Compare Bank & Credit Union Rates
Best savings rates in Shawnee, KS
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Shawnee, KS
- 3.75%APY$375 a year on $10,000
Requirements
Product: One Name It Save It share per account. Six FREE withdrawals every rolling 12-month period from open date; $10.00 fee for all other withdrawals. Maximum balance is $1,000,000.00.
Offer: Dividends compounded and credited monthly based on calendar month average daily balance. Maximum balance to earn dividends is $1,000,000. Six free withdrawals per rolling 12 months, $10 per withdrawal thereafter.
3.68% interest rate · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - UMB BankUMB Retail Money MarketUMB Retail Money Market · $0 min · 0.10%–3.71% by balance
Bank · 1 branch
3.71%APY$371 a year on $10,000Requirements
Product: Interest rates and annual percentage yields (APYs) listed are for accounts opened online. Interest paid on tiered balances; debit card access; monthly service fee waiver option.
Offer: Tier I
0.10% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for UMB Retail Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier II 3.71% $25,000 – $50,000Tier III 3.71% $50,000 – $75,000Tier IV 3.71% $75,000 – $100,000Tier V 3.71% $100,000 – $1,000,000Tier VI 3.71% $1,000,000 and upTier VII 3.71% Rate checked
More details - 3.70%APY$370 a year on $10,000
Requirements
Product: Online only account. Interest compounded daily and credited calendar quarterly. $10 monthly fee waived with $10,000 average daily balance. 3 free withdrawals per month, $2 per withdrawal thereafter.
Offer: Applies when daily balance is below $10,000 or account is not enrolled in eStatements. Monthly fee waived with average daily balance of $10,000 or more.
0.05% interest rate · Compounded daily · $10 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for High Yield eSavings Balance APY Up to $10,000 0.05% $10,000 and upYour amount 3.70% Rate checked
More details - CommunityAmerica Credit UnionAdvantage Money MarketAdvantage Money Market · $1,000 min
Credit union · 1 branch
3.20%APY$320 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to earn the APY.
Offer: Subject to a $10 monthly fee if balance falls below $1,000 at any time.
3.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must have a linked Star Rewards Cash Back Checking account. Qualifying for rewards in linked checking account qualifies for rewards in savings account. $5 paper statement fee applies per statement cycle if not enrolled in eStatements. If checking account is closed or changed, converts to standalone savings.
Offer: When qualifications in linked Star Rewards Checking account are met during Monthly Qualification Cycle. Daily balances ≤ $24,999.99 earn 1.98% interest, 2.00% APY.
Qualified rate · 1.98% interest rate · Balance cap $24,999.99 · Effective May 14, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must have a linked Star Rewards Interest Checking account. Qualifying for rewards in linked checking account qualifies for rewards in savings account. $5 paper statement fee applies per statement cycle if not enrolled in eStatements. If checking account is closed or changed, converts to standalone savings.
Offer: When qualifications in linked Star Rewards Checking account are met during Monthly Qualification Cycle. Daily balances ≤ $24,999.99 earn 1.98% interest, 2.00% APY.
Qualified rate · 1.98% interest rate · Balance cap $24,999.99 · Effective May 14, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Security Bank of Kansas CityMoney Market AccountMoney Market Account · $25 min · 1.11%–1.99% by balance
Bank · 2 branches
1.11%APY$111 a year on $10,000Requirements
Product: Minimum Balance Service Charge of $7.50 per month is waived with a $1,000 daily balance. Interest compounded & credited monthly.
Offer: Below $10,000.00 balance tier. $7.50 monthly fee waived with a $1,000 daily balance.
1.10% interest rate · $7.50 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 1.11% $10,000 – $25,000Your amount 1.11% $25,000 – $100,000 1.21% $100,000 – $250,000 1.51% $250,000 – $500,000 1.66% $500,000 – $1,000,000 1.92% $1,000,000 and up 1.99% Rate checked
More details - KUMC Credit UnionMoney MarketMoney Market · $2,500 min · 1.00%–1.21% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: A minimum balance of $2,500.00 is required to receive the higher rates. Dividends are compounded and credited monthly based on a daily balance method.
1.00% interest rate · Effective Nov 14, 2025
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 1.00% $25,000 – $50,000 1.11% $50,000 and up 1.21% Rate checked
More details - 0.85%APY$85 a year on $10,000
Requirements
Product: Maintain a $5,000 average collected balance to avoid the $10 monthly account service charge. Variable interest is calculated on daily collected balance, compounded and credited monthly.
Offer: $10 monthly fee waived if $5,000 average collected balance is maintained. Only one tier of interest applied per day.
0.85% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.85% $5,000 – $10,000 0.85% $10,000 – $25,000Your amount 0.85% $25,000 – $50,000 0.85% $50,000 – $100,000 0.85% $100,000 – $1,000,000 1.65% $1,000,000 – $2,500,000 1.75% $2,500,000 – $5,000,000 1.75% $5,000,000 and up 2.00% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 3 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Academy BankPremier Money Market AccountPremier Money Market Account · $25 min · 0.60%–2.20% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000intro rateRequirements
Product: No monthly service charge when you maintain a minimum balance of $1,000 per monthly statement cycle; otherwise, a monthly service charge of $10 applies. 6 transactions per statement cycle allowed. Free eStatements or $5 paper statements. Closing new accounts within 90 days of opening results in a $25 early closure fee. Up to $100,000 ACH funding possible when opening online.
Offer: Standard tiered rate. Monthly service fee waived with $1,000 minimum balance per statement cycle. Rate may change daily; compounded and credited monthly.
Promotional rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $10,000 0.60% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.85% $50,000 – $100,000 1.10% $100,000 – $250,000 1.50% $250,000 and up 2.20% Rate checked
More details - Truity Credit UnionAdvantage Money MarketAdvantage Money Market · $10,000 min · 0.75%–1.10% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Balances calculated using the daily balance method. Free transfers/withdrawals limited to six per calendar month or statement cycle.
Offer: $10.00 monthly service charge fee if average daily balance is below $10,000. Tiered dividends. Compounded and credited monthly.
0.74% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $49,999Your amount 0.75% $50,000 – $99,999 0.90% $100,000 – $199,999 0.95% $200,000 – $499,999 1.00% $500,000 and up 1.10% Rate checked
More details - Truity Credit UnionPerformance PlusSavings · $1,000 min · 0.65%–1.00% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000Requirements
Product: Balances calculated using daily balance method. Dividends compounded and credited monthly. $10.00 per month service charge fee if average daily balance is below $1,000.
Offer: Tier $0-$9,999. Calculated using daily balance method. $10.00 monthly fee if average daily balance is below $1,000.
0.64% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Performance Plus Balance APY Up to $9,999 0.65% $10,000 – $24,999Your amount 0.70% $25,000 – $49,999 0.75% $50,000 – $99,999 0.80% $100,000 – $199,999 0.85% $200,000 – $499,999 0.90% $500,000 and up 1.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Shawnee, KS
49 accounts at 16 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 2.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.50%
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Kansas City, MO-KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 1st MidAmerica Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch
- CommunityAmerica Credit UnionCredit union · 31 branches