Credit union · NCUA insured
Mazuma Credit Union CD Rates
Mazuma Credit Union’s best CD rate is 3.85% APY on an 18-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Mazuma Credit Union’s CD rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Mazuma Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Mazuma Credit Union
3.75%APY
- Term
- 18 months
- Minimum
- $10,000
- Earns on $10,000
- $568
Signature CD
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
North American Savings Bank
5.00%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $289
Mazuma Credit Union CD score
79
CD score
Higher than 49% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.60%
- 16–30 months16–30 mo3.75%
- 31–60 months31–60 mo3.25%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mazuma Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premier CD
Up to 3.85%APY · 7 terms
Membership eligibility required. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.70% | $370 |
| 18 months | 3.85% | $583 |
| 24 months | 3.60% | $733 |
| 30 months | 3.40% | $872 |
| 36 months | 3.35% | $1,039 |
| 48 months | 3.30% | $1,387 |
| 60 months | 3.25% | $1,734 |
Signature CD
Up to 3.75%APY · 7 terms
Membership eligibility required. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.60% | $360 |
| 18 months | 3.75% | $568 |
| 24 months | 3.50% | $712 |
| 30 months | 3.30% | $846 |
| 36 months | 3.25% | $1,007 |
| 48 months | 3.20% | $1,343 |
| 60 months | 3.15% | $1,677 |
Classic CD
Up to 3.65%APY · 9 terms
Membership eligibility required. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.90% | $72 |
| 6 months | 3.50% | $173 |
| 12 months | 3.50% | $350 |
| 18 months | 3.65% | $552 |
| 24 months | 3.40% | $692 |
| 30 months | 3.20% | $819 |
| 36 months | 3.15% | $975 |
| 48 months | 3.10% | $1,299 |
| 60 months | 3.05% | $1,621 |
Wealth Builder CD
3.50%APY · 1 term
Set target amount and make regular required deposits of $25 or more. Automatically transferred into holder's primary share account upon maturity. Membership eligibility required. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsRequires regular deposits of $25 or more to reach target amount | 3.50% | $350 |
Deposit CD
Up to 3.40%APY · 2 terms
Allows two opportunities to add up to 50% of current balance while preserving rate. Membership eligibility required. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 months | 3.40% | $692 |
| 36 months | 3.15% | $975 |
Jump Up CD
Up to 3.40%APY · 2 terms
Offers two opportunities to jump up rate during term to current offering rate on 2 or 3 year certificate with maximum increase of 1% per jump. Membership eligibility required. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 months | 3.40% | $692 |
| 36 months | 3.15% | $975 |
Special-purpose accounts
IRA Certificate
Up to 3.85%APY · 9 terms
Available for Traditional, Roth, and Educational IRAs. Variable-rate account; rates may change after opening. Penalties may be imposed for early withdrawals. Membership eligibility required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsClassic CD tier | 2.90% | $72 |
| 6 monthsClassic CD tier | 3.50% | $173 |
| 12 monthsClassic CD tier | 3.50% | $350 |
| 12 monthsPremier CD tier | 3.70% | $370 |
| 12 monthsSignature CD tier | 3.60% | $360 |
| 18 monthsClassic CD tier | 3.65% | $552 |
| 18 monthsPremier CD tier | 3.85% | $583 |
| 18 monthsSignature CD tier | 3.75% | $568 |
| 24 monthsClassic CD tier | 3.40% | $692 |
| 24 monthsPremier CD tier | 3.60% | $733 |
| 24 monthsSignature CD tier | 3.50% | $712 |
| 30 monthsClassic CD tier | 3.20% | $819 |
| 30 monthsPremier CD tier | 3.40% | $872 |
| 30 monthsSignature CD tier | 3.30% | $846 |
| 36 monthsClassic CD tier | 3.15% | $975 |
| 36 monthsPremier CD tier | 3.35% | $1,039 |
| 36 monthsSignature CD tier | 3.25% | $1,007 |
| 48 monthsClassic CD tier | 3.10% | $1,299 |
| 48 monthsPremier CD tier | 3.30% | $1,387 |
| 48 monthsSignature CD tier | 3.20% | $1,343 |
| 60 monthsClassic CD tier | 3.05% | $1,621 |
| 60 monthsPremier CD tier | 3.25% | $1,734 |
| 60 monthsSignature CD tier | 3.15% | $1,677 |
Sources (3)
All captured Oct 5, 2026
Young Investors CD
3.15%APY · 1 term
Variable-rate account; rates may change after opening. Additional deposits of $25 or more permitted. Automatically transferred into a primary share account on first maturity date following account holder's 18th birthday. Membership eligibility required. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 36 months | 3.15% | — |
Sources (3)
All captured Oct 5, 2026
Who can join Mazuma Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to individuals and businesses in Jackson, Cass, Clay, or Platte counties in Missouri and Wyandotte or Johnson County in Kansas.
Cost to join
- Opening an account requires a $1 deposit into a Share Savings account.
Membership information collected October 4, 2026.