Compare Bank & Credit Union Rates
Best savings rates in El Dorado, KS
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in El Dorado, KS
- 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Must be linked to a High Interest Checking or Cash Back Checking account (limit one Savings Plus account per checking account). If the associated checking account is closed, converted to Regular Savings.
Offer: Applies to balances up to $50,000 when linked High Interest Checking or Cash Back Checking monthly qualification cycle requirements are met. No monthly service fees.
Qualified rate · 2.47% interest rate · No monthly fee · Effective Sep 15, 2026
Rate by balance
Rate by balance for Savings Plus Balance APY Up to $50,000Your amount 2.50% $50,001 and upWhen linked High Interest Checking or Cash Back Checking qualifications are met, 0.35% interest rate is paid on the portion of daily balance greater than $50,000, resulting in a blended APY range from 2.50% to 1.07% depending on balance. 0.35%* Rate checked
More details - Community National Bank & TrustPlatinum Savings AccountSavings · $5,000 min · 0.15%–1.91% by balance
Bank · 2 branches
1.91%APY$191 a year on $10,000Requirements
Product: Variable rate account; rate may change after account is opened. $2 monthly service charge waived by maintaining an average daily balance of $25 or more. Includes 6 free withdrawals per cycle ($1 fee per excess withdrawal) and 30 free deposited items per month ($0.25 fee per excess deposited item). Paper statement option has a $1.00 monthly service fee.
Offer: Applies to balances below $5,000. Interest paid quarterly. Variable rate.
0.15% interest rate · $2 monthly fee · Effective Jan 30, 2026
Rate by balance
Rate by balance for Platinum Savings Account Balance APY Up to $5,000 0.15% $5,000 – $25,000Your amount 1.91% $25,000 – $50,000 1.91% $50,000 – $100,000 1.91% Rate checked
More details - Emprise BankMoney Market AccountMoney Market Account · $100 min · 1.45%–2.15% by balance
Bank · 1 branch
1.45%APY$145 a year on $10,000Requirements
Product: $10 monthly service fee waived with $2,500 average daily balance or $10,000 total deposit relationship.
Offer: $10 monthly service fee waived with $2,500 average daily balance or $10,000 total deposit relationship.
1.44% interest rate · $10 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $4,999 1.45% $5,000 – $9,999 1.45% $10,000 – $24,999Your amount 1.45% $25,000 – $49,999 1.45% $50,000 – $99,999 1.65% $100,000 and up 2.15% Rate checked
More details - White Eagle Credit UnionGolden Eagle Money MarketGolden Eagle Money Market · $2,500 min · 0.50%–2.02% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: $2,500 minimum balance to open; $5 monthly service charge if balance falls below $2,500; 6 free withdrawals/transfers per month (maximum of 3 checks per month), with a $1 fee per transaction over the monthly maximum.
Offer: Dividends paid monthly; $5 service charge if balance falls below $2,500; 6 free withdrawals/transfers (max 3 checks per month).
0.50% interest rate · $5 monthly fee · Effective Oct 2, 2024
Rate by balance
Rate by balance for Golden Eagle Money Market Balance APY $2,500 – $9,999 0.50% $10,000 – $24,999Your amount 1.00% $25,000 – $49,999 1.51% $50,000 and up 2.02% Rate checked
More details - 0.85%APY$85 a year on $10,000
Requirements
Product: Maintain a $5,000 average collected balance to avoid the $10 monthly account service charge. Variable interest is calculated on daily collected balance, compounded and credited monthly.
Offer: $10 monthly fee waived if $5,000 average collected balance is maintained. Only one tier of interest applied per day.
0.85% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.85% $5,000 – $10,000 0.85% $10,000 – $25,000Your amount 0.85% $25,000 – $50,000 0.85% $50,000 – $100,000 0.85% $100,000 – $1,000,000 1.65% $1,000,000 – $2,500,000 1.75% $2,500,000 – $5,000,000 1.75% $5,000,000 and up 2.00% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $300 average collected account balance is maintained. Variable interest calculated on daily collected balance, compounded and credited monthly. Rates may vary by bank location.
