Credit union · NCUA insured
Midwest Regional Credit Union CD Rates
Midwest Regional Credit Union’s best CD rate is 3.64% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Midwest Regional Credit Union’s CD rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Midwest Regional Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Midwest Regional Credit Union
3.64%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $364
Share Certificates
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
North American Savings Bank
5.00%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $289
Midwest Regional Credit Union CD score
74
CD score
Higher than 37% of U.S. banks and credit unions
- 3–8 months3–8 mo3.35%
- 9–15 months9–15 mo3.64%
- 16–30 months16–30 mo3.10%
- 31–60 months31–60 mo3.30%
- QualifiedQualified3.64%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Midwest Regional Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.64%APY · 5 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.35% | $166 |
| 12 months | 3.64% | $364 |
| 24 months | 3.10% | $630 |
| 36 months | 3.30% | $1,023 |
| 60 months5-year minimum deposit = $5,000 | 3.00% | $1,593 |
Sources (1)
- mrcu.com/rates · captured Oct 5, 2026
Who can join Midwest Regional Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who reside or work in Anderson, Coffey, Douglas, Franklin, Geary, Johnson, Leavenworth, Linn, Miami, Morris, Osage, Pottawatomie, Riley, Shawnee, Wabaunsee, or Wyandotte Counties in Kansas, or Jackson County in Missouri are eligible for membership.
Cost to join
- Members must purchase and maintain at least one share (membership share) as outlined in the Credit Union's Bylaws.
Membership information collected October 4, 2026.