Bank · FDIC insured
UMB Bank
Top CarrotA $71.9B bank, the 40th largest of 4,207, headquartered in Kansas City, MO, with 189 branches in 14 states. Best rates: CDs 4.25% and savings 3.71% APY.
UMB Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 85% of U.S. banks and credit unions
#12 of 79 in Kansas City, MO-KS metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About UMB Bank
For more than a century, UMB has delivered comprehensive banking services and asset management across its eight-state footprint and national presence.
UMB offers commercial banking, personal banking including wealth management and financial planning, and institutional banking services.
- Headquarters
- 1010 Grand Blvd, Kansas City, MO 64106
- FDIC certificate
- 8273 ↗
Branches
189 branches in 14 states
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Missouri
43 branches
Kansas City area · 18
- UMB Bank, National AssociationMain office1010 Grand Blvd, Kansas City, MO 64106Directions
- 7 Highway Branch301 Nw State Route 7, Blue Springs, MO 64014Directions
- North Antioch Branch6211 N Chestnut Ave, Gladstone, MO 64119Directions
- Hickman Mills Branch12210 S 71 Hwy, Grandview, MO 64030Directions
- 40 Highway At 291 Drive Up Branch18909 E 48th St S, Independence, MO 64055Directions
- East 39th Street Branch13813 E 39th St S, Independence, MO 64055Directions
- Gudgell Branch16900 Gudgell Rd, Independence, MO 64057Directions
- Blue Valley Branch6400 Independence Ave, Kansas City, MO 64125Directions
- Carondelet Drive Branch1310 Carondelet Dr, Kansas City, MO 64114Directions
- Drive-In Branch1800 Grand Blvd, Kansas City, MO 64108Directions
- Plaza Branch4900 Main St, Kansas City, MO 64112Directions
- Prarie View Branch8300 Nw Prairie View Rd, Kansas City, MO 64151Directions
- Wornall Branch8442 Wornall Rd, Kansas City, MO 64114Directions
- Lee'S Summit Branch401 Ne Rice Rd, Lee's Summit, MO 64086Directions
- Liberty Branch1 Victory Dr, Liberty, MO 64068Directions
- North Kansas City Banking Center Branch2301 Burlington St, North Kansas City, MO 64116Directions
- Peculiar Banking Center Branch200 S State Route C, Peculiar, MO 64078Directions
- Raytown Branch6252 Raytown Rd, Raytown, MO 64133Directions
St. Louis area · 11
- Arnold Commons Branch827 Arnold Commons Drive, Arnold, MO 63010Directions
- Ballwin Branch15400 Clayton Rd, Ballwin, MO 63011Directions
- Brentwood Banking Center Branch9 Brentwood Promenade Ct, Brentwood, MO 63144Directions
- Mid Rivers Banking Center6059 Mid Rivers Mall Dr, Cottleville, MO 63304Directions
- Ferguson Facility1 Church St, Ferguson, MO 63135Directions
- Kirkwood Facility426 N. Kirkwood Rd., Kirkwood, MO 63122Directions
- Dorsett Road Branch12050 Dorsett Rd, Maryland Heights, MO 63043Directions
- Winghaven Branch9957 Winghaven Blvd, O'Fallon, MO 63368Directions
- St. Charles Branch1201 Regency Pkwy, St. Charles, MO 63303Directions
- St. Louis Branch2 S Broadway, St. Louis, MO 63102Directions
- Town And Country Facility1041 S Woods Mill Rd, Town and Country, MO 63017Directions
Columbia area · 2
- Boonville Branch924 Main St, Boonville, MO 65233Directions
- Columbia Branch1516 Chapel Hill Rd, Columbia, MO 65203Directions
Joplin area · 2