Offer: $5 monthly service charge waived with $300 average collected balance. Variable interest calculated daily, compounded and credited monthly. Rates may vary by bank location.
0.60% interest rate · $5 monthly fee · Effective Apr 12, 2019
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Dividends compounded daily and paid quarterly. Dividends paid on balances over $100. $15 fee if account is closed within 6 months of opening ($25 closing fee noted in general account details). No monthly fees.
Offer: Dividends compounded daily, paid quarterly. Dividends earned on balances over $100. $15 fee if account is closed within 6 months of opening.
0.50% interest rate · Compounded daily · No monthly fee · Effective Oct 2, 2024
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Limit two accounts per share account. Dividends compounded daily, paid quarterly. Dividends paid on balances over $100. No fees. No minimum balance required.
Offer: Dividends paid on balances over $100. Dividends compounded daily, paid quarterly. Limit two accounts per share account. No fees.
0.50% interest rate · Compounded daily · No monthly fee · Effective Oct 2, 2024
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Minimum $5.00 to purchase your share of the Credit Union; interest earned on balances over $250.00; dividends paid quarterly; $5.00 fee if account is closed within 90 days of opening.
Offer: Interest earned on balances over $250.00; dividends paid quarterly; $5.00 fee if account is closed within 90 days of opening.
0.50% interest rate · No monthly fee · Effective Feb 5, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Variable interest rate. $5 monthly service fee waived with $250 average daily balance. Withdrawal fee of $3.00 for each withdrawal in excess of 3 per month; unlimited free withdrawals at Emprise ATMs.
Offer: $5 monthly service fee waived with $250 average daily balance. Variable interest rate; earnings compounded and credited monthly.
0.15% interest rate · $5 monthly fee · Effective Sep 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: For customers 18 years of age and older. Variable rate; accrues on daily collected balance and is paid quarterly. 3 withdrawals permitted per interest-paying period; $2 per debit charged on excess withdrawals.
Offer: Minimum balance to obtain APY is $50.00. Accrues on daily collected balance and paid quarterly.
0.10% interest rate · Effective Sep 16, 2026
Rate checked
More details - Citizens Bank of KansasMoney Market (Tiered)Money Market (Tiered) · $500 min · 0.07%–0.55% by balance
Bank · 1 branch
0.07%APY$7 a year on $10,000Requirements
Product: Fees incurred may reduce earnings. Rates are subject to change without notice.
Offer: Minimum balance to obtain APY is $500.00. Fees incurred may reduce earnings.
0.07% interest rate · Effective Sep 16, 2026
Rate by balance
Rate by balance for Money Market (Tiered) Balance APY $500 – $25,000Your amount 0.07% $25,000 – $75,000 0.20% $75,000 – $100,000 0.20% $100,000 – $250,000 0.25% $250,000 – $500,000 0.30% $500,000 – $1,000,000 0.35% $1,000,000 and up 0.55% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Monthly service fee of $5.00 is waived with a $300 minimum daily balance or at least one monthly electronic deposit of $25 or more, and waived for the first 60 days after account opening. Up to 3 free withdrawals/transfers per month ($2.00 each thereafter). Annual deposit rewards available for 11 consecutive monthly deposits and 4 or fewer withdrawals per year.
Offer: No minimum balance required to earn stated APY. Rate may change after account is opened. Monthly service fee of $5.00 waived with $300 daily balance or at least one monthly electronic deposit of $25+, and waived for first 60 days after opening. Free paperless statements; $3.00/month for paper statements.
$5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Monthly service fee of $12 is waived if a $5,000 minimum daily balance is maintained for the monthly cycle.
Offer: Monthly service fee of $12 waived with $5,000 minimum daily balance.
$12 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Must be linked to a High Interest Checking or Cash Back Checking account (limit one Savings Plus account per checking account). If the associated checking account is closed, converted to Regular Savings.
Offer: Base rate earned on all balances when linked checking account monthly qualifications are not met.
Qualified rate · 0.01% interest rate · No monthly fee · Effective Sep 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in El Dorado, KS
15 accounts at 7 banks and credit unions · checked Oct 16
- Typical
- 0.50%
- Top 10% from
- 1.73%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.50%
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Wichita, KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
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