Bank · FDIC insured
Sunflower Bank Savings Rates
Sunflower Bank’s best savings rate is 3.02% APY on $10,000, with its Velocity Money Market. Rates checked October 16, 2026.
How Sunflower Bank’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where Sunflower Bank has the most branches. $10,000, best rate first.
This bank’s best
Sunflower Bank
3.02%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $302
Velocity Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Sunflower Bank savings score
95
Savings score
Higher than 97% of U.S. banks and credit unions
- $1,000 balance$1,0003.02%
- $10,000 balance$10,0003.02%
- $100,000 balance$100,0003.85%
- QualifiedQualified3.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sunflower Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Velocity Money Market
3.02%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $24,999 | 3.02% | $302 |
| Over $24,999 | 3.85% | — |
Sources (1)
- sunflowerbank.com/personal/current-promotions · captured Oct 16, 2026
Thrive Money Market
3.02%APY
Customer must have or open a personal checking account. Account requires a $1,000 minimum daily account balance to avoid the $8 monthly maintenance fee, and is subject to a $20 monthly maintenance fee if an average collected relationship balance of $2,500 or more is not maintained in one or more checking accounts (personal/sole proprietor) on statement cycle date. All deposits must be new money (or from a closing Sunflower Bank / First National 1870 CD). Minimum $1,000 new money deposit required at opening. Available only to personal depositors; not available to brokered deposits.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $24,999Customer must have or open a personal checking account. Requires $1,000 minimum daily balance to avoid $8 monthly fee, and $20 monthly fee applies if average collected relationship balance of $2,500+ is not maintained in checking accounts. Deposits must be new money ($1,000 minimum at opening). | 3.02% | $302 | Customer must have or open a personal checking account. Requires $1,000 minimum daily balance to avoid $8 monthly fee, and $20 monthly fee applies if average collected relationship balance of $2,500+ is not maintained in checking accounts. Deposits must be new money ($1,000 minimum at opening). |
| Over $24,999Customer must have or open a personal checking account. Requires $1,000 minimum daily balance to avoid $8 monthly fee, and $20 monthly fee applies if average collected relationship balance of $2,500+ is not maintained in checking accounts. Deposits must be new money ($1,000 minimum at opening). | 3.52% | — | Customer must have or open a personal checking account. Requires $1,000 minimum daily balance to avoid $8 monthly fee, and $20 monthly fee applies if average collected relationship balance of $2,500+ is not maintained in checking accounts. Deposits must be new money ($1,000 minimum at opening). |
Sources (1)
- sunflowerbank.com/personal/cur…ions/thrive-money-market · captured Sep 24, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.