Credit union · NCUA insured
Reliance Credit Union
A $25.7M credit union headquartered in Kansas City, KS, with 1,816 members and 2 branches in Kansas. Best rates: CDs 3.55% and savings 0.50% APY.
Reliance Credit Union Carrot Score
72
Carrot Score
Higher than 30% of U.S. banks and credit unions
#50 of 79 in Kansas City, MO-KS metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Reliance Credit Union
Founded in 1931 to serve public utility employees in the Kansas City area, Reliance Credit Union is a member-owned non-profit cooperative.
The credit union is headquartered in Kansas City, Kansas.
- Headquarters
- 540 Minnesota Ave, Kansas City, KS 66101
- NCUA charter
- 63169
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons working or residing in Wyandotte, Johnson, and Leavenworth counties in the Kansas City area, and organizations of such persons, are eligible for membership.
Employers and groups
- Employees of the Board of Public Utilities and employees of Reliance Credit Union, as well as organizations of such persons, are eligible for membership.
- Employees of Western Resources, Inc., successor companies Oneok and Westar Energy (and their successor companies), Southern Union Company, and its affiliate and subsidiary companies, as well as organizations of such persons, are eligible for membership.
- Employees, active medical staff, auxiliary staff, contract employees, and board members of specified healthcare facilities in Kansas City, KS and Leavenworth, KS (including Providence Medical Center, Providence Place, St. John Hospital, Sisters of Charity of Leavenworth Health Services Corp, Prime Health Corp) and individuals employed in the Wyandotte Medical Building are eligible for membership.
- Individuals employed in the natural gas industry who are working in or paid from the Kansas City metropolitan area, and organizations of such persons, are eligible for membership.
- Members in good standing of United Steelworkers Union #12561, Gasworkers Union #781, Electrical Workers #124, Oil Chemical & Atomic Workers #5, and organizations of such persons, are eligible for membership.
2 more ways to join
Family and household
- Immediate family members of eligible persons across the qualifying membership groups are eligible to join.
Other ways
- Current members of Reliance Credit Union and organizations of such persons maintain eligibility.
Branches
2 branches in Kansas
Loading map…
Kansas
2 branches
- MainMain office540 Minnesota Ave, Kansas City, KS 66101Directions
- Providence Branch8919 Parallel Pkwy Ste 122, Kansas City, KS 66112Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.44% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.30% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.49% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $64 | $59 | — |
- CapitalNet worth ratio16.44%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.30%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.49%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$64Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Reliance Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.