Credit union · NCUA insured
Communication Federal Credit Union
Top CarrotA $2.3B credit union, the 230th largest of 4,329, headquartered in Oklahoma City, OK, with 132,568 members and 25 branches in 2 states. Best rates: CDs 4.35% and savings 3.75% APY.
Communication Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 98% of U.S. banks and credit unions
#1 of 47 in Oklahoma City, OK metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Communication Federal Credit Union
Communication Federal Credit Union operates 22 branches across Oklahoma and Kansas and was originally founded in downtown Oklahoma City by Southwestern Bell Telephone employees before receiving a federal charter in 1939.
Renamed in 1982 to reflect its expanding field of membership, the institution operates as a member-owned not-for-profit financial cooperative.
- Headquarters
- 4141 NW Expressway, Oklahoma City, OK 73116-1682
- NCUA charter
- 3454
Branches
25 branches in 2 states
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Oklahoma
24 branches
Oklahoma City area · 12
- NwMain office4141 NW Expressway, Oklahoma City, OK 73116Directions
- Deer Creek16209 Ironstone Dr, Edmond, OK 73013Directions
- Edmond Noth - I-351201 W I 35 Frontage Rd, Edmond, OK 73034Directions
- Edmond South100 NW 150th St, Edmond, OK 73013Directions
- Norman300 12th Ave SE, Norman, OK 73071Directions
- 4901 NW Expressway4901 NW Expressway, Oklahoma City, OK 73132Directions
- Downtown427 NW 6th St, Oklahoma City, OK 73102Directions
- Og&E Okc3220 S High Ave, Oklahoma City, OK 73129Directions
- South520 SW 89th St, Oklahoma City, OK 73139Directions
- South OKC/Moore3401 SW 104th St, Oklahoma City, OK 73159Directions
- Mustang Road Branch1600 S Mustang Rd, Yukon, OK 73099Directions
- Piedmont12001 NW Expressway, Yukon, OK 73099Directions
Tulsa area · 5
- Bixby11894 S Memorial Dr, Bixby, OK 74008Directions
- Broken Arrow950 N Aspen Ave, Broken Arrow, OK 74012Directions
- Owasso Branch12312 E 86th St N, Owasso, OK 74055Directions
- Boston108 E 8th St, Tulsa, OK 74119Directions
- Sheridan - Mall 313106 S Sheridan Rd, Tulsa, OK 74145Directions
Lawton area · 2
- Goodyear1 SW Goodyear Blvd, Lawton, OK 73505Directions
- Lawton - Branch8102 NW Quannah Parker Trailway, Lawton, OK 73505Directions
Ada area · 1
- Ada-Mississippi Ave129 S Mississippi Ave, Ada, OK 74820Directions
Ardmore area · 1
- Ardmore1549 N Rockford Rd, Ardmore, OK 73401Directions
Enid area · 1
- Enid2021 W Owen K Garriott Rd, Enid, OK 73703Directions
Muskogee area · 1
- Muskogee601 N York St, Muskogee, OK 74403Directions
Shawnee area · 1
- Shawnee4501 N Kickapoo Ave, Shawnee, OK 74804Directions
Kansas
1 branch
- Wanamaker Branch1015 SW Wanamaker Rd, Topeka, KS 66604Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.83% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.24% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.05% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $77 | $88 | — |
- CapitalNet worth ratio11.83%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.24%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.05%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$77Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Communication Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.