- Carthage Branch300 Grant St, Carthage, MO 64836Directions
- Fourth And Range Line Road Branch329 S Range Line Rd, Joplin, MO 64801Directions
Springfield area · 2
- 1150 East Battlefield Road Branch1150 E Battlefield St, Springfield, MO 65807Directions
- North Glenstone Facility2300 N Glenstone Ave, Springfield, MO 65803Directions
St. Joseph area · 2
- Belt Highway Banking Center1211 N Belt Hwy, St. Joseph, MO 64506Directions
- St. Joseph - Mitchell3601 Mitchell Ave, St. Joseph, MO 64507Directions
Brookfield area · 1
- Brookfield Branch117 W Brooks St, Brookfield, MO 64628Directions
Clinton area · 1
- Clinton Branch220 S 2nd St, Clinton, MO 64735Directions
Jefferson City area · 1
- Jefferson City Branch300 Dix Rd, Jefferson City, MO 65109Directions
Monett area · 1
- 500 Broadway Branch500 E Broadway St, Monett, MO 65708Directions
Warrensburg area · 1
- Warrensburg Branch101 N Holden St, Warrensburg, MO 64093Directions
Warsaw area · 1
- Warsaw Branch707 Walnut Drive, Warsaw, MO 65355Directions
Kansas
27 branches
Kansas City area · 15
- 6th & Minnesota Branch909 N 6th St, Kansas City, KS 66101Directions
- North 8th Street Branch8300 Parallel Pkwy, Kansas City, KS 66112Directions
- Mission Road Branch13401 Mission Rd, Leawood, KS 66209Directions
- Lenexa Premier Branch15301 W 87th Street Pkwy, Lenexa, KS 66219Directions
- Woodland Branch10101 Woodland Dr, Lenexa, KS 66220Directions
- 151st & Blackbob Branch14801 W 151st St, Olathe, KS 66062Directions
- Olathe Branch958 W Santa Fe St, Olathe, KS 66061Directions
- Olathe Branch18261 W 119th St, Olathe, KS 66061Directions
- 119th Street Banking Center Branch7128 W 119th St, Overland Park, KS 66213Directions
- Deer Creek Banking Center Branch6960 W 135th St, Overland Park, KS 66223Directions
- Overland Park Banking Center Branch11935 Riley St, Overland Park, KS 66213Directions
- Overland Park Branch7109 W 80th St, Overland Park, KS 66204Directions
- Roe11101 W 87th St, Overland Park, KS 66214Directions
- Village Branch6900 Mission Rd, Prairie Village, KS 66208Directions
- Shawnee Branch22320 W 66th St, Shawnee, KS 66226Directions
Wichita area · 2
- Rock Road Banking Branch444 N Rock Rd, Wichita, KS 67206Directions
- Wichita Branch130 N Market St, Wichita, KS 67202Directions
Abilene area · 1
- Abilene Branch400 N Broadway St, Abilene, KS 67410Directions
Atchison area · 1
- Atchison Branch320 Commercial St, Atchison, KS 66002Directions
Fort Scott area · 1
- Fourth And National Branch324 S National Ave, Fort Scott, KS 66701Directions
Hiawatha area · 1
- Hiawatha Branch7th And Delaware Streets, Hiawatha, KS 66434Directions
Lawrence area · 1
- Lawrence Branch1441 Wakarusa Dr, Lawrence, KS 66049Directions
Manhattan area · 1
- Manhattan Branch529 Humboldt St, Manhattan, KS 66502Directions
Russell area · 1
- Russell Branch507 N Main St, Russell, KS 67665Directions
Sabetha area · 1
- Sabetha Branch21 Main St, Sabetha, KS 66534Directions
Salina area · 1
- Salina - Santa Fe100 S Santa Fe Ave, Salina, KS 67401Directions
Topeka area · 1
- Topeka - West5923 Sw 29th St, Topeka, KS 66614Directions
Colorado
25 branches
Denver area · 17
- Arvada Branch12501 W 52nd Ave, Arvada, CO 80002Directions
- Aurora Branch12230 E Colfax Ave, Aurora, CO 80011Directions
