Credit union · NCUA insured
Truity Credit Union Savings Rates
Truity Credit Union’s best savings rate is 3.75% APY on $10,000, with its Name It Save It. Rates checked October 15, 2026.
How Truity Credit Union’s savings rates compare
Compared with banks and credit unions near Lawrence, KS, where Truity Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Truity Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
Name It Save It
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
3rd-highest rate
Capitol Federal
3.70%APY
- Minimum
- $100
- Earns on $10,000 a year
- $370
Truity Credit Union savings score
97
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0003.75%
- $10,000 balance$10,0003.75%
- $100,000 balance$100,0003.75%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Truity Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Name It Save It
3.75%APY
One Name It Save It share per account. Six FREE withdrawals every rolling 12-month period from open date; $10.00 fee for all other withdrawals. Maximum balance is $1,000,000.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000,000Dividends compounded and credited monthly based on calendar month average daily balance. Maximum balance to earn dividends is $1,000,000. Six free withdrawals per rolling 12 months, $10 per withdrawal thereafter.Up to $1,000,000 | 3.75% | $375 | Dividends compounded and credited monthly based on calendar month average daily balance. Maximum balance to earn dividends is $1,000,000. Six free withdrawals per rolling 12 months, $10 per withdrawal thereafter. |
Sources (1)
- truitycu.org/en/resources/about/rates · captured Oct 15, 2026
Premier Savings
1.00%APY
One Premier Savings share per account. Six FREE withdrawals every 12-month period from open date; $20.00 fee for all other withdrawals. Minimum opening balance required is $50,000. Maximum balance is $1,000,000.00. Balance over $1,000,000.00 will be automatically moved to the Primary Share of the account. Not available for overdraft protection or automated withdrawals.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $49,999Tier $0-$49,999. Calculated using daily balance method. Minimum opening deposit is $50,000. Six free withdrawals per 12 months, $20 per withdrawal thereafter. | 1.00% | $100 | Tier $0-$49,999. Calculated using daily balance method. Minimum opening deposit is $50,000. Six free withdrawals per 12 months, $20 per withdrawal thereafter. |
| $50,000 – $99,999Tier $50,000-$99,999. Calculated using daily balance method. Minimum opening deposit is $50,000. Six free withdrawals per 12 months, $20 per withdrawal thereafter. | 1.25% | — | Tier $50,000-$99,999. Calculated using daily balance method. Minimum opening deposit is $50,000. Six free withdrawals per 12 months, $20 per withdrawal thereafter. |
| $100,000 – $149,999Tier $100,000-$149,999. Calculated using daily balance method. Minimum opening deposit is $50,000. Six free withdrawals per 12 months, $20 per withdrawal thereafter. | 1.30% | — | Tier $100,000-$149,999. Calculated using daily balance method. Minimum opening deposit is $50,000. Six free withdrawals per 12 months, $20 per withdrawal thereafter. |
| $150,000 – $199,999Tier $150,000-$199,999. Calculated using daily balance method. Minimum opening deposit is $50,000. Six free withdrawals per 12 months, $20 per withdrawal thereafter. | 1.35% | — | Tier $150,000-$199,999. Calculated using daily balance method. Minimum opening deposit is $50,000. Six free withdrawals per 12 months, $20 per withdrawal thereafter. |
| $200,000 – $1,000,000Tier $200,000-$1,000,000. Calculated using daily balance method. Minimum opening deposit is $50,000. Maximum balance to earn dividends is $1,000,000. Six free withdrawals per 12 months, $20 per withdrawal thereafter. | 3.00% | — | Tier $200,000-$1,000,000. Calculated using daily balance method. Minimum opening deposit is $50,000. Maximum balance to earn dividends is $1,000,000. Six free withdrawals per 12 months, $20 per withdrawal thereafter. |
Sources (2)
All captured Oct 5, 2026
Advantage Money Market
0.75%APY
Balances calculated using the daily balance method. Free transfers/withdrawals limited to six per calendar month or statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $49,999$10.00 monthly service charge fee if average daily balance is below $10,000. Tiered dividends. Compounded and credited monthly. | 0.75% | $75 | $10.00 monthly service charge fee if average daily balance is below $10,000. Tiered dividends. Compounded and credited monthly. |
