Credit union · NCUA insured
Truity Credit Union
A $1.3B credit union, the 382nd largest of 4,329, headquartered in Bartlesville, OK, with 75,525 members and 11 branches in 3 states. Best rates: savings 3.75% APY.
Truity Credit Union Carrot Score
79
Carrot Score
Higher than 49% of U.S. banks and credit unions
#7 of 17 in Lawrence, KS metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Truity Credit Union
Founded in 1939, Truity Credit Union is a member-owned cooperative financial institution.
Headquartered in Bartlesville, Oklahoma, the credit union serves members located across three states.
- Headquarters
- 501 S Johnstone Ave, Bartlesville, OK 74003-6622
- NCUA charter
- 3130
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and immediate family members of employees of over 250 Community Partner organizations (Select Employee Groups) are eligible to join.
Family and household
- Immediate family members of current Truity Credit Union members (spouses, children, parents, siblings, grandchildren, grandparents, stepchildren, stepparents, adoptive parents) and persons living in the same residence maintaining a single economic unit are eligible to join.
Branches
11 branches in 3 states
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Kansas
7 branches
Lawrence area · 4
- Lawrence Campus1941 Stewart Ave, Lawrence, KS 66046Directions
- Lawrence East1600 E 23rd St, Lawrence, KS 66046Directions
- Lawrence Main3400 W 6th St, Lawrence, KS 66049Directions
- Lawrence West4821 W 6th St Ste B, Lawrence, KS 66049Directions
Kansas City area · 3
- Olathe Pointe14735 W 119th St, Olathe, KS 66062Directions
- Olathe Sunnybrook11172 S Lone Elm Rd, Olathe, KS 66061Directions
- Shawnee22701 W 55th Ter, Shawnee, KS 66226Directions
Oklahoma
2 branches
- Truity Federal Credit UnionMain office501 S Johnstone Ave, Bartlesville, OK 74003Directions
- Bartlesville Washington South2612 SE Washington Blvd, Bartlesville, OK 74006Directions
Texas
2 branches
- Houston ConocoPhillips EC4925 N Eldridge Pkwy Rm EC4-01-N-314, Houston, TX 77079Directions
- Houston Phillips 66 World HQ2331 Citywest Blvd # S143, Houston, TX 77042Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.76% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.75% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | -0.07% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $94 | $88 | — |
- CapitalNet worth ratio8.76%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.75%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets-0.07%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$94Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Truity Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.