Bank · FDIC insured
Capitol Federal
Top CarrotA $9.7B bank, the 162nd largest of 4,207, headquartered in Topeka, KS, with 46 branches in 2 states. Best rates: CDs 4.20% and savings 3.70% APY.
Capitol Federal Carrot Score
Carrot ScoreTop Carrot
Higher than 87% of U.S. banks and credit unions
#10 of 79 in Kansas City, MO-KS metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Capitol Federal
Capitol Federal was founded in 1893 in Topeka, Kansas, initially formed as the Savings and Loan Association of Topeka.
The institution was established during the Panic of 1893 with a vision to help people build better futures.
The bank maintains a commitment to community by supporting local organizations and events through charitable contributions, volunteerism, and sponsorships.
- Headquarters
- 700 S Kansas Ave, Topeka, KS 66603
- FDIC certificate
- 27981 ↗
Branches
46 branches in 2 states
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Kansas
42 branches
Kansas City area · 16
- Gardner Price Chopper Branch660 E Main St, Gardner, KS 66030Directions
- Wyandotte State Branch6900 State Ave, Kansas City, KS 66102Directions
- State Avenue Price Chopper Branch7600 State Ave, Kansas City, KS 66112Directions
- Village Of Seville Branch13100 State Line Rd, Leawood, KS 66209Directions
- Lenexa Branch15525 W 87th Street Pkwy, Lenexa, KS 66219Directions
- Mission Branch5501 Johnson Dr, Mission, KS 66202Directions
- East Olathe Branch2100 E 151st St, Olathe, KS 66062Directions
- Olathe Branch1408 E Santa Fe St, Olathe, KS 66061Directions
- College Blvd Branch10101 College Blvd, Overland Park, KS 66210Directions
- Nall Hills Branch9500 Nall Ave, Overland Park, KS 66207Directions
- Nall Valley Branch15081 Nall Ave, Overland Park, KS 66223Directions
- Old Metcalf Branch13500 Metcalf Ave, Overland Park, KS 66223Directions
- Santa Fe Branch9001 Santa Fe Dr, Overland Park, KS 66212Directions
- State Line Branch1900 W 75th St, Prairie Village, KS 66208Directions
- Shawnee Branch5700 Nieman Rd, Shawnee, KS 66203Directions
- Shawnee Crossings Branch22400 Midland Dr, Shawnee, KS 66226Directions
Topeka area · 10
- Capitol Federal Savings BankMain office700 S Kansas Ave, Topeka, KS 66603Directions
- Aquarian Center Branch3310 Se 29th St, Topeka, KS 66605Directions
- Boulevard Branch1201 Sw Topeka Blvd, Topeka, KS 66612Directions
- Fairlawn Branch2100 Sw Fairlawn Rd, Topeka, KS 66614Directions
- Gage Boulevard Branch1701 Sw Gage Blvd, Topeka, KS 66604Directions
- North Topeka Branch4616 Nw Hunters Ridge Dr, Topeka, KS 66618Directions
- Oakland Branch2400 Ne Seward Ave, Topeka, KS 66616Directions
- South Topeka Branch2901 S Kansas Ave, Topeka, KS 66611Directions
- Topeka Boulevard North Branch2040 Nw Topeka Blvd, Topeka, KS 66608Directions
- Wanamaker Branch2865 Sw Wanamaker Rd, Topeka, KS 66614Directions
Wichita area · 9
- Andover Marketplace Branch114 E Cloud Ave, Andover, KS 67002Directions
- Derby Marketplace Branch1636 N Rock Rd, Derby, KS 67037Directions
- Bradley Fair Branch8301 E 21st St N, Wichita, KS 67206Directions
- East Wichita Branch8040 E Douglas Ave, Wichita, KS 67206Directions
- Kenmar Branch1414 N Oliver Ave, Wichita, KS 67208Directions
- Maize Branch3450 N Maize Rd, Wichita, KS 67205Directions
- Northwest Wichita Branch10404 W Central Ave, Wichita, KS 67212Directions
- Southeast Wichita Branch4000 E Harry St, Wichita, KS 67218Directions
- West Wichita Branch4020 W Maple St, Wichita, KS 67209Directions
Lawrence area · 3
- Hobbs Taylor Branch740 New Hampshire St, Lawrence, KS 66044Directions
- Lawrence Free State Branch4431 Bauer Farm Dr, Lawrence, KS 66049Directions
- West Lawrence Branch1025 Iowa St, Lawrence, KS 66044Directions
Manhattan area · 2
- Manhattan Branch1401 Poyntz Ave, Manhattan, KS 66502Directions
- West Manhattan Branch705 Commons Pl, Manhattan, KS 66503Directions
Emporia area · 1
- Emporia Branch602 Commercial St, Emporia, KS 66801Directions
Salina area · 1
- Salina Branch2550 S 9th St, Salina, KS 67401Directions
Missouri
4 branches
- Midtown Branch4242 Main St, Kansas City, MO 64111Directions
- North Oak Branch393 Ne 94th St, Kansas City, MO 64155Directions
- Tiffany Springs Branch8781 N Ambassador Dr, Kansas City, MO 64154Directions
- Liberty Branch1911 Star Dr, Liberty, MO 64068Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.57% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.62% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.90% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $118 | $88 | — |
- CapitalLeverage ratio9.57%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.62%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.90%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$118Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Capitol Federal are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.