| $50,000 – $99,999$10.00 monthly service charge fee if average daily balance is below $10,000. Tiered dividends. Compounded and credited monthly. | 0.90% | — | $10.00 monthly service charge fee if average daily balance is below $10,000. Tiered dividends. Compounded and credited monthly. |
| $100,000 – $199,999$10.00 monthly service charge fee if average daily balance is below $10,000. Tiered dividends. Compounded and credited monthly. | 0.95% | — | $10.00 monthly service charge fee if average daily balance is below $10,000. Tiered dividends. Compounded and credited monthly. |
| $200,000 – $499,999$10.00 monthly service charge fee if average daily balance is below $10,000. Tiered dividends. Compounded and credited monthly. | 1.00% | — | $10.00 monthly service charge fee if average daily balance is below $10,000. Tiered dividends. Compounded and credited monthly. |
| $500,000 and up$10.00 monthly service charge fee if average daily balance is below $10,000. Tiered dividends. Compounded and credited monthly. | 1.10% | — | $10.00 monthly service charge fee if average daily balance is below $10,000. Tiered dividends. Compounded and credited monthly. |
Sources (2)
All captured Oct 5, 2026
Performance Plus
0.70%APY
Balances calculated using the daily balance method. Free transfers/withdrawals limited to six per calendar month or statement cycle. $10.00 excessive draft fee per draft.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $9,999$10.00 monthly service charge fee if average daily balance is below $1,000. Tiered dividends. Compounded and credited monthly. | 0.65% | — | $10.00 monthly service charge fee if average daily balance is below $1,000. Tiered dividends. Compounded and credited monthly. |
| $10,000 – $24,999$10.00 monthly service charge fee if average daily balance is below $1,000. Tiered dividends. Compounded and credited monthly. | 0.70% | $70 | $10.00 monthly service charge fee if average daily balance is below $1,000. Tiered dividends. Compounded and credited monthly. |
| $25,000 – $49,999$10.00 monthly service charge fee if average daily balance is below $1,000. Tiered dividends. Compounded and credited monthly. | 0.75% | — | $10.00 monthly service charge fee if average daily balance is below $1,000. Tiered dividends. Compounded and credited monthly. |
| $50,000 – $99,999$10.00 monthly service charge fee if average daily balance is below $1,000. Tiered dividends. Compounded and credited monthly. | 0.80% | — | $10.00 monthly service charge fee if average daily balance is below $1,000. Tiered dividends. Compounded and credited monthly. |
| $100,000 – $199,999$10.00 monthly service charge fee if average daily balance is below $1,000. Tiered dividends. Compounded and credited monthly. | 0.85% | — | $10.00 monthly service charge fee if average daily balance is below $1,000. Tiered dividends. Compounded and credited monthly. |
| $200,000 – $499,999$10.00 monthly service charge fee if average daily balance is below $1,000. Tiered dividends. Compounded and credited monthly. | 0.90% | — | $10.00 monthly service charge fee if average daily balance is below $1,000. Tiered dividends. Compounded and credited monthly. |
| $500,000 and up$10.00 monthly service charge fee if average daily balance is below $1,000. Tiered dividends. Compounded and credited monthly. | 1.00% | — | $10.00 monthly service charge fee if average daily balance is below $1,000. Tiered dividends. Compounded and credited monthly. |
Sources (2)
All captured Oct 5, 2026
Performance Plus
0.70%APY
Balances calculated using daily balance method. Dividends compounded and credited monthly. $10.00 per month service charge fee if average daily balance is below $1,000.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $9,999Tier $0-$9,999. Calculated using daily balance method. $10.00 monthly fee if average daily balance is below $1,000. | 0.65% | — | Tier $0-$9,999. Calculated using daily balance method. $10.00 monthly fee if average daily balance is below $1,000. |
| $10,000 – $24,999Tier $10,000-$24,999. Calculated using daily balance method. | 0.70% | $70 | Tier $10,000-$24,999. Calculated using daily balance method. |
| $25,000 – $49,999Tier $25,000-$49,999. Calculated using daily balance method. | 0.75% | — | Tier $25,000-$49,999. Calculated using daily balance method. |
| $50,000 – $99,999Tier $50,000-$99,999. Calculated using daily balance method. | 0.80% | — | Tier $50,000-$99,999. Calculated using daily balance method. |
| $100,000 – $199,999Tier $100,000-$199,999. Calculated using daily balance method. | 0.85% | — | Tier $100,000-$199,999. Calculated using daily balance method. |
