Compare Bank & Credit Union Rates
Best savings rates in Wichita, KS
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Wichita, KS
- UMB BankUMB Retail Money MarketUMB Retail Money Market · $0 min · 0.10%–3.71% by balance
Bank · 2 branches
3.71%APY$371 a year on $10,000Requirements
Product: Interest rates and annual percentage yields (APYs) listed are for accounts opened online. Interest paid on tiered balances; debit card access; monthly service fee waiver option.
Offer: Tier I
0.10% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for UMB Retail Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier II 3.71% $25,000 – $50,000Tier III 3.71% $50,000 – $75,000Tier IV 3.71% $75,000 – $100,000Tier V 3.71% $100,000 – $1,000,000Tier VI 3.71% $1,000,000 and upTier VII 3.71% Rate checked
More details - 3.70%APY$370 a year on $10,000
Requirements
Product: Online only account. Interest compounded daily and credited calendar quarterly. $10 monthly fee waived with $10,000 average daily balance. 3 free withdrawals per month, $2 per withdrawal thereafter.
Offer: Applies when daily balance is below $10,000 or account is not enrolled in eStatements. Monthly fee waived with average daily balance of $10,000 or more.
0.05% interest rate · Compounded daily · $10 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for High Yield eSavings Balance APY Up to $10,000 0.05% $10,000 and upYour amount 3.70% Rate checked
More details - Meritrust Credit Union – ColoradoPremium High Yield Savings AccountSavings · $5,000 min
Credit union · 7 branches
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: Exclusive to members with Premium Perks Checking accounts. The Premium High Yield Savings Account must be titled under the same tax reported owner as the Premium Perks Checking Account. If you close your Premium Perks Checking Account or change to a different checking account type, the savings account will be closed.
Offer: $5,000.00 minimum balance to open and to earn the advertised APY. Requires open Premium Perks Checking Account.
Qualified rate · 3.45% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Credit Union of AmericaHigh-Yield Savings AccountSavings · $100 min · 0.10%–3.25% by balance
Credit union · 8 branches
3.25%APY$325 a year on $10,000Requirements
Product: Digital-only account opened and managed through online and mobile banking. Minimum $100 opening deposit. A $5.00 monthly fee applies if the month-end balance is less than $100 and there has been no account activity in over six months.
Offer: Dividends paid monthly. $5.00 monthly fee applies if month-end balance is less than $100 and no activity in over 6 months.
3.20% interest rate · $5 monthly fee · Effective May 4, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $50,000Your amount 3.25% Over $50,000 0.10% Rate checked
More details - 3.02%APY$302 a year on $10,000
Rate by balance
Rate by balance for Velocity Money Market Balance APY Up to $24,999Your amount 3.02% Over $24,999 3.85% Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Must be linked to a High Interest Checking or Cash Back Checking account (limit one Savings Plus account per checking account). If the associated checking account is closed, converted to Regular Savings.
Offer: Applies to balances up to $50,000 when linked High Interest Checking or Cash Back Checking monthly qualification cycle requirements are met. No monthly service fees.
Qualified rate · 2.47% interest rate · No monthly fee · Effective Sep 15, 2026
Rate by balance
Rate by balance for Savings Plus Balance APY Up to $50,000Your amount 2.50% $50,001 and upWhen linked High Interest Checking or Cash Back Checking qualifications are met, 0.35% interest rate is paid on the portion of daily balance greater than $50,000, resulting in a blended APY range from 2.50% to 1.07% depending on balance. 0.35%* Rate checked
More details - 2.02%APY$202 a year on $10,000
Requirements
Product: Individual accounts available only for employees of Genuine Parts Company and its subsidiaries in the United States. Opening a Savings Account with an initial $5 deposit is required for membership. Dividends are paid on average share balances in excess of $50.00, calculated on a daily basis using the average daily balance method, and paid quarterly. Maximum account balance per member for all accounts combined is $250,000.
Offer: Dividend for the fourth quarter 2024. Dividends are paid on average share balances in excess of $50.00, calculated on a daily basis and paid quarterly.
2.00% interest rate · Balance cap $250,000
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be linked to CNB High-Yield Checking or CNB Cash Back checking account. To earn reward APY tiers, the following qualifications must be met in the linked checking account during each Monthly Qualification Cycle: at least 15 debit card purchases, at least 1 ACH credit or ACH payment transaction, and enrollment in eStatements. If qualifications are not met, the base APY applies to the entire daily balance. Limit one CNB High-Yield Savings Account per customer. Variable rate account.
