Bank · FDIC insured
Simmons Bank
A $24.7B bank, the 87th largest of 4,207, headquartered in Pine Bluff, AR, with 224 branches in 6 states. Best rates: CDs 3.65% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website.
- CDs—3.65%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Simmons Bank
Simmons Bank was founded in 1903 and operates as a wholly owned subsidiary of Simmons First National Corporation.
Headquartered in Pine Bluff, Arkansas, the bank operates 220 branches across Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas.
- Headquarters
- 501 S Main St, Pine Bluff, AR 71601
- FDIC certificate
- 3890 ↗
Branches
224 branches in 6 states
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Arkansas
67 branchesMissouri
47 branchesTexas
44 branchesTennessee
42 branchesOklahoma
19 branchesKansas
5 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.18% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.92% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.21% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $91 | $85 | — |
- CapitalLeverage ratio9.18%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.92%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.21%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$91Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Simmons Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.