Credit union · NCUA insured
Communication Federal Credit Union Savings Rates
Top CarrotCommunication Federal Credit Union’s best savings rate is 3.75% APY on $10,000, with its Blue Savings. Rates checked October 15, 2026.
How Communication Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Oklahoma City, OK, where Communication Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Communication Federal Credit Union
3.75%APY
- Earns on $10,000 a year
- $375
Blue Savings
Top rate
MidFirst Bank
4.00%APY
- Earns on $10,000 a year
- $400
3rd-highest rate
UMB Bank
3.71%APY
- Earns on $10,000 a year
- $371
Communication Federal Credit Union savings score
97
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0003.75%
- $10,000 balance$10,0003.75%
- $100,000 balance$100,0003.75%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Communication Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Blue Savings
3.75%APY
Online savings account. Available only in eligible markets based on verified primary residential ZIP code. Funds must be new to CFCU to qualify for the advertised rate. Must enroll in eStatements to receive advertised rate. Aggregate balance cap of $2,500,000 per Tax ID.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500,000Must enroll in eStatements and deposit funds new to CFCU. Available only in eligible markets. Aggregate balance cap of $2,500,000 per Tax ID. Dividends paid monthly on daily balance.Up to $2,500,000 | 3.75% | $375 | Must enroll in eStatements and deposit funds new to CFCU. Available only in eligible markets. Aggregate balance cap of $2,500,000 per Tax ID. Dividends paid monthly on daily balance. |
Sources (1)
- comfedcu.org/savings/blue · captured Oct 15, 2026
Reverse-Tier Money Max
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,000 | 2.50% | — |
| $2,000 – $4,000 | 1.76% | — |
| $4,000 – $6,000 | 1.01% | — |
| Over $6,000 | 0.10% | $10 |
Reverse-Tier Money Max
0.10%APY
Tiered money market savings account with lower tiers earning higher rates (reverse-tier). Dividends paid monthly on daily balance. No monthly withdrawal limit.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,000 | 2.50% | — | |
| $2,000 – $4,000Blended APY range stated as 2.50% – 2.13%. | 1.76% | — | Blended APY range stated as 2.50% – 2.13%. |
| $4,000 – $6,000Blended APY range stated as 2.13% – 1.75%. | 1.01% | — | Blended APY range stated as 2.13% – 1.75%. |
| Over $6,000Blended APY range stated as 1.75% – 0.10%. | 0.10% | $10 | Blended APY range stated as 1.75% – 0.10%. |
Liquid Gold Money Market
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $250,000 | 0.10% | $10 |
| $250,000 – $500,000 | 1.00% | — |
| $500,000 and up | 1.25% | — |
Liquid Gold Money Market
0.10%APY
Money market savings account for higher balances. Dividends paid monthly on daily balance. No monthly withdrawal limit.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $250,000 | 0.10% | $10 |
| $250,000 – $500,000 | 1.00% | — |
| $500,000 and up | 1.25% | — |
Money Max
0.30%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.10% | — |
| $5,000 – $10,000 | 0.25% | — |
| $10,000 – $25,000 | 0.30% | $30 |
| $25,000 – $50,000 | 0.40% | — |
| $50,000 – $100,000 | 0.45% | — |
| $100,000 and up | 0.50% | — |
Money Max
0.30%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.10% | — |
| $5,000 – $10,000 | 0.25% | — |
| $10,000 – $25,000 | 0.30% | $30 |
| $25,000 – $50,000 | 0.40% | — |
| $50,000 – $100,000 | 0.45% | — |
| $100,000 and up | 0.50% | — |
Regular Savings
0.10%APY
Opened automatically when joining Communication Federal Credit Union. Dividends are paid monthly on daily balance. No monthly withdrawal limit.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends paid monthly on daily balance.$5 and up | 0.10% | $10 | Dividends paid monthly on daily balance. |
Sources (3)
All captured Oct 15, 2026
Special-purpose accounts
IRA Share Account
0.30%APY
Individual Retirement Account share savings. Early withdrawal penalty may be imposed.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.10% | — |
| $5,000 – $10,000 | 0.25% | — |
| $10,000 – $25,000 | 0.30% | $30 |
| $25,000 – $50,000 | 0.40% | — |
| $50,000 – $100,000 | 0.45% | — |
| $100,000 and up | 0.50% | — |
Health Savings Account
0.10%APY
Health Savings Account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.10% | $10 |
Youth Savings
0.10%APY
For children under 18. Requires a joint owner over the age of 18 years and proof of identity for the child.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upJoint owner over 18 required.$5 and up | 0.10% | $10 | Joint owner over 18 required. |
Sources (1)
- comfedcu.org/savings/youth-savings · captured Oct 15, 2026
Who can join Communication Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.