- Mississippi Branch13731 E Mississippi Ave, Aurora, CO 80012Directions
- Southwest Branch13700 E Arapahoe Rd, Centennial, CO 80112Directions
- Conifer Branch26679 Pleasant Park Rd, Conifer, CO 80433Directions
- Cherry Creek Banking Center703 Colorado Blvd, Denver, CO 80206Directions
- Columbine Branch3500 S Oneida Way, Denver, CO 80224Directions
- Denver Banking Center1670 Broadway, Denver, CO 80202Directions
- Mountain States Bank Branch1635 E Colfax Ave, Denver, CO 80218Directions
- Peoria Branch12075 E 45th Ave, Denver, CO 80239Directions
- Santa Fe Branch1490 S Santa Fe Dr, Denver, CO 80223Directions
- Stapleton Banking Center3535 Quebec St, Denver, CO 80207Directions
- Evergreen Branch1248 Bergen Pkwy, Evergreen, CO 80439Directions
- Golden Branch770 Heritage Rd, Golden, CO 80401Directions
- Lakewood Banking Center Branch3290 S Wadsworth Blvd, Lakewood, CO 80227Directions
- Highlands Banking Center Branch8190 S University Blvd, Littleton, CO 80122Directions
- Westminster Branch8531 Church Ranch Blvd, Westminster, CO 80021Directions
Colorado Springs area · 4
- Broadmoor Branch290 E Cheyenne Mountain Blvd, Colorado Springs, CO 80906Directions
- Downtown Banking Center101 N Cascade Ave, Colorado Springs, CO 80903Directions
- The Citadel Bank Branch730 Citadel Dr E, Colorado Springs, CO 80909Directions
- Valley Banking Center502 Security Blvd, Colorado Springs, CO 80911Directions
Boulder area · 1
- Boulder Branch1611 Canyon Blvd, Boulder, CO 80302Directions
Edwards area · 1
- Edwards Branch105 Edwards Village Boulevard, Edwards, CO 81632Directions
Greeley area · 1
- Erie Banking Center Branch199 S Briggs St, Erie, CO 80516Directions
Fraser area · 1
- Winter Park Branch77699 Us Highway 40, Fraser, CO 80442Directions
New Mexico
21 branches
Albuquerque area · 9
- 4th And Candelaria3701 4th St Nw, Albuquerque, NM 87107Directions
- Albuquerque Branch320 Gold Ave Sw, Albuquerque, NM 87102Directions
- Jefferson Branch7021 Jefferson St Ne, Albuquerque, NM 87109Directions
- Louisiana Branch2300 Louisiana Blvd Ne, Albuquerque, NM 87110Directions
- Riverside Plaza Branch6201 Riverside Plaza Ln Nw, Albuquerque, NM 87120Directions
- Sierra Vista Branch9500 Montgomery Boulevard Ne, Albuquerque, NM 87111Directions
- Los Lunas Branch1810 Main St Nw, Los Lunas, NM 87031Directions
- Rio Rancho 27830 Enchanted Hills Blvd Ne, Rio Rancho, NM 87144Directions
- Rio Rancho Branch4001 Southern Blvd Se, Rio Rancho, NM 87124Directions
Clovis area · 2
- Clovis Branch709 Pile St, Clovis, NM 88101Directions
- Portales Branch1612 E Spruce St, Portales, NM 88130Directions
Española area · 2
- Espanola Branch411 Carr Ln, Española, NM 87532Directions
- Tierra Amarilla Office173-45 Us Highway 64, Tierra Amarilla, NM 87575Directions
Santa Fe area · 2
- 1549 Paseo De Peralta1549 Paseo De Peralta, Santa Fe, NM 87501Directions
- St. Michael'S Branch1592 Saint Michaels Dr, Santa Fe, NM 87505Directions
Angel Fire area · 1
- Angel Fire Branch1 First National Place, Angel Fire, NM 87710Directions
Clayton area · 1
- Clayton Branch201 Main St, Clayton, NM 88415Directions
Los Alamos area · 1
- Los Alamos Branch1475 Central Ave, Los Alamos, NM 87544Directions
Raton area · 1
