25,000 – $50,000 2.17% $50,000 – $100,000 2.27% $100,000 and up 2.38% Rate checked
More details - Ancorum Credit UnionGolden Rate Fund PlusSavings · $5,000 min · 0.00%–2.38% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,000Requirements
Product: Min balance $5,000 to keep account open; else closed and funds transferred to Member Savings. Min withdrawal $500. Dividends compounded monthly.
0.00% interest rate · Compounded monthly · Effective Mar 27, 2025
Rate by balance
Rate by balance for Golden Rate Fund Plus Balance APY Up to $100 0.00% $100 – $1,000 0.00% $1,000 – $5,000 0.00% $5,000 – $25,000Your amount 2.02% $25,000 – $50,000 2.17% $50,000 – $100,000 2.27% $100,000 and up 2.38% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Linked Kasasa Cash or Kasasa Cash Back checking account required. Automatic transfers of Kasasa checking rewards. No recurring monthly maintenance fees.
Offer: Qualifications met in linked Kasasa checking account during monthly qualification cycle.
Qualified rate · 1.98% interest rate · Balance cap $100,000 · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Gardiner Federal Credit UnionHi Yield AccountSavings · $2,000 min · 1.76%–2.17% by balance
Credit union · 1 branch
1.76%APY$176 a year on $10,000Requirements
Product: Dividends compounded and credited monthly using average daily balance method. Minimum balance to earn dividends is $2,000.00.
1.75% interest rate · Effective Sep 1, 2024
Rate by balance
Rate by balance for Hi Yield Account Balance APY $2,000 – $25,000Your amount 1.76% $25,000 – $50,000 1.87% $50,000 – $100,000 2.07% Over $100,000 2.17% Rate checked
More details - 1.51%APY$151 a year on $10,000
Requirements
Product: Maintain a balance of $2,500.00 or higher. Earn monthly dividends on balances over $100.00.
1.50% interest rate
Rate by balance
Rate by balance for Special Savings Balance APY $2,500 – $20,000Your amount 1.51% $20,001 – $75,000 1.77% $75,001 and up 2.02% Rate checked
More details - University Credit UnionMoney MarketMoney Market · $5,000 min · 0.05%–1.50% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Maximum of three withdrawals per month; dividends calculated by Average Daily Balance method; minimum opening deposit and balance for APY of $5,000.00 stated in Truth-in-Savings disclosures.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $4,999 0.05% $5,000 and upYour amount 1.50% Rate checked
More details - Connected Credit UnionHigh Yield AccountSavings · $2,000 min · 1.26%–2.28% by balance
Credit union · 1 branch
1.26%APY$126 a year on $10,000Requirements
Product: Requires a $2,000 minimum balance at all times and minimum opening balance of $2,000. Account balances falling below $2,000 will be closed and the balance transferred to a regular share account. Dividends are based on the Average Daily Balance Method, compounded and credited monthly.
Offer: Dividends based on Average Daily Balance Method, compounded and credited monthly. Minimum opening balance is $2,000. Balances below $2,000 closed and transferred to regular share account.
1.25% interest rate · Effective Aug 25, 2026
Rate by balance
Rate by balance for High Yield Account Balance APY $2,000 – $50,000Your amount 1.26% $50,000 – $100,000 1.52% $100,000 – $200,000 2.02% $200,000 and up 2.28% Rate checked
More details - Maine State Credit UnionAdvantage SavingsSavings · $2,000 min · 0.85%–2.60% by balance
Credit union · 2 branches
0.85%APY$85 a year on $10,000Requirements
Product: Tiered, blended-rate account. Minimum balance to open account is $2,000 and must maintain a minimum average daily balance of $2,000.00 during the dividend period.
Offer: Tiered, blended rate applied to portion of balance within tier.
0.85% interest rate · No monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for Advantage Savings Balance APY $2,000 – $25,000Your amount 0.85% $25,000 – $50,000 1.10% $50,000 – $100,000 1.50% $100,000 – $250,000 1.80% Over $250,000 2.60% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: $5 minimum to open Share Account. $100 minimum balance required to earn dividends.
Offer: $5 minimum to open Share Account. $100 minimum balance required to earn dividends.
0.35% interest rate · Effective Oct 1, 2026
Rate checked
More details - Bangor Savings BankMarket Rate SavingsSavings · $5,000 min · 0.00%–0.40% by balance
Bank · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: No need to have a checking account with Bangor Savings Bank.
0.00% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Market Rate Savings Balance APY Up to $5,000 0.00% $5,000 – $10,000 0.15% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.40% $50,000 and up 0.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Augusta, ME
44 accounts at 16 banks and credit unions · checked Oct 22
- Typical
- 0.08%
- Top 10% from
- 2.02%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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Augusta, ME metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Trademark Federal Credit UnionCredit union · 1 branch
- Northeast BankBank · 1 branch
- University Credit UnionCredit union · 1 branch