Compare Bank & Credit Union Rates
Best savings rates in Kansas
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Kansas
- 3.75%APY$375 a year on $10,000intro rate
Requirements
Product: Online savings account. Available only in eligible markets based on verified primary residential ZIP code. Funds must be new to CFCU to qualify for the advertised rate. Must enroll in eStatements to receive advertised rate. Aggregate balance cap of $2,500,000 per Tax ID.
Offer: Must enroll in eStatements and deposit funds new to CFCU. Available only in eligible markets. Aggregate balance cap of $2,500,000 per Tax ID. Dividends paid monthly on daily balance.
Promotional rate · Balance cap $2,500,000 · No monthly fee · Effective Oct 13, 2026
Rate checked
More details - 3.75%APY$375 a year on $10,000
Requirements
Product: One Name It Save It share per account. Six FREE withdrawals every rolling 12-month period from open date; $10.00 fee for all other withdrawals. Maximum balance is $1,000,000.00.
Offer: Dividends compounded and credited monthly based on calendar month average daily balance. Maximum balance to earn dividends is $1,000,000. Six free withdrawals per rolling 12 months, $10 per withdrawal thereafter.
3.68% interest rate · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - UMB BankUMB Retail Money MarketUMB Retail Money Market · $0 min · 0.10%–3.71% by balance
Bank · 27 branches
3.71%APY$371 a year on $10,000Requirements
Product: Interest rates and annual percentage yields (APYs) listed are for accounts opened online. Interest paid on tiered balances; debit card access; monthly service fee waiver option.
Offer: Tier I
0.10% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for UMB Retail Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier II 3.71% $25,000 – $50,000Tier III 3.71% $50,000 – $75,000Tier IV 3.71% $75,000 – $100,000Tier V 3.71% $100,000 – $1,000,000Tier VI 3.71% $1,000,000 and upTier VII 3.71% Rate checked
More details - 3.70%APY$370 a year on $10,000
Requirements
Product: Online only account. Interest compounded daily and credited calendar quarterly. $10 monthly fee waived with $10,000 average daily balance. 3 free withdrawals per month, $2 per withdrawal thereafter.
Offer: Applies when daily balance is below $10,000 or account is not enrolled in eStatements. Monthly fee waived with average daily balance of $10,000 or more.
0.05% interest rate · Compounded daily · $10 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for High Yield eSavings Balance APY Up to $10,000 0.05% $10,000 and upYour amount 3.70% Rate checked
More details - 3.66%APY$366 a year on $10,000with conditions
Requirements
Offer: If less than 18 *POS transactions post to your Elite Checking account during the monthly statement cycle: The APY is 0.30% for the entire account balance for the statement cycle.
Qualified rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Super Savings Balance APY Any balance 0.30% Up to $250,000Your amountTo earn this rate: Complete 18+ POS transactions to your Elite Checking account each monthly cycle. 3.66% $250,001 and upThe 0.30% interest rate will be paid only for the portion of your daily balance that is greater than $250,000. The APY ranges from 0.30% to 3.66%, depending on the account balance, for daily balances over $250,000. If *POS transaction requirements met (18+ POS transactions to Elite Checking). Unknown Rate checked
More details - Meritrust Credit Union – ColoradoPremium High Yield Savings AccountSavings · $5,000 min
Credit union · 11 branches
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: Exclusive to members with Premium Perks Checking accounts. The Premium High Yield Savings Account must be titled under the same tax reported owner as the Premium Perks Checking Account. If you close your Premium Perks Checking Account or change to a different checking account type, the savings account will be closed.
Offer: $5,000.00 minimum balance to open and to earn the advertised APY. Requires open Premium Perks Checking Account.
Qualified rate · 3.45% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Credit Union of AmericaHigh-Yield Savings AccountSavings · $100 min · 0.10%–3.25% by balance
Credit union · 16 branches
3.25%APY$325 a year on $10,000Requirements
Product: Digital-only account opened and managed through online and mobile banking. Minimum $100 opening deposit. A $5.00 monthly fee applies if the month-end balance is less than $100 and there has been no account activity in over six months.
