Compare Bank & Credit Union Rates
Best savings rates in Lenexa, KS
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Lenexa, KS
- UMB BankUMB Retail Money MarketUMB Retail Money Market · $0 min · 0.10%–3.71% by balance
Bank · 2 branches
3.71%APY$371 a year on $10,000Requirements
Product: Interest rates and annual percentage yields (APYs) listed are for accounts opened online. Interest paid on tiered balances; debit card access; monthly service fee waiver option.
Offer: Tier I
0.10% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for UMB Retail Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier II 3.71% $25,000 – $50,000Tier III 3.71% $50,000 – $75,000Tier IV 3.71% $75,000 – $100,000Tier V 3.71% $100,000 – $1,000,000Tier VI 3.71% $1,000,000 and upTier VII 3.71% Rate checked
More details - 3.70%APY$370 a year on $10,000
Requirements
Product: Online only account. Interest compounded daily and credited calendar quarterly. $10 monthly fee waived with $10,000 average daily balance. 3 free withdrawals per month, $2 per withdrawal thereafter.
Offer: Applies when daily balance is below $10,000 or account is not enrolled in eStatements. Monthly fee waived with average daily balance of $10,000 or more.
0.05% interest rate · Compounded daily · $10 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for High Yield eSavings Balance APY Up to $10,000 0.05% $10,000 and upYour amount 3.70% Rate checked
More details - Nova Credit UnionMoney Market AccountMoney Market Account · $500 min · 1.51%–2.02% by balance
Credit union · 1 branch
1.51%APY$151 a year on $10,000Requirements
Product: Dividends compounded and credited monthly (calendar dividend period). Daily balance calculation method. Account transfer and withdrawal limitations apply; up to three withdrawals per month for free, additional withdrawals are $5 each.
1.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 and upYour amount 1.51% $100,000 and up 2.02% Rate checked
More details - Security Bank of Kansas CityMoney Market AccountMoney Market Account · $25 min · 1.11%–1.99% by balance
Bank · 1 branch
1.11%APY$111 a year on $10,000Requirements
Product: Minimum Balance Service Charge of $7.50 per month is waived with a $1,000 daily balance. Interest compounded & credited monthly.
Offer: Below $10,000.00 balance tier. $7.50 monthly fee waived with a $1,000 daily balance.
1.10% interest rate · $7.50 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 1.11% $10,000 – $25,000Your amount 1.11% $25,000 – $100,000 1.21% $100,000 – $250,000 1.51% $250,000 – $500,000 1.66% $500,000 – $1,000,000 1.92% $1,000,000 and up 1.99% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Limit of 1 account per Social Security Number. Not for commercial purposes.
Offer: Qualifications met during Monthly Qualification Cycle on linked Kasasa Cash or Kasasa Cash Back account (at least 1 direct deposit, ACH payment, or bill pay transaction; at least 12 debit card purchases post and settle; enrolled in and agreed to receive e-statements).
Qualified rate · No monthly fee · Effective Jan 1, 2022
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $20,000Your amount 1.00% $20,000 and up 0.25%* Rate checked
More details - Academy BankPremier Money Market AccountPremier Money Market Account · $25 min · 0.60%–2.20% by balance
Bank · 2 branches
0.75%APY$75 a year on $10,000intro rateRequirements
Product: No monthly service charge when you maintain a minimum balance of $1,000 per monthly statement cycle; otherwise, a monthly service charge of $10 applies. 6 transactions per statement cycle allowed. Free eStatements or $5 paper statements. Closing new accounts within 90 days of opening results in a $25 early closure fee. Up to $100,000 ACH funding possible when opening online.
Offer: Standard tiered rate. Monthly service fee waived with $1,000 minimum balance per statement cycle. Rate may change daily; compounded and credited monthly.
Promotional rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $10,000 0.60% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.85% $50,000 – $100,000 1.10% $100,000 – $250,000 1.50% $250,000 and up 2.20% Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: Keep a $1,000 minimum balance to avoid a $5 monthly fee. Make up to six withdrawals every month and write up to three checks against the account every month. Rate may change after the account is opened.
Offer: Keep a $1,000 minimum balance to avoid a $5 monthly fee. Rate may change after the account is opened.
