Compare Bank & Credit Union Rates
Best savings rates in Manhattan, KS
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Manhattan, KS
- UMB BankUMB Retail Money MarketUMB Retail Money Market · $0 min · 0.10%–3.71% by balance
Bank · 1 branch
3.71%APY$371 a year on $10,000Requirements
Product: Interest rates and annual percentage yields (APYs) listed are for accounts opened online. Interest paid on tiered balances; debit card access; monthly service fee waiver option.
Offer: Tier I
0.10% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for UMB Retail Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier II 3.71% $25,000 – $50,000Tier III 3.71% $50,000 – $75,000Tier IV 3.71% $75,000 – $100,000Tier V 3.71% $100,000 – $1,000,000Tier VI 3.71% $1,000,000 and upTier VII 3.71% Rate checked
More details - 3.70%APY$370 a year on $10,000
Requirements
Product: Online only account. Interest compounded daily and credited calendar quarterly. $10 monthly fee waived with $10,000 average daily balance. 3 free withdrawals per month, $2 per withdrawal thereafter.
Offer: Applies when daily balance is below $10,000 or account is not enrolled in eStatements. Monthly fee waived with average daily balance of $10,000 or more.
0.05% interest rate · Compounded daily · $10 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for High Yield eSavings Balance APY Up to $10,000 0.05% $10,000 and upYour amount 3.70% Rate checked
More details - Credit Union of AmericaHigh-Yield Savings AccountSavings · $100 min · 0.10%–3.25% by balance
Credit union · 1 branch
3.25%APY$325 a year on $10,000Requirements
Product: Digital-only account opened and managed through online and mobile banking. Minimum $100 opening deposit. A $5.00 monthly fee applies if the month-end balance is less than $100 and there has been no account activity in over six months.
Offer: Dividends paid monthly. $5.00 monthly fee applies if month-end balance is less than $100 and no activity in over 6 months.
3.20% interest rate · $5 monthly fee · Effective May 4, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $50,000Your amount 3.25% Over $50,000 0.10% Rate checked
More details - 3.02%APY$302 a year on $10,000
Rate by balance
Rate by balance for Velocity Money Market Balance APY Up to $24,999Your amount 3.02% Over $24,999 3.85% Rate checked
More details - Bank of the Flint HillsMoney Market InvestmentMoney Market Investment · $1,000 min · 0.90%–3.66% by balance
Bank · 1 branch
2.12%APY$212 a year on $10,000Requirements
Product: Interest is calculated by the average daily balance method and is compounded and credited monthly. Account includes up to 6 withdrawals per statement cycle ($3 fee per excess withdrawal). Free online & mobile banking, mobile deposit, and complimentary paper statements with images or e-statements.
Offer: $10 monthly fee if balance falls below $1,000 on any day during the cycle.
0.90% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Investment Balance APY Up to $5,000 0.90% $5,000 – $50,000Your amount 2.12% $50,000 – $100,000 2.17% $100,000 – $1,000,000 3.07% $1,000,000 and up 3.66% Rate checked
More details - KS StateBankAdvantage Money MarketAdvantage Money Market · $2,500 min · 0.35%–3.04% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Requires a $2,500 minimum opening deposit. No monthly service charge. Uses daily balance method to calculate interest. Includes up to 6 withdrawals per month at no charge ($5 per additional withdrawal). Avoid the $2 paper statement fee by enrolling in online banking and e-statements. Minors aged 12 to 17 are eligible with a parent or legal guardian as joint account holder.
Offer: Tier applies to balances from $0.01 to $2,499.99. Avoid $2 paper statement fee with e-statements.
0.35% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $2,500 0.35% $2,500 – $25,000Your amount 1.00% $25,000 – $100,000 2.02% $100,000 and up 3.04% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: No minimum balance requirements. No monthly service charge. Minors under 18 require a parent or legal guardian as a co-owner. Up to 6 withdrawals per month at no charge ($5 fee per additional withdrawal). Avoid $2 paper statement fee with e-statements.
Offer: Minimum balance to obtain the APY is $0.01. Interest calculated using daily balance method. Avoid the $2 paper statement fee by enrolling in online banking and e-statements.
1.00% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.95%APY$95 a year on $10,000
Requirements
Product: Tiered variable rate account. Must maintain a $1,000 minimum balance to avoid a $5 monthly fee. Account will not earn interest/dividends if balance falls below $1,000 at any point during the month. Transaction limit of 6 per month. $5 service charge per check for more than 3 checks clearing per month (checks should be $100 or greater). Dividends compounded monthly.
