Credit union · NCUA insured
KC Unidos Federal Credit Union CD Rates
KC Unidos Federal Credit Union’s best CD rate is 3.75% APY on a 4-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How KC Unidos Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where KC Unidos Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
KC Unidos Federal Credit Union
3.75%APY
- Term
- 48 months
- Minimum
- —
- Earns on $10,000
- $1,587
Share Certificate of Deposit
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
North American Savings Bank
5.00%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $289
KC Unidos Federal Credit Union CD score
75
CD score
Higher than 39% of U.S. banks and credit unions
- 3–8 months3–8 mo1.75%
- 9–15 months9–15 mo2.50%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo3.75%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where KC Unidos Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate of Deposit
Up to 3.75%APY · 7 terms
Low minimum deposit; terms from three months to five years; dividends paid quarterly; automatic renewals; may be used as collateral for loans.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 1.75% | $87 |
| 12 months | 2.50% | $250 |
| 24 months | 3.00% | $609 |
| 25 months | 3.25% | $689 |
| 36 months | 3.50% | $1,087 |
| 48 months | 3.75% | $1,587 |
| 60 months | 3.50% | $1,877 |
Who can join KC Unidos Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.