0.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.00% $1,000 – $10,000 0.50% $10,000 – $25,000Your amount 0.70% $25,000 – $50,000 0.90% $50,000 – $100,000 1.11% $100,000 and up 1.31% Rate checked
More details - Mainstreet Credit UnionMoney Market AdvantageMoney Market Advantage · $1,000 min · 0.30%–1.20% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Compounded and credited monthly. Requires a minimum opening deposit of $1,000; subject to a $10 monthly fee if balance falls below the minimum requirement. Membership Share Account with $5 minimum balance required.
Offer: Monthly fee of $10 applies if balance falls below $1,000.
0.30% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Advantage Balance APY $1,000 – $2,499 0.30% $2,500 – $9,999 0.40% $10,000 – $24,999Your amount 0.50% $25,000 – $49,999 0.80% $50,000 – $74,999 0.90% $75,000 – $99,999 1.00% $100,000 and up 1.20% Rate checked
More details - Mainstreet Credit UnionMoney Market 3 AdvantageMoney Market 3 Advantage · $1,000 min · 0.40%–1.20% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Tiered rate structure. Credited and compounded monthly. Membership Share Account with $5 minimum balance required.
0.40% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market 3 Advantage Balance APY $1,000 – $9,999 0.40% $10,000 – $24,999Your amount 0.50% $25,000 – $49,999 0.80% $50,000 – $74,999 0.90% $75,000 – $99,999 1.00% $100,000 and up 1.20% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: A $5 deposit is required to establish membership and open the account. Balances of $100 or more earn dividends. Dividends are paid monthly.
Offer: Keep $100 deposited to start earning dividends. Rate may change after the account is opened.
0.30% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Avoid monthly service charges by maintaining a $1,000 average daily balance. Interest is compounded daily and credited on the last day of each calendar month. Transaction limits apply.
Offer: Daily balance below $999.99 earns 0.00% APY.
0.00% interest rate · Compounded daily · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Select Balance APY Up to $1,000 0.00% $1,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.40% $50,000 – $100,000 0.40% $100,000 – $200,000 0.65% $200,000 and up 1.65% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Minimum balance service charge of $5 per quarter waived with a $100 daily balance; waived along with excess withdrawal fees for primary account owners age 23 & under. Primary account owner age 17 and under requires adult (18+) joint owner. Enrollment in Online Banking required (age 13+). Free ATM card eligibility age 14+.
Offer: Interest compounded and credited monthly. Variable rate may change after account opening. Minimum balance service charge is $5 per quarter (waived with $100 daily balance or age 23 & under). Excess withdrawal fee of $1 per withdrawal/debit over 9 per quarter.
0.20% interest rate
Rate checked
More details - Mainstreet Credit UnionEmergency SavingsSavings · $0 min · 0.15%–8.25% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: No minimum opening deposit and no minimum balance required. To qualify for dividends, must have an active Spend account and at least one recurring internal transfer from the Spend account to the Emergency Savings account that posts and settles within the calendar month. Limit one promotional APY per member.
Offer: Limited-time promotional APY earned on average daily balances up to $1,000 from October 1, 2026 to January 4, 2027 for accounts meeting monthly qualifications (active Spend account and at least 1 recurring transfer from Spend account that posts and settles in calendar month). After promotion, APY reverts to the standard APY. Limit one promotional APY per member.
Qualified rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Emergency Savings Balance APY Up to $1,000 8.25% Over $1,000Your amountRequires an active Spend account and a recurring internal transfer from Spend to Emergency Savings. Credited and compounded quarterly. 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Requires a $5 deposit/balance to establish and maintain membership. Dividends are credited and compounded quarterly.
Offer: Dividends are credited and compounded quarterly.
0.15% interest rate · Compounded quarterly
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Requires a minimum opening deposit of $100. No minimum balance required. Dividends credited and compounded quarterly.
Offer: Requires a minimum opening deposit of $100. Dividends credited and compounded quarterly.
0.15% interest rate · Compounded quarterly
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lenexa, KS
35 accounts at 14 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 1.07%
- Banks, typical
- 0.04%
- Credit unions, typical
- 0.30%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Kansas City, MO-KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 1st MidAmerica Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch
- CommunityAmerica Credit UnionCredit union · 31 branches