Credit union · NCUA insured
Frontier Community Credit Union CD Rates
Frontier Community Credit Union’s best CD rate is 3.90% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Frontier Community Credit Union’s CD rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Frontier Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Frontier Community Credit Union
3.70%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $370
Regular Certificate
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
North American Savings Bank
5.00%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $289
Frontier Community Credit Union CD score
75
CD score
Higher than 39% of U.S. banks and credit unions
- 3–8 months3–8 mo3.25%
- 9–15 months9–15 mo3.70%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo3.35%
- QualifiedQualified3.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Frontier Community Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Certificate
Up to 3.90%APY · 1 term
Available for a 12-month term with balances/opening deposits of $25,000 and $50,000.
| Term | APY · $25,000 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 months$25,000 to open | 3.80% | — | —3.80% from $25k | — |
| 12 months$50,000 to open | — | 3.90% | —3.90% from $50k | — |
Regular Certificate
Up to 3.70%APY · 9 terms
Minimum balance $500.00.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.15% | $78 |
| 6 months | 3.25% | $161 |
| 9 months | 3.10% | $232 |
| 12 months | 3.70% | $370 |
| 18 months | 3.20% | $484 |
| 24 months | 3.25% | $661 |
| 36 months | 3.30% | $1,023 |
| 48 months | 3.30% | $1,387 |
| 60 months | 3.35% | $1,791 |
Special-purpose accounts
IRA Certificates
Up to 3.70%APY · 5 terms
Minimum balance $500.00.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.70% | $370 |
| 24 months | 3.25% | $661 |
| 36 months | 3.30% | $1,023 |
| 48 months | 3.30% | $1,387 |
| 60 months | 3.35% | $1,791 |
Sources (1)
- frontierccu.org/rates · captured Sep 18, 2026
Who can join Frontier Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents of or those who work, worship, or belong to an organization in specified Kansas counties.
Employers and groups
- Persons employed by McCormick Distilling Company in Weston, MO.
Military, government and schools
- Active or retired military and Federal Civil Service personnel.
Family and household
- Immediate family members of current Frontier Community Credit Union members.
- Members of the immediate families and households, as well as organizations, of all listed fields of membership.
Membership information collected October 4, 2026.