Bank · FDIC insured
Union State Bank Savings Rates
Union State Bank’s best savings rate is 3.00% APY, with its U-Save, with extra requirements. Rates checked October 16, 2026.
How Union State Bank’s savings rates compare
Compared with banks and credit unions in Kansas, where Union State Bank has the most branches. $10,000, best rate first.
This bank’s best
Union State Bank
3.00%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $300
U-Save
Top rate
Communication Federal Credit Union
3.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
Truity Credit Union
3.75%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $375
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
U-Save
3.00%APY
Must pair with a U checking account. Free savings account. Statements mailed quarterly. Interest compounded monthly and credited monthly on daily balance (or compounded daily and credited quarterly per website overview).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $15,000Applies to daily balances up to and including $15,000. Variable rate. Minimum opening deposit of $50.00. | 3.00% | $300 | Applies to daily balances up to and including $15,000. Variable rate. Minimum opening deposit of $50.00. |
| $15,000 and upEarns 0.2998% interest rate on the portion of daily balance over $15,000, resulting in a non-compounding APY range from 3.00% to 0.65% depending on daily balance. Variable rate. | 0.30% | — | Earns 0.2998% interest rate on the portion of daily balance over $15,000, resulting in a non-compounding APY range from 3.00% to 0.65% depending on daily balance. Variable rate. |
Sources (3)
All captured Sep 24, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.