- Raton Branch1104 S 2nd St, Raton, NM 87740Directions
Santa Rosa area · 1
- Santa Rosa Branch2458 Historic Route 66, Santa Rosa, NM 88435Directions
Tucumcari area · 1
- Tucumcari Branch101 E Route 66 Blvd, Tucumcari, NM 88401Directions
Texas
20 branches
Lubbock area · 7
- Levelland Branch110 College Ave, Levelland, TX 79336Directions
- Centre Banking Center Branch9816 Slide Rd, Lubbock, TX 79424Directions
- Midcity Branch3405 22nd St, Lubbock, TX 79410Directions
- Southwest Branch7806 Indiana Ave, Lubbock, TX 79423Directions
- West Branch6501 19th St, Lubbock, TX 79407Directions
- Lockwood Branch1910 Lockwood, Tahoka, TX 79373Directions
- Wolfforth Branch702 Donald Preston Dr, Wolfforth, TX 79382Directions
Dallas area · 3
- Dallas Branch4228 N Central Expy, Dallas, TX 75206Directions
- Denton Branch1013 W University Dr, Denton, TX 76201Directions
- Fort Worth Branch777 Main St, Fort Worth, TX 76102Directions
Abilene area · 1
- Abilene Treadaway Blvd Branch3910 S Treadaway Blvd, Abilene, TX 79602Directions
Colorado City area · 1
- First National Bank Of Colorado City Branch2225 Hickory St, Colorado City, TX 79512Directions
Farwell area · 1
- Farwell Branch801 Avenue A, Farwell, TX 79325Directions
Littlefield area · 1
- Littlefield Branch1810 Hall Ave, Littlefield, TX 79339Directions
Midland area · 1
- Midland Texas Branch1111 W Wall St, Midland, TX 79701Directions
Muleshoe area · 1
- Muleshoe Branch101 W American Blvd, Muleshoe, TX 79347Directions
Odessa area · 1
- Odessa Branch7281 Tres Hermanas Blvd, Odessa, TX 79765Directions
Pampa area · 1
- Pampa Branch1224 N Hobart St, Pampa, TX 79065Directions
Plains area · 1
- Plains Branch1505 U.S. Highway 82, Plains, TX 79355Directions
Snyder area · 1
- Snyder Branch4500 College Ave, Snyder, TX 79549Directions
Arizona
13 branches
- Chandler Branch1000 N 54th St, Chandler, AZ 85226Directions
- Fountain Hills Branch13404 N La Montana Dr, Fountain Hills, AZ 85268Directions
- Crossroads Towne Center4117 S Gilbert Rd, Gilbert, AZ 85297Directions
- Gilbert Branch845 N Gilbert Rd, Gilbert, AZ 85234Directions
- Mesa Branch1331 W Southern Ave, Mesa, AZ 85202Directions
- Arrowhead Branch7655 W Thunderbird Rd, Peoria, AZ 85381Directions
- Camelback Banking Center Branch2036 E Camelback Rd, Phoenix, AZ 85016Directions
- Carefree Branch2745 W Carefree Hwy, Phoenix, AZ 85085Directions
- Gateway Branch1675 N 95th Ln, Phoenix, AZ 85037Directions
- Scottsdale Branch16210 N Scottsdale Rd, Scottsdale, AZ 85254Directions
- Summit Branch 8760032621 N Scottsdale Rd, Scottsdale, AZ 85266Directions
- East Baseline Office980 E Baseline Rd, Tempe, AZ 85283Directions
- Wickenburg Branch2001 W Wickenburg Way, Wickenburg, AZ 85390Directions
Wisconsin
11 branches
Madison area · 4
- Cottage Grove Branch580 N Main St, Cottage Grove, WI 53527Directions
- Fitchburg Branch6131 Nesbitt Rd, Fitchburg, WI 53719Directions
- Madison Branch119 Junction Rd, Madison, WI 53717Directions
- Monroe Branch1717 10th St, Monroe, WI 53566Directions
Sheboygan area · 4
- Plymouth Branch2511 Eastern Ave, Plymouth, WI 53073Directions
- Sheboygan Branch655 S Taylor Dr, Sheboygan, WI 53081Directions
- Sheboygan North Branch4210 State Highway 42, Sheboygan, WI 53083Directions
