Credit union · NCUA insured
Meritrust Credit Union – Colorado
A $4.2B credit union, the 120th largest of 4,329, headquartered in Broomfield, CO, with 209,548 members and 29 branches in 2 states. Best rates: CDs 4.00% and savings 0.10% APY.
Meritrust Credit Union – Colorado Carrot Score
78
Carrot Score
Higher than 46% of U.S. banks and credit unions
#11 of 39 in Wichita, KS metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Meritrust Credit Union – Colorado
Meritrust Credit Union is a member-owned financial institution founded in 1935 that completed a strategic merger with Premier Members Credit Union in 2025.
It maintains key administrative offices in Wichita, Kansas, and Broomfield, Colorado, operating 33 branches across both states.
- Headquarters
- 360 Interlocken Blvd, Broomfield, CO 80021-3440
- NCUA charter
- 62574
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone not meeting other criteria can join through affiliation with Impact on Education (the primary charity for the Boulder Valley School District) with no additional action required.
Where you live or work
- Eligibility is open to individuals who live or work within Adams, Arapahoe, Broomfield, Boulder, Clear Creek, Delta, Denver, Douglas, Eagle, Elbert, El Paso, Garfield, Grand, Jefferson, Larimer, Mesa, Montrose, Pueblo, Summit, and Weld Counties.
Employers and groups
- Affiliation with one of over 750 partner companies and organizations qualifies for membership.
- Employees or family members of employees of IBM, Ball Corporation, Boulder Community Health, Lexmark, or Medtronic are eligible.
Military, government and schools
- Students, faculty, or staff of the Boulder Valley School District or Westminster Public Schools qualify for membership.
Family and household
- Anyone related to an existing Meritrust account holder is eligible for membership.
Cost to join
- A minimum deposit of $5 is required to establish a membership savings account.
Branches
29 branches in 2 states
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Colorado
18 branches
Denver area · 9
- Arvada - 52nd7310 W 52nd Ave, Suite M25, Arvada, CO 80002Directions
- Arvada - Howell8319 Howell St, Arvada, CO 80005Directions
- 360 Interlocken360 Interlocken Blvd, Broomfield, CO 80021Directions
- Castle Rock - Promenade Pkwy6355 Promenade Pkwy, Castle Rock, CO 80108Directions
- Centennial - E Briarwood Cir10637 E Briarwood Cir, Centennial, CO 80112Directions
- Thornton - 144th Ave755 E 144th Ave, Thornton, CO 80023Directions
- Westminster - 104th10339 Federal Blvd, Suite 100, Westminster, CO 80260Directions
- Westminster - 120th Ave4680 W 120th Ave, Suite 200, Westminster, CO 80020Directions
- Westminster - Federal Blvd8440 Federal Blvd, Westminster, CO 80031Directions
Boulder area · 5
- Boulder - Arapahoe Ave5505 Arapahoe Ave, Boulder, CO 80303Directions
- Gunbarrel5280 Spine Rd, Unit 104, Boulder, CO 80301Directions
- Longmont - Main St2142 Main St, Longmont, CO 80501Directions
- South Longmont - Airport Rd1425 S Airport Rd, Longmont, CO 80503Directions
- Louisville - Coal Creek Cir800 Coal Creek Cir, Louisville, CO 80027Directions
Greeley area · 2
- Erie - Ambrose St350 Ambrose Street, Erie, CO 80516Directions
- Firestone - Colorado Blvd8080 Colorado Blvd, Firestone, CO 80504Directions
Fort Collins area · 1
- Estes Park - Wonderview Ave453 E Wonderview Ave, Unit 102, Estes Park, CO 80517Directions
Pueblo area · 1
- Pueblo - Hood Ave1825 Hood Ave, Pueblo, CO 81003Directions
Kansas
11 branches
- Andover610 E Cloud Ave, Andover, KS 67002Directions
- Derby East1615 N Rock Rd, Derby, KS 67037Directions
- Braeburn4510 E 19th St N, Ste 105, Wichita, KS 67208Directions
- Cross Point11737 E 21st St N, Wichita, KS 67206Directions
- Harry & Webb1668 S Webb Rd, Wichita, KS 67207Directions
- Oliver2900 S Oliver St, Wichita, KS 67210Directions
- Pawnee1322 W Pawnee St, Wichita, KS 67213Directions
- Plant II3801 S Oliver St, Wichita, KS 67210Directions
- Prairie Village6263 E 13th St N, Wichita, KS 67208Directions
- Tyler2050 N Tyler Rd, Wichita, KS 67212Directions
- W. Maple13710 W Maple St, Wichita, KS 67235Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.13% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.48% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.17% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $94 | $88 | — |
- CapitalNet worth ratio8.13%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.48%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.17%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$94Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Meritrust Credit Union – Colorado are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.