Credit union · NCUA insured
Missouri Central Credit Union
A $125.1M credit union headquartered in Lee's Summit, MO, with 11,516 members and 2 branches in Missouri. Best rates: CDs 3.65% and savings 1.10% APY.
Missouri Central Credit Union Carrot Score
80
Carrot Score
Higher than 52% of U.S. banks and credit unions
#31 of 79 in Kansas City, MO-KS metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Missouri Central Credit Union
- Headquarters
- 825 NE Deerbrook St, Lee's Summit, MO 64086-6750
- NCUA charter
- 64036
Branches
2 branches in Missouri
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Missouri
2 branches
- Main OfficeMain office825 NE Deerbrook St, Lee's Summit, MO 64086Directions
- Northland Branch5090 N Oak Trfy, Kansas City, MO 64118Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.27% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.85% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.29% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $69 | $76 | — |
- CapitalNet worth ratio9.27%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.85%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.29%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$69Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Missouri Central Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.