Bank · FDIC insured
Blue Ridge Bank and Trust Co.
A $866.6M bank headquartered in Independence, MO, with 8 branches in Missouri. Best rates: CDs 3.55% and savings 0.40% APY.
Blue Ridge Bank and Trust Co. Carrot Score
70
Carrot Score
Higher than 27% of U.S. banks and credit unions
#52 of 79 in Kansas City, MO-KS metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Blue Ridge Bank and Trust Co.
Founded in 1958, Blue Ridge Bank and Trust Co. is a division of FNBO headquartered in Independence, Missouri.
The bank operates eight branches across Missouri and provides a dedicated Trust Department at its corporate headquarters.
- Headquarters
- 4200 Little Blue Pkwy, Independence, MO 64057
- FDIC certificate
- 17933 ↗
Branches
8 branches in Missouri
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Missouri
8 branches
- Blue Ridge Bank and Trust Co.Main office4200 Little Blue Pkwy, Independence, MO 64057Directions
- Blue Springs North Branch621 Nw Duncan Rd, Blue Springs, MO 64014Directions
- Blue Springs South Branch606 Sw Parkwood Dr, Blue Springs, MO 64014Directions
- Square Branch201 W Lexington Ave, Independence, MO 64050Directions
- Sterling Branch4315 Sterling Ave, Kansas City, MO 64133Directions
- Chipman Road Branch1812 Nw Chipman Rd, Lee's Summit, MO 64081Directions
- Woods Chapel Branch651 Ne Woods Chapel Rd, Lee's Summit, MO 64064Directions
- Raytown Branch6202 Raytown Trfy, Raytown, MO 64133Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.03% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.13% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.40% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $93 | $81 | — |
- CapitalLeverage ratio10.03%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.13%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.40%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$93Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Blue Ridge Bank and Trust Co. are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.