Bank · FDIC insured
Farmers State Bank Savings Rates
Farmers State Bank’s best savings rate is 0.30% APY on $10,000, with its Regular Savings. Rates checked October 16, 2026.
How Farmers State Bank’s savings rates compare
Compared with banks and credit unions near McPherson, KS, where Farmers State Bank has the most branches. $10,000, best rate first.
This bank’s best
Farmers State Bank
3.66%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $366
Super Savings
2nd-highest rate
The Bank of Tescott
3.16%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $316
3rd-highest rate
Sunflower Bank
3.02%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $302
Farmers State Bank savings score
82
Savings score
Higher than 59% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.65%
- QualifiedQualified3.66%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Farmers State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Pinnacle Money Market
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $4,999Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee. | 0.20% | — | Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee. |
| $5,000 – $24,999Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee. | 0.25% | $25 | Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee. |
| $25,000 – $49,999Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee. | 0.30% | — | Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee. |
| $50,000 – $74,999Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee. | 0.45% | — | Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee. |
| $75,000 – $249,999Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee. | 0.65% | — | Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee. |
| $250,000 and upMaintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee. | 0.85% | — | Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee. |
Sources (1)
- fsb-online.com/savings-and-money-market · captured Oct 5, 2026
Platinum Money Market
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $9,999Maintain an average daily balance for the monthly statement cycle of $1,000 to avoid $9 monthly maintenance fee. | 0.15% | — | Maintain an average daily balance for the monthly statement cycle of $1,000 to avoid $9 monthly maintenance fee. |
| $10,000 – $24,999Maintain an average daily balance for the monthly statement cycle of $1,000 to avoid $9 monthly maintenance fee. | 0.20% | $20 | Maintain an average daily balance for the monthly statement cycle of $1,000 to avoid $9 monthly maintenance fee. |
| $25,000 – $49,000Maintain an average daily balance for the monthly statement cycle of $1,000 to avoid $9 monthly maintenance fee. | 0.25% | — | Maintain an average daily balance for the monthly statement cycle of $1,000 to avoid $9 monthly maintenance fee. |
| $50,000 and upMaintain an average daily balance for the monthly statement cycle of $1,000 to avoid $9 monthly maintenance fee. | 0.35% | — | Maintain an average daily balance for the monthly statement cycle of $1,000 to avoid $9 monthly maintenance fee. |
Sources (2)
All captured Oct 5, 2026
Regular Savings
0.30%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.30% | $30 |
Sources (1)
- fsb-online.com/savings-and-money-market · captured Oct 5, 2026
Super Savings
0.00%APY on $10,000
| Part of the balance | Rate on that part |
|---|---|
| $250,001 and up | 0.30% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Sources (1)
- fsb-online.com/savings-and-money-market · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.