Credit union · NCUA insured
Interfaith Federal Credit Union CD Rates
Interfaith Federal Credit Union’s best CD rate is 3.80% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Interfaith Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Interfaith Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Interfaith Federal Credit Union
3.70%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $183
Certificate Accounts
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
North American Savings Bank
5.00%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $289
Interfaith Federal Credit Union CD score
76
CD score
Higher than 40% of U.S. banks and credit unions
- 3–8 months3–8 mo3.70%
- 9–15 months9–15 mo3.05%
- 16–30 months16–30 mo3.05%
- 31–60 months31–60 mo3.25%
- QualifiedQualified3.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Interfaith Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate Accounts
Up to 3.70%APY · 5 terms
Dividends are paid quarterly. Liquid Certificate is available for 6-month term. Unlimited deposits and 2 penalty-free withdrawals May be subject to new money requirements.
| Term | APY · $1,000 – $4,999 | APY · $5,000 – $14,999 | APY · $15,000 – $29,999 | APY · $30,000 – $49,999 | APY · $50,000 – $99,999 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|---|
| 6 monthsDividends paid quarterly | 3.70% | 3.70% | 3.75% | 3.75% | 3.80% | 3.80% | 3.70%3.70% $1k–$5k3.75% $15k–$30k3.75% $30k–$50k3.80% $50k–$100k3.80% from $100k | $183 |
| 12 monthsDividends paid quarterly | 3.05% | 3.05% | 3.10% | 3.10% | 3.15% | 3.15% | 3.05%3.05% $1k–$5k3.10% $15k–$30k3.10% $30k–$50k3.15% $50k–$100k3.15% from $100k | $305 |
| 24 monthsDividends paid quarterly | 3.05% | 3.05% | 3.07% | 3.07% | 3.13% | 3.13% | 3.05%3.05% $1k–$5k3.07% $15k–$30k3.07% $30k–$50k3.13% $50k–$100k3.13% from $100k | $619 |
| 36 monthsDividends paid quarterly | 3.13% | 3.13% | 3.18% | 3.18% | 3.23% | 3.23% | 3.13%3.13% $1k–$5k3.18% $15k–$30k3.18% $30k–$50k3.23% $50k–$100k3.23% from $100k | $969 |
| 60 monthsDividends paid quarterly | 3.25% | 3.25% | 3.25% | 3.25% | 3.30% | 3.30% | 3.25%3.25% $1k–$5k3.25% $15k–$30k3.25% $30k–$50k3.30% $50k–$100k3.30% from $100k | $1,734 |
Sources (1)
- interfaithfcu.org/deposit-rates · captured Oct 16, 2026
Special-purpose accounts
Trad/Roth IRA CD
Up to 3.00%APY · 2 terms
Fixed-rate IRA share certificate options include 24 or 60 month term. Dividends are compounded and paid quarterly. Upon maturity certificate will renew at the rate available at time of maturity.
| Term | APY · $1,000 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 24 monthsFixed rate. Dividends declared quarterly | 2.85% | — | 2.85% | $578 |
| 60 monthsFixed rate. Dividends declared quarterly | — | 3.00% | 3.00% | $1,593 |
Who can join Interfaith Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Affiliates and employees of Cokesbury stores within the boundaries of the served Conferences are eligible for membership.
- Churches, clergy, staff, laity, and congregations of specified United Methodist conferences, Episcopal dioceses, and UCC foundation are eligible for membership.
Military, government and schools
- Employees and students of The School of Theology at Claremont are eligible for membership.
Family and household
- Anyone related to an Interfaith FCU member by blood, marriage, or adoption is eligible for membership.
Cost to join
- There is a one-time membership fee of $5.00.
Membership information collected October 5, 2026.