Offer: Dividends paid monthly. $5.00 monthly fee applies if month-end balance is less than $100 and no activity in over 6 months.
3.20% interest rate · $5 monthly fee · Effective May 4, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $50,000Your amount 3.25% Over $50,000 0.10% Rate checked
More details - CommunityAmerica Credit UnionAdvantage Money MarketAdvantage Money Market · $1,000 min
Credit union · 8 branches
3.20%APY$320 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to earn the APY.
Offer: Subject to a $10 monthly fee if balance falls below $1,000 at any time.
3.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - The Bank of TescottTraditions High Yield SavingsSavings · $100 min · 0.50%–3.16% by balance
Bank · 6 branches
3.16%APY$316 a year on $10,000with conditionsRequirements
Product: Minimum balance to open: $100.00. Interest compounded and credited monthly. Requires enrollment in online banking and e-Statements to qualify for highest APY. A $5 fee applies for each debit transaction in excess of five per monthly statement cycle.
Offer: Interest compounded and credited monthly. e-Statements and online banking required.
Qualified rate · 0.50% interest rate · Effective Sep 18, 2026
Rate by balance
Rate by balance for Traditions High Yield Savings Balance APY Up to $5,000 0.50% $5,000 and upYour amount 3.16% Rate checked
More details - 3.02%APY$302 a year on $10,000
Rate by balance
Rate by balance for Velocity Money Market Balance APY Up to $24,999Your amount 3.02% Over $24,999 3.85% Rate checked
More details - 3.00%APY$300 a year on $10,000
2.96% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Must pair with a U checking account. Free savings account. Statements mailed quarterly. Interest compounded monthly and credited monthly on daily balance (or compounded daily and credited quarterly per website overview).
Offer: Applies to daily balances up to and including $15,000. Variable rate. Minimum opening deposit of $50.00.
Qualified rate · 2.96% interest rate · Compounded daily · No monthly fee · Effective Nov 1, 2022
Rate by balance
Rate by balance for U-Save Balance APY Up to $15,000Your amount 3.00% $15,000 and up 0.30%* Rate checked
More details - United Consumers Credit UnionPreferred Money MarketPreferred Money Market · $10,000 min · 2.80%–3.25% by balance
Credit union · 1 branch
3.00%APY$300 a year on $10,000Requirements
Product: $5 monthly fee applies for balances below $2,500. Includes 3 free withdrawals in-person, by mail, or pre-authorized/drafts/debit card transactions per month; $3 per transaction for the next 3 transactions, and $30 per transaction for 7 or more transactions.
2.76% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Preferred Money Market Balance APY $2,500 – $10,000 2.80% $10,000 – $50,000Your amount 3.00% $50,000 – $75,000 3.20% $75,000 and up 3.25% Rate checked
More details - 2.90%APY$290 a year on $10,000
Requirements
Product: May be opened in-branch or online. Variable-rate account; interest rate may change after account is opened. $5.00 Monthly Maintenance Fee can be avoided by maintaining an open Icon Checking Account or having an Average Ledger Balance cycle-to-date of $1,000.00 or more on the Analysis Date.
Offer: Variable-rate account. Avoid the $5.00 monthly fee with an open Icon Checking Account or an Average Ledger Balance cycle-to-date of $1,000.00 or more on the Analysis Date.
$5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 2.75%APY$275 a year on $10,000with conditions
Requirements
Product: No branch or call center access with this account. Earn 2.75% APY when you have $1,000+ in monthly Direct Deposit to a FIGFCU Checking account; earn the standard 1.75% APY without the Direct Deposit requirement. No maintenance fees or minimum balance requirement.
Offer: With Direct Deposit ($1,000+ monthly ACH Direct Deposit or Agent Net Check into a FIGFCU Checking account).
Qualified rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Kansas
387 accounts at 157 banks and credit unions · checked Oct 16–22
- Typical
- 0.30%
- Top 10% from
- 1.72%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.25%
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Kansas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 1 branch
- Campus Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch