Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 61–75 results in Kansas City, MO-KS metro
- 3.75%APY$568 over 18 months on $10,000
Requirements
Product: Membership eligibility required. Early withdrawal penalty applies.
3.69% interest rate
Rate checked
More details - 3.75%APY$1,587 over 48 months on $10,000
Requirements
Product: Low minimum deposit; terms from three months to five years; dividends paid quarterly; automatic renewals; may be used as collateral for loans.
3.75% interest rate
Rate checked
More details - Interfaith Federal Credit UnionCertificate AccountsCD · 6 months · $1,000 min · 3.70%–3.80% by balance
Credit union · 1 branch
3.70%APY$183 over 6 months on $10,000Requirements
Product: Dividends are paid quarterly. Liquid Certificate is available for 6-month term. Unlimited deposits and 2 penalty-free withdrawals May be subject to new money requirements.
Offer: Dividends paid quarterly.
3.63% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Certificate Accounts Balance APY $1,000 – $4,999 3.70% $5,000 – $14,999Your amount 3.70% $15,000 – $29,999 3.75% $30,000 – $49,999 3.75% $50,000 – $99,999 3.80% $100,000 and up 3.80% Rate checked
More details - Burlington Northtown Community Credit UnionCertificate of DepositCD · 11 months
Credit union · 1 branch
3.70%APY$339 over 11 months on $10,000 - Frontier Community Credit UnionRegular CertificateCD · 12 months · $500 min
Credit union · 3 branches
3.70%APY$370 over 1 year on $10,000 - 3.65%APY$552 over 18 months on $10,000
Requirements
Product: Membership eligibility required. Early withdrawal penalty applies.
3.59% interest rate
Rate checked
More details - Missouri Central Credit UnionShare CertificatesCD · 12 months · $500 min · 3.50%–3.65% by balance
Credit union · 2 branches
3.65%APY$365 over 1 year on $10,000Requirements
Product: Interest is paid quarterly on the average daily balance. Penalty for early withdrawal. Rates subject to change weekly. May be used as collateral for a loan.
Offer: Interest is paid quarterly. Rates are subject to change weekly. Penalty for early withdrawal will decrease the yield.
Effective Jul 28, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $10,000 3.50% $10,000 and upYour amount 3.65% Rate checked
More details - 3.64%APY$364 over 1 year on $10,000
3.60% interest rate · Effective Sep 24, 2026
Rate checked
More details - 3.64%APY$364 over 1 year on $10,000
Requirements
Product: A Membership Savings/Share Account with a $5 minimum balance is required to establish and maintain membership. A penalty may be assessed in the event of early withdrawal. Dividends are credited and compounded quarterly.
Offer: Dividends credited and compounded quarterly.
3.60% interest rate · Compounded quarterly
Rate checked
More details - Security Bank of Kansas CityCertificates of Deposit - Fixed RateCD · 18 months · $500 min
Bank · 34 branches
3.60%APY$545 over 18 months on $10,000Requirements
Product: Interest compounded and credited quarterly. $500.00 minimum to open unless otherwise noted. Penalty for early withdrawal may apply.
3.55% interest rate
Rate checked
More details - 3.55%APY$355 over 1 year on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal. Fees could reduce earnings in the account.
Offer: 12 Month CD. Minimum balance requirement exists to earn the interest rate and APY listed. Daily balance method applies.
3.50% interest rate · Effective Feb 2, 2026
Rate checked
More details - 3.55%APY$355 over 1 year on $10,000
Requirements
Product: May be used as collateral for loan. Dividends are compounded daily and credited quarterly.
Offer: Dividends are compounded daily and credited quarterly.
3.50% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - 3.55%APY$1,103 over 36 months on $10,000
Requirements
Product: Minimum opening deposit of $1,000. Certificate dividends are earned at the applicable term's fixed rate until maturity. Subject to penalty for early withdrawal. Membership eligibility required.
Offer: Assumes dividends are reinvested and the rate continues for a year. Early withdrawal penalty may apply.
3.49% interest rate · Effective Feb 1, 2025
Rate checked
More details - 3.50%APY$173 over 6 months on $10,000
Requirements
Product: A penalty will be imposed for early withdrawal from Certificates of Deposit. The minimum balance to obtain annual percentage yield is based on a daily balance. Fees could reduce the earnings on the account.
Offer: 182 Day term. Penalty for early withdrawal.
3.50% interest rate · Effective Sep 29, 2026
Rate checked
More details - Simmons BankCertificate of DepositCD · 6 months · $5,000 min · 3.50%–3.65% by balance
Bank · 3 branches
3.50%APY$173 over 6 months on $10,000Requirements
Product: Online opening available to residents of AL, AR, AZ, GA, IN, KS, MO, OH, OK, SC, TN, and TX. If opened online, full opening deposit must be New Money. If opened in person, at least half of the total opening deposit must be New Money. New Money is money not currently on deposit at Simmons Bank. Not available for public funds. Early withdrawal penalty applies. CD auto-renews at maturity for same term at prevailing rate if no action taken within 10-day grace period.
Offer: Requires New Money ($5,000 - $49,999.99). If opened online, full opening deposit must be New Money; if opened in person, at least half must be New Money.
Effective Nov 3, 2025
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $5,000 – $50,000Your amount 3.50% $50,000 – $250,000Requires New Money ($50,000 - $250,000). Maximum deposit is $250,000. 3.65% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Kansas City, MO-KS metro
773 CDs at 80 banks and credit unions · checked Oct 16–22
- Typical
- 2.78%
- Top 10% from
- 4.05%
- Banks, typical
- 2.01%
- Credit unions, typical
- 3.41%
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Kansas City, MO-KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 1st MidAmerica Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch
- CommunityAmerica Credit UnionCredit union · 31 branches