Bank · FDIC insured
Blue Ridge Bank and Trust Co. CD Rates
Blue Ridge Bank and Trust Co.’s best CD rate is 3.55% APY on a 1-year CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Blue Ridge Bank and Trust Co.’s CD rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Blue Ridge Bank and Trust Co. has the most branches. $10,000, best rate first.
This bank’s best
Blue Ridge Bank and Trust Co.
3.55%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $355
CDs
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
North American Savings Bank
5.00%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $289
Blue Ridge Bank and Trust Co. CD score
72
CD score
Higher than 31% of U.S. banks and credit unions
- 3–8 months3–8 mo1.00%
- 9–15 months9–15 mo3.55%
- 16–30 months16–30 mo3.55%
- 31–60 months31–60 mo1.50%
- QualifiedQualified3.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Blue Ridge Bank and Trust Co. ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CDs
Up to 3.55%APY · 9 terms
A penalty may be imposed for early withdrawal. Fees could reduce earnings in the account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| Unknown31 Day CD. Minimum balance requirement exists to earn the interest rate and APY listed. Daily balance method applies | 1.00% | $0 |
| 6 months6 Month CD. Minimum balance requirement exists to earn the interest rate and APY listed. Daily balance method applies | 1.00% | $50 |
| 12 months12 Month CD. Minimum balance requirement exists to earn the interest rate and APY listed. Daily balance method applies | 3.55% | $355 |
| 18 months18 Month CD. Minimum balance requirement exists to earn the interest rate and APY listed. Daily balance method applies | 3.55% | $537 |
| 24 months24 Month CD. Minimum balance requirement exists to earn the interest rate and APY listed. Daily balance method applies | 3.00% | $609 |
| 30 months30 Month CD. Minimum balance requirement exists to earn the interest rate and APY listed. Daily balance method applies | 2.50% | $637 |
| 36 months36 Month CD. Minimum balance requirement exists to earn the interest rate and APY listed. Daily balance method applies | 1.30% | $395 |
| 48 months48 Month CD. Minimum balance requirement exists to earn the interest rate and APY listed. Daily balance method applies | 1.40% | $572 |
| 60 months60 Month CD. Minimum balance requirement exists to earn the interest rate and APY listed. Daily balance method applies | 1.50% | $773 |
Sources (1)
- blueridgebank.com/personal/consumer-rates · captured Oct 5, 2026
Special-purpose accounts
IRAs
Up to 3.55%APY · 9 terms
All CDs are available as IRAs for terms of 91 days or greater. A penalty may be imposed for early withdrawal. Fees could reduce earnings in the account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| Unknown91 Day IRA CD. Minimum balance requirement exists to earn the interest rate and APY listed. Daily balance method applies | 1.00% | $0 |
| 6 months6 Month IRA CD. Minimum balance requirement exists to earn the interest rate and APY listed. Daily balance method applies | 1.00% | $50 |
| 12 months12 Month IRA CD. Minimum balance requirement exists to earn the interest rate and APY listed. Daily balance method applies | 3.55% | $355 |
| 18 months18 Month IRA CD. Minimum balance requirement exists to earn the interest rate and APY listed. Daily balance method applies | 3.55% | $537 |
| 24 months24 Month IRA CD. Minimum balance requirement exists to earn the interest rate and APY listed. Daily balance method applies | 3.00% | $609 |
| 30 months30 Month IRA CD. Minimum balance requirement exists to earn the interest rate and APY listed. Daily balance method applies | 2.50% | $637 |
| 36 months36 Month IRA CD. Minimum balance requirement exists to earn the interest rate and APY listed. Daily balance method applies | 1.30% | $395 |
| 48 months48 Month IRA CD. Minimum balance requirement exists to earn the interest rate and APY listed. Daily balance method applies | 1.40% | $572 |
| 60 months60 Month IRA CD. Minimum balance requirement exists to earn the interest rate and APY listed. Daily balance method applies | 1.50% | $773 |
Sources (1)
- blueridgebank.com/personal/consumer-rates · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.