Credit union · NCUA insured
Midwest Regional Credit Union
A $72.7M credit union headquartered in Kansas City, KS, with 7,404 members and 2 branches in Kansas. Best rates: CDs 3.64% and savings 0.20% APY.
Midwest Regional Credit Union Carrot Score
76
Carrot Score
Higher than 42% of U.S. banks and credit unions
#39 of 79 in Kansas City, MO-KS metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Midwest Regional Credit Union
Midwest Regional Credit Union was originally established in 1938 as the Teachers Credit Union and School Employees Credit Union.
Membership is open to individuals who reside or work in designated counties across Eastern Kansas and Jackson County, Missouri.
- Headquarters
- 7240 State Ave, Kansas City, KS 66112
- NCUA charter
- 60037
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who reside or work in Anderson, Coffey, Douglas, Franklin, Geary, Johnson, Leavenworth, Linn, Miami, Morris, Osage, Pottawatomie, Riley, Shawnee, Wabaunsee, or Wyandotte Counties in Kansas, or Jackson County in Missouri are eligible for membership.
Cost to join
- Members must purchase and maintain at least one share (membership share) as outlined in the Credit Union's Bylaws.
Branches
2 branches in Kansas
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Kansas
2 branches
Kansas City area · 1
- Main OfficeMain office7240 State Ave, Kansas City, KS 66112Directions
Lawrence area · 1
- Lawrence Branch1016 W 6th ST, Lawrence, KS 66044Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.06% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.63% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.64% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $48 | $59 | — |
- CapitalNet worth ratio11.06%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.63%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.64%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$48Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Midwest Regional Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.