Credit union · NCUA insured
Reliance Credit Union CD Rates
Reliance Credit Union’s best CD rate is 3.55% APY on a 1-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Reliance Credit Union’s CD rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Reliance Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Reliance Credit Union
3.55%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $355
Share Certificates
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
North American Savings Bank
5.00%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $289
Reliance Credit Union CD score
70
CD score
Higher than 26% of U.S. banks and credit unions
- 3–8 months3–8 mo3.29%
- 9–15 months9–15 mo3.55%
- 16–30 months16–30 mo3.03%
- 31–60 months31–60 mo2.78%
- QualifiedQualified3.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Reliance Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.55%APY · 4 terms
May be used as collateral for loan. Dividends are compounded daily and credited quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends are compounded daily and credited quarterly | 3.29% | $163 |
| 12 monthsDividends are compounded daily and credited quarterly | 3.55% | $355 |
| 24 monthsDividends are compounded daily and credited quarterly | 3.03% | $615 |
| 36 monthsDividends are compounded daily and credited quarterly | 2.78% | $857 |
Who can join Reliance Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons working or residing in Wyandotte, Johnson, and Leavenworth counties in the Kansas City area, and organizations of such persons, are eligible for membership.
Employers and groups
- Employees of the Board of Public Utilities and employees of Reliance Credit Union, as well as organizations of such persons, are eligible for membership.
- Employees of Western Resources, Inc., successor companies Oneok and Westar Energy (and their successor companies), Southern Union Company, and its affiliate and subsidiary companies, as well as organizations of such persons, are eligible for membership.
- Employees, active medical staff, auxiliary staff, contract employees, and board members of specified healthcare facilities in Kansas City, KS and Leavenworth, KS (including Providence Medical Center, Providence Place, St. John Hospital, Sisters of Charity of Leavenworth Health Services Corp, Prime Health Corp) and individuals employed in the Wyandotte Medical Building are eligible for membership.
- Individuals employed in the natural gas industry who are working in or paid from the Kansas City metropolitan area, and organizations of such persons, are eligible for membership.
- Members in good standing of United Steelworkers Union #12561, Gasworkers Union #781, Electrical Workers #124, Oil Chemical & Atomic Workers #5, and organizations of such persons, are eligible for membership.
2 more ways to join
Family and household
- Immediate family members of eligible persons across the qualifying membership groups are eligible to join.
Other ways
- Current members of Reliance Credit Union and organizations of such persons maintain eligibility.
Membership information collected October 4, 2026.