Offer: APY is shown as high as and subject to change without notice. Must maintain $1,000 minimum balance to avoid $5 monthly fee.
Compounded monthly · $5 monthly fee
Rate checked
More details - 0.85%APY$85 a year on $10,000
Requirements
Product: Maintain a $5,000 average collected balance to avoid the $10 monthly account service charge. Variable interest is calculated on daily collected balance, compounded and credited monthly.
Offer: $10 monthly fee waived if $5,000 average collected balance is maintained. Only one tier of interest applied per day.
0.85% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.85% $5,000 – $10,000 0.85% $10,000 – $25,000Your amount 0.85% $25,000 – $50,000 0.85% $50,000 – $100,000 0.85% $100,000 – $1,000,000 1.65% $1,000,000 – $2,500,000 1.75% $2,500,000 – $5,000,000 1.75% $5,000,000 and up 2.00% Rate checked
More details - 0.78%APY$78 a year on $10,000
Requirements
Product: $100 minimum to open. No minimum balance required. Up to 6 withdrawals per calendar month ($3 fee per excess). Interest calculated by average daily balance method and credited quarterly. Quarterly statements.
Offer: Interest compounded and credited quarterly. Calculated using average daily balance method.
0.78% interest rate
Rate checked
More details - Central National BankCentral Prestige MMDACentral Prestige MMDA · $1,000 min · 0.70%–1.26% by balance
Bank · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Rates Updated October 13, 2026. Rates and Specials are subject to change. Checking, Savings, and Money Market accounts are variable rate accounts. Rates may change after an account is open. Fees may reduce earnings. 0% for bal. <$1,000; $1,000 daily balance required to earn the APY disclosed. Not available for public fund customers.
Offer: 0% for bal. <$1,000; $1,000 daily balance required to earn the APY disclosed. Variable rate account; rates may change after account is open. Fees may reduce earnings.
0.70% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Central Prestige MMDA Balance APY $1,000 – $10,000 0.70% $10,000 – $50,000Your amount 0.75% $50,000 – $250,000 0.95% $250,000 – $1,000,000 1.16% $1,000,000 and up 1.26% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $300 average collected account balance is maintained. Variable interest calculated on daily collected balance, compounded and credited monthly. Rates may vary by bank location.
Offer: $5 monthly service charge waived with $300 average collected balance. Variable interest calculated daily, compounded and credited monthly. Rates may vary by bank location.
0.60% interest rate · $5 monthly fee · Effective Apr 12, 2019
Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Membership share required. $5 minimum deposit and balance required to maintain account. Up to 9 savings accounts under one membership number.
Offer: Minimum balance of $25 required to earn dividends/interest. No monthly service charge with minimum account balance.
0.45% interest rate · No monthly fee · Effective Oct 4, 2024
Rate checked
More details - Credit Union of AmericaBalance Boost AccountBalance Boost Account · $100 min · 0.30%–3.00% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,000Requirements
Product: Interest is paid at tier rates on balances within each tier (blended rate). Total interest paid is the sum from each tier. Dividends paid monthly. No minimum balance requirement to earn interest.
Offer: Interest paid at tier rates on balances within each tier. Total interest paid is the sum from each tier. Dividends paid monthly.
2.96% interest rate · Effective May 5, 2026
Rate by balance
Rate by balance for Balance Boost Account Balance APY Up to $2,500 3.00% $2,500 – $5,000 0.75% $5,000 – $15,000Your amount 0.45% $15,000 – $25,000 0.40% $25,000 – $50,000 0.35% Over $50,000 0.30% Rate checked
More details - ESB FinancialMoney Market AccountMoney Market Account · $1,000 min · 0.25%–0.50% by balance
Bank · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Compounded monthly. At ESB's discretion, interest rates may change on any tiers. Avoid $5 monthly service fee by maintaining a $1,000 minimum average balance. $1,000 minimum deposit to open.
Offer: Interest compounded monthly. Avoid $5 monthly service fee by maintaining a $1,000 minimum average balance.
0.25% interest rate · Compounded monthly · $5 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.25% $10,000 – $50,000Your amount 0.40% $50,000 – $150,000 0.45% $150,000 and up 0.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Manhattan, KS
32 accounts at 13 banks and credit unions · checked Oct 6–22
- Typical
- 0.30%
- Top 10% from
- 2.93%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.45%
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Manhattan, KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bank of the Flint HillsBank · 5 branches
- Credit Union of AmericaCredit union · 1 branch
- Capitol FederalBank · 2 branches