Offer: Qualifying rate on daily balances up to and including $200,001.00 when monthly qualifications are met on the linked CNB Reward Checking account.
Qualified rate · No monthly fee · Effective Jan 1, 2025
Rate by balance
Rate by balance for CNB High-Yield Savings Balance APY Up to $200,001Your amount 2.00% $200,001 and up 0.50% Rate checked
More details - Home Bank & Trust CompanyRelationship Rewards Money Market AccountRelationship Rewards Money Market Account · $2,000 min · 1.60%–1.80% by balance
Bank · 2 branches
1.70%APY$170 a year on $10,000with conditionsRequirements
Product: Rate will be calculated using the balance in all accounts which the customer is an owner.
Offer: Relationship balance tier $2,000-$4,999
Qualified rate
Rate by balance
Rate by balance for Relationship Rewards Money Market Account Balance APY $2,000 – $4,999 1.60% $5,000 – $9,999 1.65% $10,000 – $49,999Your amount 1.70% $50,000 and up 1.80% Rate checked
More details - Emprise BankMoney Market AccountMoney Market Account · $100 min · 1.45%–2.15% by balance
Bank · 11 branches
1.45%APY$145 a year on $10,000Requirements
Product: $10 monthly service fee waived with $2,500 average daily balance or $10,000 total deposit relationship.
Offer: $10 monthly service fee waived with $2,500 average daily balance or $10,000 total deposit relationship.
1.44% interest rate · $10 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $4,999 1.45% $5,000 – $9,999 1.45% $10,000 – $24,999Your amount 1.45% $25,000 – $49,999 1.45% $50,000 – $99,999 1.65% $100,000 and up 2.15% Rate checked
More details - Carson BankPremier Money MarketPremier Money Market · $2,500 min · 0.00%–1.41% by balance
Bank · 1 branch
1.31%APY$131 a year on $10,000Requirements
Product: No maintenance fee for each statement cycle that you maintain a $2,500.00 daily balance. Interest paid monthly. Fee assessed for each debit/withdrawal in excess of 3 transactions per statement cycle. Variable rates may vary after account is open.
Offer: Variable rates may vary after account is open.
0.00% interest rate
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $2,499 0.00% $2,500 – $4,999 1.21% $5,000 – $9,999 1.21% $10,000 – $49,999Your amount 1.31% $50,000 – $99,999 1.41% $100,000 and up 1.41% Rate checked
More details - KS StateBankAdvantage Money MarketAdvantage Money Market · $2,500 min · 0.35%–3.04% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Requires a $2,500 minimum opening deposit. No monthly service charge. Uses daily balance method to calculate interest. Includes up to 6 withdrawals per month at no charge ($5 per additional withdrawal). Avoid the $2 paper statement fee by enrolling in online banking and e-statements. Minors aged 12 to 17 are eligible with a parent or legal guardian as joint account holder.
Offer: Tier applies to balances from $0.01 to $2,499.99. Avoid $2 paper statement fee with e-statements.
0.35% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $2,500 0.35% $2,500 – $25,000Your amount 1.00% $25,000 – $100,000 2.02% $100,000 and up 3.04% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: No minimum balance requirements. No monthly service charge. Minors under 18 require a parent or legal guardian as a co-owner. Up to 6 withdrawals per month at no charge ($5 fee per additional withdrawal). Avoid $2 paper statement fee with e-statements.
Offer: Minimum balance to obtain the APY is $0.01. Interest calculated using daily balance method. Avoid the $2 paper statement fee by enrolling in online banking and e-statements.
1.00% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Linked to High Interest Checking or Cash Back Checking account. Rates may change after account is opened. Fees may reduce earnings. No monthly service fee. No minimum balance to earn rewards. Minimum opening deposit is $50.
Offer: Earns 1.00% APY on balances up to $50,000 when linked High Interest Checking or Cash Back Checking qualifications are met during Monthly Qualification Cycle.
Qualified rate · No monthly fee · Effective Oct 1, 2025
Rate checked
More details - Wichita Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.95%–2.00% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000Requirements
Offer: Dividend Period: Monthly
0.95% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $5,000 0.95% $5,001 – $10,000Your amount 1.00% $10,001 – $25,000 1.00% $25,001 – $50,000 1.50% $50,001 and up 2.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Wichita, KS
87 accounts at 36 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 1.55%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.15%
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Wichita, KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Campus Credit UnionCredit union · 1 branch
- Credit Union of AmericaCredit union · 10 branches
- Capitol FederalBank · 9 branches