- South Sheboygan Branch3220 S Business Dr, Sheboygan, WI 53081Directions
Milwaukee area · 1
- Glendale Branch5380 N Port Washington Rd, Glendale, WI 53217Directions
Green Bay area · 1
- Green Bay Banking Center Branch240 N Broadway, Green Bay, WI 54303Directions
Platteville area · 1
- The First National Bank Of Platteville Branch10 Keystone Pkwy, Platteville, WI 53818Directions
Iowa
8 branches
Dubuque area · 7
- Dubuque Branch700 Locust St, Dubuque, IA 52001Directions
- Grandview Branch500 N Grandview Ave, Dubuque, IA 52001Directions
- Holliday Drive Branch2196 Holliday Dr, Dubuque, IA 52002Directions
- Kennedy Mall Branch555 John F Kennedy Rd, Dubuque, IA 52002Directions
- Motor Bank Branch50 Loras Blvd, Dubuque, IA 52001Directions
- Farley Branch309 1st St S, Farley, IA 52046Directions
- Key West Branch2690 Rockdale Rd, Key West, IA 52003Directions
Des Moines area · 1
- Clive Branch13101 University Ave, Clive, IA 50325Directions
California
7 branches
Fresno area · 2
- Fresno Banking Branch255 E River Park Cir, Fresno, CA 93720Directions
- Oakhurst Branch40061 Highway 49, Oakhurst, CA 93644Directions
San Luis Obispo area · 2
- Paso Robles Branch1245 Spring St, Paso Robles, CA 93446Directions
- San Luis Obispo Branch237 Higuera St, San Luis Obispo, CA 93401Directions
Sonora area · 1
- Groveland Branch18580 Main St, Groveland, CA 95321Directions
Mariposa area · 1
- Mariposa Branch5371 State Highway 49 N, Mariposa, CA 95338Directions
Salinas area · 1
- Salinas Branch1418 S Main St, Salinas, CA 93908Directions
Illinois
7 branches
Rockford area · 4
- Guilford Banking Center Branch4571 Guilford Rd, Rockford, IL 61107Directions
- Harrison Avenue Branch2625 Stowmarket Ave, Rockford, IL 61109Directions
- Rockford Branch6855 E Riverside Blvd, Rockford, IL 61114Directions
- Stewart Square Office Branch308 W State St Ste 100, Rockford, IL 61101Directions
St. Louis area · 2
- Midwest Branch101 N High St, Belleville, IL 62220Directions
- Collinsville Branch201 E Main St, Collinsville, IL 62234Directions
Galena area · 1
- Galena Branch716 S Bench St, Galena, IL 61036Directions
Oklahoma
3 branches
Oklahoma City area · 2
- Downtown Branch600 N. Robinson Avenue, Oklahoma City, OK 73102Directions
- Penn Square Branch5636 N Pennsylvania Ave, Oklahoma City, OK 73112Directions
Tulsa area · 1
- South Boulder Branch1437 S Boulder Ave, Tulsa, OK 74119Directions
Minnesota
2 branches
- Minnesota Branch7701 France Ave S, Edina, MN 55435Directions
- Minnetonka Branch9800 Bren Rd E, Minnetonka, MN 55343Directions
Nebraska
1 branch
- Village Pointe Branch16929 Burke St, Omaha, NE 68118Directions
Utah
1 branch
- Slc Main Branch911 E Fort Union Blvd, Midvale, UT 84047Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.89% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.34% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.39% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $68 | $85 | — |
- CapitalLeverage ratio8.89%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.34%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.39%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$68Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of UMB Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.