Compare Bank & Credit Union Rates
Best savings rates in Newton, KS
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Newton, KS
- Community National Bank & TrustPlatinum Savings AccountSavings · $5,000 min · 0.15%–1.91% by balance
Bank · 1 branch
1.91%APY$191 a year on $10,000Requirements
Product: Variable rate account; rate may change after account is opened. $2 monthly service charge waived by maintaining an average daily balance of $25 or more. Includes 6 free withdrawals per cycle ($1 fee per excess withdrawal) and 30 free deposited items per month ($0.25 fee per excess deposited item). Paper statement option has a $1.00 monthly service fee.
Offer: Applies to balances below $5,000. Interest paid quarterly. Variable rate.
0.15% interest rate · $2 monthly fee · Effective Jan 30, 2026
Rate by balance
Rate by balance for Platinum Savings Account Balance APY Up to $5,000 0.15% $5,000 – $25,000Your amount 1.91% $25,000 – $50,000 1.91% $50,000 – $100,000 1.91% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Linked to High Interest Checking or Cash Back Checking account. Rates may change after account is opened. Fees may reduce earnings. No monthly service fee. No minimum balance to earn rewards. Minimum opening deposit is $50.
Offer: Earns 1.00% APY on balances up to $50,000 when linked High Interest Checking or Cash Back Checking qualifications are met during Monthly Qualification Cycle.
Qualified rate · No monthly fee · Effective Oct 1, 2025
Rate checked
More details - White Eagle Credit UnionGolden Eagle Money MarketGolden Eagle Money Market · $2,500 min · 0.50%–2.02% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: $2,500 minimum balance to open; $5 monthly service charge if balance falls below $2,500; 6 free withdrawals/transfers per month (maximum of 3 checks per month), with a $1 fee per transaction over the monthly maximum.
Offer: Dividends paid monthly; $5 service charge if balance falls below $2,500; 6 free withdrawals/transfers (max 3 checks per month).
0.50% interest rate · $5 monthly fee · Effective Oct 2, 2024
Rate by balance
Rate by balance for Golden Eagle Money Market Balance APY $2,500 – $9,999 0.50% $10,000 – $24,999Your amount 1.00% $25,000 – $49,999 1.51% $50,000 and up 2.02% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Requires primary ownership of a Union State Bank consumer checking account. Limit 1 account per individual taxpayer identification number. Closing fee of $25.00 if closed within 60 days of opening.
Offer: Tier 1 rate when qualifications are met (1 deposit, enrollment in e-statements, and maintaining a minimum $2,500.00 average daily balance during monthly statement cycle).
Qualified rate · 0.99% interest rate · No monthly fee
Rate by balance
Rate by balance for eVantage Save Balance APY Up to $50,000Your amount 1.00% $50,000 and up 0.05%* Rate checked
More details - 0.85%APY$85 a year on $10,000
Requirements
Product: Maintain a $5,000 average collected balance to avoid the $10 monthly account service charge. Variable interest is calculated on daily collected balance, compounded and credited monthly.
Offer: $10 monthly fee waived if $5,000 average collected balance is maintained. Only one tier of interest applied per day.
0.85% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.85% $5,000 – $10,000 0.85% $10,000 – $25,000Your amount 0.85% $25,000 – $50,000 0.85% $50,000 – $100,000 0.85% $100,000 – $1,000,000 1.65% $1,000,000 – $2,500,000 1.75% $2,500,000 – $5,000,000 1.75% $5,000,000 and up 2.00% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Central National BankCentral Prestige MMDACentral Prestige MMDA · $1,000 min · 0.70%–1.26% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Rates Updated October 13, 2026. Rates and Specials are subject to change. Checking, Savings, and Money Market accounts are variable rate accounts. Rates may change after an account is open. Fees may reduce earnings. 0% for bal. <$1,000; $1,000 daily balance required to earn the APY disclosed. Not available for public fund customers.
Offer: 0% for bal. <$1,000; $1,000 daily balance required to earn the APY disclosed. Variable rate account; rates may change after account is open. Fees may reduce earnings.
0.70% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Central Prestige MMDA Balance APY $1,000 – $10,000 0.70% $10,000 – $50,000Your amount 0.75% $50,000 – $250,000 0.95% $250,000 – $1,000,000 1.16% $1,000,000 and up 1.26% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $300 average collected account balance is maintained. Variable interest calculated on daily collected balance, compounded and credited monthly. Rates may vary by bank location.
Offer: $5 monthly service charge waived with $300 average collected balance. Variable interest calculated daily, compounded and credited monthly. Rates may vary by bank location.
0.60% interest rate · $5 monthly fee · Effective Apr 12, 2019
Rate checked
More details - The Citizens State BankPersonal Money MarketPersonal Money Market · $1,000 min · 0.55%–0.95% by balance
Bank · 2 branches
0.55%APY$55 a year on $10,000Requirements
Product: First time customers are required to come into a branch to sign documentation.
Offer: Qualifying balance up to $24,999.99 with minimum balance to obtain APY of $1,000.
Effective Oct 1, 2025
Rate by balance
Rate by balance for Personal Money Market Balance APY $1,000 – $25,000Your amount 0.55% $25,000 – $75,000 0.60% $75,000 – $150,000 0.70% $150,000 – $250,000 0.80% $250,000 and up 0.95% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Dividends compounded daily and paid quarterly. Dividends paid on balances over $100. $15 fee if account is closed within 6 months of opening ($25 closing fee noted in general account details). No monthly fees.
Offer: Dividends compounded daily, paid quarterly. Dividends earned on balances over $100. $15 fee if account is closed within 6 months of opening.
0.50% interest rate · Compounded daily · No monthly fee · Effective Oct 2, 2024
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Limit two accounts per share account. Dividends compounded daily, paid quarterly. Dividends paid on balances over $100. No fees. No minimum balance required.
Offer: Dividends paid on balances over $100. Dividends compounded daily, paid quarterly. Limit two accounts per share account. No fees.
0.50% interest rate · Compounded daily · No monthly fee · Effective Oct 2, 2024
Rate checked
More details - Heartland Credit UnionInvestment SharesSavings · $100 min · 0.05%–0.35% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Tiered savings account with full access to funds and up to 6 withdrawals per month. No time commitment or early withdrawal penalty.
Effective Jun 13, 2025
Rate by balance
Rate by balance for Investment Shares Balance APY $100 – $2,499 0.05% $2,500 – $9,999 0.20% $10,000 – $24,999Your amount 0.35% $25,000 and up 0.35% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Monthly maintenance fee of $1.00 is charged if average daily balance drops below $100. Minimum balance to earn interest / obtain APY is $100.
$1 monthly fee · Effective Oct 1, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Variable rate account. Monthly fee of $2.00 is imposed every month if the daily balance on any day of the month falls below $100.00. 6 transfers/withdrawals per month; $1 for each additional.
Offer: Monthly fee of $2.00 waived if daily balance does not fall below $100.00. Interest paid quarterly.
0.15% interest rate · $2 monthly fee · Effective Oct 13, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Newton, KS
20 accounts at 9 banks and credit unions · checked Oct 16
- Typical
- 0.50%
- Top 10% from
- 1.00%
- Banks, typical
- 0.58%
- Credit unions, typical
- 0.43%
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Wichita, KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Campus Credit UnionCredit union · 1 branch
- Credit Union of AmericaCredit union · 10 branches
- Capitol FederalBank · 9 branches