| $200,000 – $499,999Tier $200,000-$499,999. Calculated using daily balance method. | 0.90% | — | Tier $200,000-$499,999. Calculated using daily balance method. |
| $500,000 and upTier $500,000+. Calculated using daily balance method. | 1.00% | — | Tier $500,000+. Calculated using daily balance method. |
Sources (1)
- truitycu.org/en/resources/about/rates · captured Oct 5, 2026
Savings
0.05%APY
Automatically makes you a member and part owner of the Credit Union. Minimum balance to maintain membership/avoid fee is $5.00 ($2.00/month service fee if minimum balance not maintained). $10 closing fee if opened less than 6 months. Free transfers limited to 6 per calendar month/statement cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded and credited monthly based on calendar month average daily balance. $2.00 monthly service charge fee if minimum balance is not maintained.Any balance | 0.05% | $5 | Dividends compounded and credited monthly based on calendar month average daily balance. $2.00 monthly service charge fee if minimum balance is not maintained. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Coverdell Education Savings Account
0.05%APY
Created as an incentive to save for education expenses. Annual contributions limited to $2,000 per child per year. Contributions must stop when child reaches 18, and account must be spent by age 30 unless student has special needs.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid for prospective dividend period. $500 minimum to open on detail page. Annual contributions limited to $2,000 per child.Any balance | 0.05% | $5 | Dividends paid for prospective dividend period. $500 minimum to open on detail page. Annual contributions limited to $2,000 per child. |
Sources (1)
- truitycu.org/en/save/personalsavings/education-savings · captured Oct 5, 2026
HSA Savings
0.05%APY
Must be covered by a High Deductible Health Plan (HDHP). HSA Primary Share requires a minimum $5 balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded and credited monthly based on calendar month average daily balance. HDHP required.Any balance | 0.05% | $5 | Dividends compounded and credited monthly based on calendar month average daily balance. HDHP required. |
Sources (1)
- truitycu.org/en/resources/about/rates · captured Oct 15, 2026
IRA Share
0.05%APY
Traditional and Roth IRA savings accounts available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded and credited monthly based on calendar month average daily balance.Any balance | 0.05% | $5 | Dividends compounded and credited monthly based on calendar month average daily balance. |
Sources (1)
- truitycu.org/en/resources/about/rates · captured Oct 15, 2026
Johnny Appleseed
0.05%APY
Applies to members from newborn to 13 years of age. When the child reaches age 13, automatically converts to a Primary Share, requiring a minimum balance of $5.00 to maintain membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded and credited monthly based on calendar month average daily balance. Applies to youth from newborn to 13 years of age.Any balance | 0.05% | $5 | Dividends compounded and credited monthly based on calendar month average daily balance. Applies to youth from newborn to 13 years of age. |
Sources (1)
- truitycu.org/en/resources/about/rates · captured Oct 15, 2026
Sub Savings & Christmas Club
0.05%APY
Christmas Club Account funds are available from November 1 - December 31. Early withdrawals will be charged a fee of $10.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded and credited monthly based on calendar month average daily balance. Early withdrawals charged a fee of $10.00 outside November 1 - December 31.Any balance | 0.05% | $5 | Dividends compounded and credited monthly based on calendar month average daily balance. Early withdrawals charged a fee of $10.00 outside November 1 - December 31. |
Sources (1)
- truitycu.org/en/resources/about/rates · captured Oct 15, 2026
Who can join Truity Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and immediate family members of employees of over 250 Community Partner organizations (Select Employee Groups) are eligible to join.
Family and household
- Immediate family members of current Truity Credit Union members (spouses, children, parents, siblings, grandchildren, grandparents, stepchildren, stepparents, adoptive parents) and persons living in the same residence maintaining a single economic unit are eligible to join.
Membership information collected October 4, 2026.