Credit union · NCUA insured
Holy Rosary Credit Union CD Rates
Holy Rosary Credit Union’s best CD rate is 3.55% APY on a 3-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Holy Rosary Credit Union’s CD rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Holy Rosary Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Holy Rosary Credit Union
3.55%APY
- Term
- 36 months
- Minimum
- $1,000
- Earns on $10,000
- $1,103
Traditional CDs
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
North American Savings Bank
5.00%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $289
Holy Rosary Credit Union CD score
78
CD score
Higher than 45% of U.S. banks and credit unions
- 3–8 months3–8 mo3.49%
- 9–15 months9–15 mo3.49%
- 16–30 months16–30 mo3.49%
- 31–60 months31–60 mo3.55%
- QualifiedQualified3.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Holy Rosary Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Traditional CDs
Up to 3.55%APY · 8 terms
Minimum opening deposit of $1,000. Certificate dividends are earned at the applicable term's fixed rate until maturity. Subject to penalty for early withdrawal. Membership eligibility required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsAssumes dividends are reinvested and the rate continues for a year. Early withdrawal penalty may apply | 3.49% | $173 |
| 9 monthsAssumes dividends are reinvested and the rate continues for a year. Early withdrawal penalty may apply | 3.49% | $261 |
| 12 monthsAssumes dividends are reinvested and the rate continues for a year. Early withdrawal penalty may apply | 3.44% | $344 |
| 18 monthsAssumes dividends are reinvested and the rate continues for a year. Early withdrawal penalty may apply | 3.40% | $514 |
| 24 monthsAssumes dividends are reinvested and the rate continues for a year. Early withdrawal penalty may apply | 3.49% | $710 |
| 36 monthsAssumes dividends are reinvested and the rate continues for a year. Early withdrawal penalty may apply | 3.55% | $1,103 |
| 48 monthsAssumes dividends are reinvested and the rate continues for a year. Early withdrawal penalty may apply | 3.55% | $1,497 |
| 60 monthsAssumes dividends are reinvested and the rate continues for a year. Early withdrawal penalty may apply | 3.55% | $1,906 |
Sources (2)
All captured Sep 17, 2026
Wealth Builder CD
1.26%APY · 1 term
Requires a minimum opening deposit of $50 and automated deposits / transfers over 12 months. Certificate accounts are subject to penalty for early withdrawal. Membership eligibility required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsRequires automated deposits. Assumes dividends are reinvested and the rate continues for a year. Early withdrawal penalty may apply | 1.26% | $126 |
Sources (2)
All captured Sep 17, 2026
Who can join Holy Rosary Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Individuals can become eligible for membership by joining or supporting the Magis Foundation (with a $5 donation) / Cooperative Lending Alternative Program.
Employers and groups
- Members of a Catholic Parish in the Diocese of Kansas City-St. Joseph are eligible for membership.
- Individuals involved with listed affiliated partner organizations and community groups are eligible for membership.
Cost to join
- A $5 one-time membership fee is required to open an account.
- A minimum savings deposit of $5.00 is required and must remain on deposit until membership is closed.
Membership information collected October 4, 2026.